$384,650
SOLD NOV 5, 2025
4 Beds
2 Baths
2,021 Sq Ft
8,324 Sq Ft Lot

Recently Sold

$190 Per Sq Ft

0 Day on Market

Highlights

  • 96 Feet of Lake Waterfront
  • New Construction
  • High Ceiling
  • O'Dea Elementary School Rated A-
  • Ranch Style House
  • Great Room

About This Home

As of November 2025

Welcome to Ashton Covey in Winter Haven! Discover the ultimate Florida lifestyle in this stunning community. Perfectly situated just off US Highway 27, your new home offers seamless access to work, outdoor recreation, shopping, dining, and more. Imagine being less than 15 minutes from Downtown Winter Haven, where charming local shops and restaurants await your exploration. Plus, you're just 5 miles from public lake access at Lake Daisy, ideal for a day of boating, paddle boarding, and enjoying the water. The Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 4 spacious bedrooms and a full bath with double vanity. In the dining area, prepare to be wowed. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a beautiful tray ceiling, a double vanity owner’s bath and a huge walk-in closet. The Panama is pure bliss. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

Last Agent to Sell the Property

William Maltbie

MALTBIE REALTY GROUP Brokerage Phone: 813-819-5255 License #3493842 Listed on: 11/05/2025

Last Buyer's Agent

Jessica Hancock-Batson

THE STONES REAL ESTATE FIRM License #3404148

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $76

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 8,324 Sq Ft Lot
  • Lot Dimensions are 70x119
  • 96 Feet of Lake Waterfront
  • North Facing Home
  • Native Plants
  • Oversized Lot
  • Irregular Lot
  • Landscaped with Trees

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Home is estimated to be completed on 11/30/25
  • Ranch Style House
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,021 Sq Ft Home
  • Crown Molding
  • Tray Ceiling
  • High Ceiling
  • ENERGY STAR Qualified Windows
  • Sliding Doors
  • Entrance Foyer
  • Great Room
  • Family Room Off Kitchen
  • Dining Room
  • Inside Utility
  • Laundry in unit
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Dinette
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • No or Low VOC Flooring
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Low Flow Plumbing Fixtures
  • Shower Only

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient HVAC
  • Energy-Efficient Lighting
  • Energy-Efficient Thermostat
  • No or Low VOC Paint or Finish
  • Ventilation
  • HVAC Filter MERV Rating 8+
  • Drip Irrigation

Outdoor Features

  • Covered Patio or Porch

Schools

  • Chain O Lakes Elementary School
  • Mclaughlin Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot 35
  • Assessor Parcel Number 27-29-18-865158-000350

Community Details

Overview

  • Ryan Homes Association
  • Built by RYAN HOMES
  • Ashton Covey Subdivision, Panama Floorplan

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$76

Year Built

Built in 2025 | New Construction

Lot Details

0

HOA Fees

$63 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: No
  • Living Area: 2021
  • Lot Size Acres: 0.19
  • New Construction: Yes
  • Year Built: 2025
  • Building Area Total: 2420
  • Lot Size Sq Ft: 8324
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 224.83
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 190.33
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-819-5255
  • Tax Year: 2025
  • Special Features: NewHome

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Concrete
  • Full Bathrooms: 2
  • Interior Amenities: Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Window Features: ENERGY STAR Qualified Windows
  • Additional Rooms: Inside Utility
  • Living Area Meters: 187.76

Exterior Features

  • Direction Faces: North
  • Exterior Features: Sliding Doors
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 96
  • Water Frontage Feet Lake: 96
  • Projected Completion Date: 2025-11-30T00:00:00.000

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Playground, Street Lights
  • Association Fee: 63
  • Association Fee Frequency: Monthly
  • Association Name: RYAN HOMES
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Leash Law
  • Association Fee Requirement: Required
  • Association Email: 1

Fee Information

  • Total Annual Fees: 756.00
  • Total Monthly Fees: 63.00
  • Monthly HOA Amount: 63.00

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Mclaughlin Middle

Lot Info

  • Parcel Number: 27-29-18-865158-000350
  • Additional Parcels: No
  • Lot Features: Irregular Lot, Oversized Lot, Sidewalk, Paved
  • Lot Dimensions: 70x119
  • Flood Zone Code: X

Green Features

  • Efficiency: Appliances, HVAC, Lighting, Thermostat, Windows
  • Green Indoor Air Qlty: HVAC Filter MERV 8+, No/Low VOC Flooring, No/Low VOC Paint/Finish, Ventilation
  • Green Water Conservation: Drip Irrigation, Low-Flow Fixtures
  • Green Landscaping: Fl. Friendly/Native Landscape

Building Info

  • Builder Name: RYAN HOMES

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: No short term lease.

Tax Info

  • Tax Block: 00
  • Tax Book Number: 206/46-50
  • Tax Lot: 35

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 18, 2025
Sold by
Nvr Inc
Bought by
Partain Alexandria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$377,682
Outstanding Balance
$377,042
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
-$5,061

Purchase Details

Closed on
Mar 11, 2025
Sold by
Lake Ashton Development Group Iii Llc
Bought by
Nvr Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $384,700 Nvr Settlement Services
Special Warranty Deed $384,700 Nvr Settlement Services
Special Warranty Deed $105,000 Nvr Settlement Services
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $377,682 FHA
Closed $377,682 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/05/2025 11/05/25 Sold $384,650 0.0% $190 / Sq Ft
11/05/2025 11/05/25 Pending -- -- --
11/05/2025 11/05/25 For Sale $384,650 -- $190 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $76 $54,000 $54,000 --
2024 -- $4,050 $4,050 --
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: W7880487

Stellar MLS

APN: 27-29-18-865158-000350