1528 Coldwater Reserve Crossing Severn, MD 21144
4
Beds
4.5
Baths
4,818
Sq Ft
10,205
Sq Ft Lot
Highlights
- Colonial Architecture
- 2 Car Attached Garage
- Property is in excellent condition
- 1 Fireplace
- Central Air
- Walk-Up Access
About This Home
As of January 2025Welcome Home! This stunning home shows like a model. Enter into the grand two story foyer that leads into the open concept layout. Spacious kitchen opens into the sunroom. Entertain friends on the gorgeous newly painted spacious deck with beautiful fully fenced back yard! Head upstairs to the expansive master bedroom with large dual vanity in bathroom and a separate toilet room, and massive walk in closet. Upstairs also boast 3 more bedrooms, one of which is a princess suite with large walk in closet. End the day by relaxing in the breathtaking home movie theatre in the beautiful spacious basement! This is a must see!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,724
Year Built
- Built in 2014
Lot Details
- 10,205 Sq Ft Lot
- Property is in excellent condition
- Property is zoned AA COUNTY
HOA Fees
- $38 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Colonial Architecture
- Brick Exterior Construction
Interior Spaces
- Property has 3 Levels
- 1 Fireplace
Bedrooms and Bathrooms
- 4 Bedrooms
Basement
- Basement Fills Entire Space Under The House
- Walk-Up Access
Schools
- Ridgeway Elementary School
- Old Mill Middle South
- Old Mill High School
Utilities
- Central Air
- Heat Pump System
- Heating System Powered By Owned Propane
- Public Septic
Community Details
- Coldwater Reserve Subdivision
Listing and Financial Details
- Tax Lot 14
- Assessor Parcel Number 020416890233249
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 14, 2024
Closed on
Jan 31, 2025
Sold by
Nieves Carlos Alberto and Nieves Cathryna Patrice
Bought by
Nkengfack Chateh-Nkengtego
Seller's Agent
Errin Smith
RE/MAX Realty Group
Buyer's Agent
Hezeldee Del Callar
Redfin Corp
List Price
$839,000
Sold Price
$815,000
Premium/Discount to List
-$24,000
-2.86%
Views
224
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,225
Avg. Annual Appreciation
0.49%
Original Mortgage
$500,000
Outstanding Balance
$497,461
Interest Rate
6.91%
Mortgage Type
New Conventional
Estimated Equity
$319,935
Purchase Details
Listed on
May 29, 2020
Closed on
Jul 23, 2020
Sold by
Brown Jeffrey Gordon and Brown Gina Marie
Bought by
Nieves Cathryna Patrice and Nieves Carlos Alberto
Seller's Agent
KERRIANN FERRANO
Blackwell Real Estate, LLC
Buyer's Agent
Errin Smith
RE/MAX Realty Group
List Price
$610,000
Sold Price
$617,000
Premium/Discount to List
$7,000
1.15%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.34%
Original Mortgage
$493,600
Interest Rate
3.2%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 9, 2016
Closed on
Sep 2, 2016
Sold by
Donegan Indira R and Donegan Michael L
Bought by
Brown Jeffrey Gordon and Brown Gina Marie
Seller's Agent
Jenni Davies
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Jenni Davies
Berkshire Hathaway HomeServices PenFed Realty
List Price
$559,900
Sold Price
$559,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.53%
Original Mortgage
$503,910
Interest Rate
3.43%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 31, 2014
Closed on
May 15, 2014
Sold by
D R Horton Inc
Bought by
Donegan Indira R and Donegan Michael L
Seller's Agent
Nancy Mabie
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Non Member Member
Metropolitan Regional Information Systems, Inc.
List Price
$571,495
Sold Price
$543,000
Premium/Discount to List
-$28,495
-4.99%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.34%
Original Mortgage
$543,000
Interest Rate
3.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Similar Homes in Severn, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $815,000 | First American Title | |
| Deed | $617,000 | Atlantic Title & Escrow Co | |
| Deed | $559,900 | Greenwood Title Inc | |
| Deed | $543,000 | Residential Title & Escrow C |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $500,000 | New Conventional | |
| Previous Owner | $493,600 | New Conventional | |
| Previous Owner | $92,550 | Credit Line Revolving | |
| Previous Owner | $503,910 | New Conventional | |
| Previous Owner | $543,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/31/2025 01/31/25 | Sold | $815,000 | -1.2% | $184 / Sq Ft |
| 12/30/2024 12/30/24 | Price Changed | $825,000 | -1.7% | $186 / Sq Ft |
| 12/21/2024 12/21/24 | For Sale | $839,000 | 0.0% | $189 / Sq Ft |
| 12/20/2024 12/20/24 | Off Market | $839,000 | -- | -- |
| 12/14/2024 12/14/24 | For Sale | $839,000 | +36.0% | $189 / Sq Ft |
| 07/23/2020 07/23/20 | Sold | $617,000 | 0.0% | $128 / Sq Ft |
| 06/03/2020 06/03/20 | Off Market | $617,000 | -- | -- |
| 06/02/2020 06/02/20 | Pending | -- | -- | -- |
| 05/29/2020 05/29/20 | For Sale | $610,000 | +8.9% | $127 / Sq Ft |
| 09/02/2016 09/02/16 | Sold | $559,900 | 0.0% | $180 / Sq Ft |
| 07/19/2016 07/19/16 | Pending | -- | -- | -- |
| 06/09/2016 06/09/16 | For Sale | $559,900 | +3.1% | $180 / Sq Ft |
| 05/15/2014 05/15/14 | Sold | $543,000 | -2.2% | $184 / Sq Ft |
| 04/10/2014 04/10/14 | Pending | -- | -- | -- |
| 02/19/2014 02/19/14 | Price Changed | $554,990 | +1.8% | $188 / Sq Ft |
| 02/19/2014 02/19/14 | Price Changed | $544,990 | -4.6% | $185 / Sq Ft |
| 01/31/2014 01/31/14 | For Sale | $571,495 | -- | $194 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,614 | $696,500 | $193,900 | $502,600 |
| 2024 | $7,614 | $649,500 | $0 | $0 |
| 2023 | $7,053 | $602,500 | $0 | $0 |
| 2022 | $6,235 | $555,500 | $145,800 | $409,700 |
| 2021 | $12,211 | $543,100 | $0 | $0 |
| 2020 | $5,919 | $530,700 | $0 | $0 |
| 2019 | $11,473 | $518,300 | $145,800 | $372,500 |
| 2018 | $5,256 | $518,300 | $145,800 | $372,500 |
| 2017 | $6,445 | $518,300 | $0 | $0 |
| 2016 | -- | $590,300 | $0 | $0 |
| 2015 | -- | $577,600 | $0 | $0 |
| 2014 | -- | $564,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Errin Smith
Seller's Agent in 2025
Errin Smith
Remax 100
(301) 452-9035
1 in this area
124 Total Sales
-
Hezeldee Del Callar
H
Buyer's Agent in 2025
Hezeldee Del Callar
Redfin Corp
-
KERRIANN FERRANO
Seller's Agent in 2020
KERRIANN FERRANO
Blackwell Real Estate, LLC
(212) 802-9355
11 in this area
23 Total Sales
-
Jenni Davies
Seller's Agent in 2016
Jenni Davies
BHHS PenFed (actual)
(301) 466-1228
1 in this area
46 Total Sales
-
Nancy Mabie
Seller's Agent in 2014
Nancy Mabie
BHHS PenFed (actual)
(301) 645-1700
17 Total Sales
-
N
Buyer's Agent in 2014
Non Member Member
Metropolitan Regional Information Systems
Map
Source: Bright MLS
MLS Number: MDAA434972
APN: 04-168-90233249
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