PENDING
$268K PRICE DROP
15390 Ancel Cir Port Charlotte, FL 33981
Gulf Cove NeighborhoodEstimated payment $4,153/month
Total Views
8,351
4
Beds
3
Baths
2,628
Sq Ft
$259
Price per Sq Ft
Highlights
- 95 Feet of Salt Water Canal Waterfront
- Water access To Gulf or Ocean
- Screened Pool
- Dock has access to electricity and water
- Boat Lift
- Open Floorplan
About This Home
Under contract-accepting backup offers. Back on Market – Buyer’s Financing Fell Through! Amazing price for this Updated Gulf Access Pool Home with 10K Boat Lift + Possible Assumable VA Loan at 2.25%!
Step into Florida waterfront living at its finest with this meticulously maintained 4-bedroom plus den retreat in South Gulf Cove—featuring a NEW ROOF (2023), NEWER A/C (2020), Refinished HEATED SALTWATER POOL and Deck, New Saltwater Chlorinator, New Pool Pump & Timer, Fresh Interior/Exterior Paint, New Lanai Screens, and Brand New Boat Lift Canopy! Best of all? NO STORM DAMAGE!
Enjoy panoramic intersecting canal views from your oversized lot surrounded by royal palms and fruit trees with full irrigation. Boaters and anglers will love the 10,000 lb covered boat lift and brackish water dock offering both saltwater and freshwater fishing—plus QUICK access to Charlotte Harbor, the Intracoastal Waterway, and Gulf of Mexico.
Inside, a grand double-door entry leads to an open-concept floor plan with sliding glass doors on both sides of the pool for seamless indoor-outdoor living. The spacious Great Room boasts tray ceilings, abundant natural light, and flows effortlessly into the gourmet kitchen with solid wood maple cabinets, granite counters, double oven, and a cozy breakfast nook featuring an aquarium window overlooking the water.
The master suite is a private retreat with direct lanai access, his and her closets, and a spa-like bath with double sinks, garden tub, and Roman walk-through shower. Generously sized guest bedrooms and two well-appointed baths offer plenty of space for visitors. A large laundry room connects to the OVERSIZED 2.5 CAR GARAGE (25x22 - 550 Sq Ft) and includes extra storage, counter space, and a deep sink.
No HOA required as it is a voluntary association. VA buyers—ask about the assumable 2.25% interest rate! This is the rare combination of updates, location, and waterfront lifestyle you’ve been waiting for. Schedule your private showing today—paradise is calling!
Listing Agent
PARADISE EXCLUSIVE INC Brokerage Phone: 941-698-0303 License #3428261 Listed on: 11/30/2023
Co-Listing Agent
PARADISE EXCLUSIVE INC Brokerage Phone: 941-698-0303 License #3468043
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,598
Year Built
- Built in 2007
Lot Details
- 0.3 Acre Lot
- Lot Dimensions are 95x120x115x125
- 95 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- West Facing Home
- Mature Landscaping
- Irrigation Equipment
- Fruit Trees
- Property is zoned RSF3.5
HOA Fees
- $10 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Oversized Parking
- Garage Door Opener
Home Design
- Florida Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,628 Sq Ft Home
- Open Floorplan
- Tray Ceiling
- Cathedral Ceiling
- Ceiling Fan
- Blinds
- Sliding Doors
- Great Room
- Family Room Off Kitchen
- Living Room
- Breakfast Room
- Formal Dining Room
- Den
- Bonus Room
- Canal Views
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Built-In Oven
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Home Security
- Home Security System
- Hurricane or Storm Shutters
- Fire and Smoke Detector
Pool
- Screened Pool
- Heated In Ground Pool
- Gunite Pool
- Saltwater Pool
- Pool is Self Cleaning
- Fence Around Pool
Outdoor Features
- Water access To Gulf or Ocean
- Access To Intracoastal Waterway
- River Access
- Access to Brackish Canal
- Seawall
- Boat Lift
- Covered Boat Lift
- Dock has access to electricity and water
- Deeded Boat Dock
- Dock made with Composite Material
- Deck
- Covered Patio or Porch
- Rain Gutters
Schools
- Myakka River Elementary School
- L.A. Ainger Middle School
- Lemon Bay High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- High Speed Internet
- Satellite Dish
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 15 / 4481
- Assessor Parcel Number 412122454013
Community Details
Overview
- South Gulf Cove Homeowners Association Inc. Association
- Visit Association Website
- South Gulf Cove Community
- Port Charlotte Sec 81 Subdivision
Recreation
- Community Playground
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,832 | $361,933 | $0 | $0 |
| 2022 | $6,558 | $399,758 | $0 | $0 |
| 2021 | $6,584 | $388,115 | $38,250 | $349,865 |
| 2020 | $6,651 | $393,013 | $37,825 | $355,188 |
| 2019 | $6,078 | $314,280 | $38,675 | $275,605 |
| 2018 | $5,789 | $313,128 | $41,650 | $271,478 |
| 2017 | $5,794 | $308,791 | $36,550 | $272,241 |
| 2016 | $5,645 | $293,936 | $0 | $0 |
| 2015 | $5,383 | $288,652 | $0 | $0 |
| 2014 | $3,525 | $220,321 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/23/2025 08/23/25 | Pending | -- | -- | -- |
| 08/13/2025 08/13/25 | For Sale | $680,000 | 0.0% | $259 / Sq Ft |
| 07/20/2025 07/20/25 | Pending | -- | -- | -- |
| 06/20/2025 06/20/25 | Price Changed | $680,000 | -0.7% | $259 / Sq Ft |
| 05/20/2025 05/20/25 | Price Changed | $685,000 | -2.1% | $261 / Sq Ft |
| 03/28/2025 03/28/25 | Price Changed | $699,900 | -3.4% | $266 / Sq Ft |
| 03/14/2025 03/14/25 | Price Changed | $724,900 | -0.7% | $276 / Sq Ft |
| 02/01/2025 02/01/25 | For Sale | $729,900 | 0.0% | $278 / Sq Ft |
| 01/31/2025 01/31/25 | Off Market | $729,900 | -- | -- |
| 01/03/2025 01/03/25 | Price Changed | $729,900 | -5.8% | $278 / Sq Ft |
| 12/26/2024 12/26/24 | Price Changed | $774,900 | -3.0% | $295 / Sq Ft |
| 10/24/2024 10/24/24 | Price Changed | $799,000 | -6.0% | $304 / Sq Ft |
| 06/18/2024 06/18/24 | Price Changed | $849,900 | -5.5% | $323 / Sq Ft |
| 05/23/2024 05/23/24 | Price Changed | $899,000 | -3.2% | $342 / Sq Ft |
| 03/28/2024 03/28/24 | For Sale | $929,000 | 0.0% | $354 / Sq Ft |
| 03/27/2024 03/27/24 | Off Market | $929,000 | -- | -- |
| 03/15/2024 03/15/24 | For Sale | $929,000 | +11.4% | $354 / Sq Ft |
| 02/20/2024 02/20/24 | Off Market | $834,000 | -- | -- |
| 02/03/2024 02/03/24 | Price Changed | $834,000 | -7.2% | $317 / Sq Ft |
| 01/30/2024 01/30/24 | Price Changed | $899,000 | -5.2% | $342 / Sq Ft |
| 11/30/2023 11/30/23 | For Sale | $948,000 | +101.7% | $361 / Sq Ft |
| 11/06/2019 11/06/19 | Sold | $470,000 | -4.1% | $179 / Sq Ft |
| 09/20/2019 09/20/19 | Pending | -- | -- | -- |
| 08/20/2019 08/20/19 | Price Changed | $489,900 | -1.8% | $186 / Sq Ft |
| 06/07/2019 06/07/19 | For Sale | $499,000 | +29.6% | $190 / Sq Ft |
| 08/13/2014 08/13/14 | Sold | $385,000 | -3.7% | $146 / Sq Ft |
| 07/07/2014 07/07/14 | Pending | -- | -- | -- |
| 06/04/2014 06/04/14 | Price Changed | $399,900 | -6.8% | $152 / Sq Ft |
| 03/17/2014 03/17/14 | Price Changed | $429,000 | -4.6% | $163 / Sq Ft |
| 01/05/2014 01/05/14 | Price Changed | $449,900 | -6.3% | $171 / Sq Ft |
| 10/15/2013 10/15/13 | For Sale | $479,900 | -- | $183 / Sq Ft |
Source: Stellar MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $470,000 | Attorney | |
| Warranty Deed | $385,000 | Attorney | |
| Warranty Deed | $279,000 | Chelsea Title Company | |
| Warranty Deed | $90,000 | Coastal Security Title Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $200,000 | New Conventional | |
| Open | $470,292 | VA | |
| Closed | $470,000 | VA | |
| Previous Owner | $308,000 | New Conventional | |
| Previous Owner | $292,850 | Unknown | |
| Previous Owner | $65,700 | Purchase Money Mortgage |
Source: Public Records
Similar Homes in Port Charlotte, FL
Source: Stellar MLS
MLS Number: D6133512
APN: 412122454013
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
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