NOT LISTED FOR SALE

15407 Shamrock Rd SW Cumberland, MD 21502

Estimated Value: $303,000 - $345,000

4 Beds
2 Baths
2,324 Sq Ft
$137/Sq Ft Est. Value

Last Sold November 04, 2022

Last sale price $282,000 $121 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $1,963/month

1 Day on Market

Highlights

  • Traditional Floor Plan
  • Wood Flooring
  • Attic
  • Raised Ranch Architecture
  • Main Floor Bedroom
  • No HOA

About This Home

As of November 2022

Can you say move in ready?? This house has been beautifully maintained and updated over the years and you will appreciate every inch of this home! This isn't your typical 3 bedroom ranch home in Bel Air. It has a gorgeous addition on the back which adds over 600 SF of additional living space. The addition features a formal dining room and large family room with propane fireplace. Let's take a step outside to brag about your fantastic covered patio and let the entertaining begin! The basement is fully finished with a recreation room, den/bedroom space, full bathroom and laundry area. Just a skip, hop and a jump away to the community heated pool & playground area. Minutes from Northrup Grumman, ATK, WMHS & other employers. Take a minute to look at the virtual tour and schedule an appointment to see it for yourself. It's just as gorgeous in person!

Last Agent to Sell the Property

Alli Candelas

Charis Realty Group Listed on: 09/02/2022

Charis Realty Group

Last Buyer's Agent

Seth Loar

Coldwell Banker Premier License #660434

Coldwell Banker Premier

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,208

Year Built

  • Built in 1966

Lot Details

  • 0.26 Acre Lot
  • Property is in very good condition

Parking

  • 1 Car Direct Access Garage
  • 1 Driveway Space
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Raised Ranch Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 1 Level
  • Traditional Floor Plan
  • Ceiling Fan
  • Fireplace Mantel
  • Gas Fireplace
  • Replacement Windows
  • Double Hung Windows
  • Window Screens
  • Family Room
  • Living Room
  • Formal Dining Room
  • Attic

Kitchen

  • Eat-In Kitchen
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Laundry

  • Laundry Room
  • Laundry on lower level
  • Washer and Dryer Hookup

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Garage Access
  • Basement with some natural light

Outdoor Features

  • Patio
  • Shed

Schools

  • Bel Air Elementary School
  • Washington Middle School
  • Fort Hill High School

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0107004788

Community Details

Overview

  • No Home Owners Association
  • Cresaptown Subdivision

Recreation

  • Heated Community Pool
  • Saltwater Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,208

Year Built

Built in 1966

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Raised Ranch/Rambler
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2022-09-02
  • Federal Flood Zone: No
  • Year Built: 1966
  • Automatically Close On Close Date: No
  • Remarks Public: Can you say move in ready?? This house has been beautifully maintained and updated over the years and you will appreciate every inch of this home! This isn't your typical 3 bedroom ranch home in Bel Air. It has a gorgeous addition on the back which adds over 600 SF of additional living space. The addition features a formal dining room and large family room with propane fireplace. Let's take a step outside to brag about your fantastic covered patio and let the entertaining begin! The basement is fully finished with a recreation room, den/bedroom space, full bathroom and laundry area. Just a skip, hop and a jump away to the community heated pool & playground area. Minutes from Northrup Grumman, ATK, WMHS & other employers. Take a minute to look at the virtual tour and schedule an appointment to see it for yourself. It's just as gorgeous in person!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Microwave, Refrigerator, Stove
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Vinyl
  • Interior Amenities: Attic, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Island, Kitchen - Table Space, Upgraded Countertops, Window Treatments, Wood Floors
  • Window Features: Double Hung, Replacement, Screens
  • Fireplace Features: Gas/Propane, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Laundry, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Daylight, Partial, Front Entrance, Fully Finished, Garage Access, Heated, Improved, Interior Access, Outside Entrance, Walkout Level
  • Laundry Type: Lower Floor, Hookup
  • Total Sq Ft: 2796
  • Living Area Sq Ft: 2324
  • Price Per Sq Ft: 174.50
  • Above Grade Finished Sq Ft: 1604
  • Below Grade Finished Sq Ft: 720
  • Below Grade Sq Ft: 472
  • Total Below Grade Sq Ft: 1192
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 15407

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Vinyl Siding
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Built In, Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Attached Garage
  • Number of Spaces in Driveway: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Broadband

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Community Pool Features: Heated, In Ground, Saltwater

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • Elementary School: BEL AIR
  • Middle School: WASHINGTON
  • High School: FORT HILL
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140562208
  • School District Source: 3rd Party
  • Elementary School: BEL AIR
  • High School: FORT HILL
  • Middle Or Junior School: WASHINGTON

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 116500.00
  • Land Assessed Value: 30000.00
  • Land Use Code: R
  • Lot Size Acres: 0.26
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11250.00
  • Outdoor Living Structures: Patio(s), Roof
  • Property Condition: Very Good
  • Year Assessed: 2022
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14915348
  • Tax Annual Amount: 2208.00
  • Assessor Parcel Number: 0107004788
  • Tax Total Finished Sq Ft: 2258
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 11/04/2022

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 2, 2022
Closed on
Nov 4, 2022
Sold by
Sullivan Terrence F
Bought by
Ruberg David P and Ruberg Wendy
Seller's Agent
Alli Candelas
Charis Realty Group
Buyer's Agent
Seth Loar
Coldwell Banker Premier
List Price
$279,900
Sold Price
$282,000
Premium/Discount to List
$2,100
0.75%
Views
75
Current Estimated Value
$318,641

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$36,641
Avg. Annual Appreciation
4.51%
Original Mortgage
$267,900
Outstanding Balance
$260,128
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$58,513

Purchase Details

Closed on
Jun 29, 1990
Sold by
Egner, George J Trustee
Bought by
Appel Shelly A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,500
Interest Rate
10.15%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ruberg David P $282,000 --
Appel Shelly A $70,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ruberg David P $267,900
Previous Owner Appel Shelly A $70,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/04/2022 11/04/22 Sold $282,000 +0.8% $121 / Sq Ft
09/04/2022 09/04/22 Pending -- -- --
09/02/2022 09/02/22 For Sale $279,900 -- $120 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,618 $252,100 $39,300 $212,800
2024 $2,618 $216,900 $0 $0
2023 $1,975 $181,700 $0 $0
2022 $1,768 $146,500 $30,000 $116,500
2021 $1,745 $145,900 $0 $0
2020 $1,754 $145,300 $0 $0
2019 $1,747 $144,700 $30,000 $114,700
2018 $1,747 $144,700 $30,000 $114,700
2017 $1,748 $144,700 $0 $0
2016 -- $152,300 $0 $0
2015 -- $152,300 $0 $0
2014 -- $152,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2004182

Bright MLS

APN: 07-004788