Seller's Agent in 2021
Kim Lally
EXP Realty, LLC
(443) 799-0036
23 in this area
416 Total Sales
1547 Cottage Ln Towson, MD 21286
Estimated Value: $340,000 - $370,000
3
Beds
2
Baths
1,800
Sq Ft
$200/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- 2 Fireplaces
- Eat-In Kitchen
- Wood Flooring
- No HOA
- Chair Railings
About This Home
As of May 2021This adorable end-of-group Loch Raven Village town home boasts updates throughout! The upgraded open-concept kitchen features granite counter tops, recessed lighting, and stainless steel appliances. Throughout the home, additional upgrades include updated washer and dryer, electrical panel, insulation in the large attic, an added french drain, refinished hardwood floors, a urinal (yes, a urinal!) and more. Cozy up to the two fireplaces during colder months, and when it warms up spend time outside, where you'll find a rear deck and spacious back yard with its very own pond, gorgeous landscaping and 2 sheds. The outside space is perfect for entertaining friends, especially on the 4th of July with an amazing view of the local fireworks! The spacious parking pad fits 2 vehicles and there is always plenty of on-street parking available.
Last Agent to Sell the Property
(443) 799-0036 kim@hghomegroup.com EXP Realty, LLC License #RS-0037405 Listed on: 04/01/2021
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,314
Year Built
- Built in 1957
Lot Details
- 4,875 Sq Ft Lot
- Ground Rent of $132 semi-annually
Home Design
- Colonial Architecture
- Brick Exterior Construction
Interior Spaces
- Property has 3 Levels
- Built-In Features
- Chair Railings
- Crown Molding
- 2 Fireplaces
- Wood Burning Fireplace
- Wood Flooring
- Eat-In Kitchen
Bedrooms and Bathrooms
- 3 Bedrooms
Finished Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Rear Basement Entry
Parking
- On-Street Parking
- Off-Street Parking
Utilities
- Forced Air Heating and Cooling System
- Natural Gas Water Heater
Community Details
- No Home Owners Association
- Loch Raven Village Subdivision
Listing and Financial Details
- Tax Lot 53
- Assessor Parcel Number 04090910001780
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 1, 2021
Closed on
May 17, 2021
Sold by
Lovelace Zachary and Lovelace Amanda
Bought by
Thomas Hannah and Mclean John
Seller's Agent
Kim Lally
EXP Realty, LLC
Buyer's Agent
Samuel Bruck
Northrop Realty
List Price
$285,000
Sold Price
$305,000
Premium/Discount to List
$20,000
7.02%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$55,462
Avg. Annual Appreciation
3.74%
Original Mortgage
$237,600
Interest Rate
2.93%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 20, 2011
Sold by
Cray Joseph
Bought by
Lovelace Zachary and Lovelace Amanda
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,535
Interest Rate
4.99%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 28, 2011
Sold by
Cray Joseph
Bought by
Lovelace Zachary and Lovelace Amanda
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,535
Interest Rate
4.99%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 17, 1999
Sold by
Panos Christopher L
Bought by
Cray Joseph and Cray Julia
Purchase Details
Closed on
Oct 18, 1993
Sold by
Morris A K
Bought by
Panos C L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,250
Interest Rate
6.87%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Thomas Hannah | $305,000 | Lakeside Title Company | |
| Lovelace Zachary | $255,000 | -- | |
| Lovelace Zachary | $255,000 | -- | |
| Cray Joseph | $130,000 | -- | |
| Panos C L | $124,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Thomas Hannah | $237,600 | |
| Previous Owner | Lovelace Zachary | $248,535 | |
| Previous Owner | Lovelace Zachary | $248,535 | |
| Previous Owner | Panos C L | $125,250 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/17/2021 05/17/21 | Sold | $305,000 | +7.0% | $169 / Sq Ft |
| 04/03/2021 04/03/21 | Pending | -- | -- | -- |
| 04/01/2021 04/01/21 | For Sale | $285,000 | -- | $158 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,976 | $294,400 | $75,000 | $219,400 |
| 2024 | $3,976 | $273,067 | $0 | $0 |
| 2023 | $1,859 | $251,733 | $0 | $0 |
| 2022 | $3,471 | $230,400 | $75,000 | $155,400 |
| 2021 | $3,215 | $224,900 | $0 | $0 |
| 2020 | $2,659 | $219,400 | $0 | $0 |
| 2019 | $2,592 | $213,900 | $75,000 | $138,900 |
| 2018 | $3,154 | $212,433 | $0 | $0 |
| 2017 | $3,027 | $210,967 | $0 | $0 |
| 2016 | $3,407 | $209,500 | $0 | $0 |
| 2015 | $3,407 | $209,500 | $0 | $0 |
| 2014 | $3,407 | $209,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kim Lally
-
Samuel Bruck
Buyer's Agent in 2021
Samuel Bruck
Creig Northrop Team of Long & Foster
(410) 736-2016
21 in this area
325 Total Sales
Map
Source: Bright MLS
MLS Number: MDBC523800
APN: 09-0910001780
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