$645,000
SOLD NOV 4, 2025

1544 Via Risa San Marcos, CA 92078

2 Beds
2 Baths
1,076 Sq Ft
$714/mo HOA Fee

Recently Sold

$599 Per Sq Ft

4% Below List Price

13 Days on Market

Highlights

  • Community Pool
  • 2 Car Detached Garage
  • Central Air
  • Discovery Elementary School Rated A
  • Fireplace

About This Home

As of November 2025

Welcome to your everyday getaway in the coveted Panorama community at Lake San Marcos! This 2-bedroom, 2-bath condo offers breathtaking views of the lake and mountains -- enjoyed right from your kitchen, dining area, living room, primary suite, and expansive private patio. Unwind by the cozy fireplace as you watch the water views. The home includes in-unit laundry, a detached garage, and an ideal layout for entertaining and privacy from the bedrooms. Just a short stroll to the Lakehouse Resort, golf course, Sail Club, Amalfi Restaurant, and community pool, this home gives y9ou access to all the amenities that make Lake San Marcos a true lifestyle destination. Everyday will feel like you're on vacation!

Last Agent to Sell the Property

Mark Green

TXR Homes, Inc. License #01937370 Listed on: 09/19/2025

Co-Listed By

Mackenzie Black

TXR Homes, Inc. License #02004975

Last Buyer's Agent

Matt Greene

Compass License #01906910

Compass

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1989

HOA Fees

  • $714 Monthly HOA Fees

Parking

  • 2 Car Detached Garage

Home Design

  • Entry on the 1st floor
  • Clay Roof
  • Stucco

Interior Spaces

  • 2 Bedrooms
  • 1,076 Sq Ft Home
  • 2-Story Property
  • Fireplace
  • Gas Dryer Hookup

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance
  • 4 Units
  • Property Advantage Association
  • Panarama At Lake San Marcos Community
  • Lake San Marcos Subdivision

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Year Built

Built in 1989

Lot Details

0

HOA Fees

$714 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Stories: 2
  • Year Built: 1989
  • Unit Levels: 2 Story
  • Property Sub Type: All Other Attached
  • Association Fees: 714.0
  • Association Fee Frequency: Monthly
  • Association Fee Inclusions: Common Area Maintenance, Exterior (Landscaping), Exterior Bldg Maintenance
  • Co List Office Mls Id: CR-52953
  • Co List Office Mls Id: 992082
  • Subdivision Name: LAKE SAN MARCOS
  • Directions: GPS
  • BuildingName: Panarama At Lake San Marcos
  • Entry Level: 1
  • Living Area: 1076.0
  • FeedTypes: IDX
  • RFModificationTimestamp: 2025-11-05T18:50:57Z
  • ADU_YesNo: No
  • AgeRestrictions: N/K
  • ExclusiveUseYard: No
  • FullAddress: 1544 Via Risa
  • Ownership: Condominium
  • ShortSale: No
  • SupplementRemarks: Welcome to your everyday getaway in the coveted Panorama community at Lake San Marcos! This 2-bedroom, 2-bath condo offers breathtaking views of the lake and mountains -- enjoyed right from your kitchen, dining area, living room, primary suite, and expansive private patio. Unwind by the cozy fireplace as you watch the water views. The home includes in-unit laundry, a detached garage, and an ideal layout for entertaining and privacy from the bedrooms. Just a short stroll to the Lakehouse Resort, golf course, Sail Club, Amalfi Restaurant, and community pool, this home gives y9ou access to all the amenities that make Lake San Marcos a true lifestyle destination. Everyday will feel like you're on vacation!
  • Special Features: VirtualTour

Interior Features

  • Total Bedrooms: 2
  • Appliances: Dishwasher, Disposal, Microwave, Range/Oven, Refrigerator

Exterior Features

  • Fencing: N/K
  • Roof: Tile/Clay
  • Pool Features: Community/Common
  • Construction Type: Stucco

Garage/Parking

  • Garaged Spaces: 2.0
  • Parking Features: Detached
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Forced Air
  • Heating: Fireplace
  • Sewer: Public Sewer
  • Laundry Features: Gas
  • Water Source: Meter on Property
  • HeatSource: Natural Gas

Condo/Co-op/Association

  • Association Name: Property Advantage

Lot Info

  • Zoning: R-1

Multi Family

  • Number Of Units Total: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 19, 2025
Closed on
Oct 13, 2025
Sold by
Zermatt Llc
Bought by
Moore James A and Moore Karen Ann
Seller's Agent
Mark Green
TXR Homes, Inc.
Buyer's Agent
Matt Greene
Compass
List Price
$675,000
Sold Price
$645,000
Premium/Discount to List
-$30,000
-4.44%
Views
31

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
56.94%

Purchase Details

Listed on
May 20, 2025
Closed on
Aug 1, 2025
Sold by
Zermatt Llc
Bought by
Zermatt Llc
Seller's Agent
Cynthia Spencley
eXp Realty of Southern California, Inc.
Buyer's Agent
Non-Member Default
Default Non-Member Office
List Price
$550,000
Sold Price
$540,000
Premium/Discount to List
-$10,000
-1.82%
Views
8

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
55.92%

Purchase Details

Listed on
May 20, 2025
Closed on
May 29, 2025
Sold by
Spencley Jan C
Bought by
Zermatt Llc
Seller's Agent
Cynthia Spencley
eXp Realty of Southern California, Inc.
Buyer's Agent
Non-Member Default
Default Non-Member Office
List Price
$550,000
Sold Price
$540,000
Premium/Discount to List
-$10,000
-1.82%
Views
8

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$615,000
Interest Rate
6.81%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 7, 1992
Sold by
Spencley Boyd A and Spencley Antoinette
Bought by
Spencley Jan C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$9,000
Interest Rate
7.16%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Dec 9, 1988
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $645,000 Corinthian Title
Grant Deed -- Corinthian Title
Grant Deed $540,000 Corinthian Title
Grant Deed -- --
Deed $120,100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $615,000 New Conventional
Previous Owner $9,000 Seller Take Back
Closed $18,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/04/2025 11/04/25 Sold $645,000 -4.4% $599 / Sq Ft
10/02/2025 10/02/25 Pending -- -- --
09/19/2025 09/19/25 For Sale $675,000 +25.0% $627 / Sq Ft
06/10/2025 06/10/25 Sold $540,000 -1.8% $502 / Sq Ft View Prior Sale
05/20/2025 05/20/25 Pending -- -- --
05/20/2025 05/20/25 For Sale $550,000 -- $511 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,240 $203,922 $101,961 $101,961
2024 $2,240 $199,924 $99,962 $99,962
2023 $2,199 $196,004 $98,002 $98,002
2022 $2,169 $192,162 $96,081 $96,081
2021 $2,138 $188,396 $94,198 $94,198
2020 $2,121 $186,466 $93,233 $93,233
2019 $2,102 $182,810 $91,405 $91,405
2018 $2,036 $179,226 $89,613 $89,613
2017 $1,996 $175,712 $87,856 $87,856
2016 $1,963 $172,268 $86,134 $86,134
2015 $1,929 $169,682 $84,841 $84,841
2014 $1,886 $166,360 $83,180 $83,180
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 250039402

San Diego MLS

APN: 222-460-03-35