$535,990
NEW CONSTRUCTION

Estimated payment $3,424/month

Total Views 65
3 Beds
2 Baths
2,021 Sq Ft
$265 Price per Sq Ft

Highlights

  • 93 Feet of Lake Waterfront
  • 0.57 Acre Lot
  • Bonus Room
  • New Construction
  • Ranch Style House
  • High Ceiling

About This Home

Pre-Construction. To be built. Welcome to Ashton Covey in Winter Haven! Discover the ultimate Florida lifestyle in this stunning community. Perfectly situated just off US Highway 27, your new home offers seamless access to work, outdoor recreation, shopping, dining, and more. Imagine being less than 15 minutes from Downtown Winter Haven, where charming local shops and restaurants await your exploration. Plus, you're just 5 miles from public lake access at Lake Daisy, ideal for a day of boating, paddle boarding, and enjoying the water. The Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. A versatile flex space can be used as an office, a study, or a 4th bedroom. In the dining area, prepare to be wowed. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a beautiful tray ceiling, a double vanity owner’s bath and a huge walk-in closet. The Panama is pure bliss. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

Listing Agent

William Maltbie

MALTBIE REALTY GROUP Brokerage Phone: 813-819-5255 License #3493842 Listed on: 11/18/2025

Home Details

Home Type

  • Single Family

Year Built

  • New Construction

Lot Details

  • 0.57 Acre Lot
  • Lot Dimensions are 73x255x117x317
  • 93 Feet of Lake Waterfront
  • Lake Front
  • East Facing Home
  • Native Plants
  • Oversized Lot
  • Landscaped with Trees

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Home in Pre-Construction
  • Home is estimated to be completed on 5/31/26
  • Ranch Style House
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,021 Sq Ft Home
  • High Ceiling
  • ENERGY STAR Qualified Windows
  • Sliding Doors
  • Entrance Foyer
  • Great Room
  • Family Room Off Kitchen
  • Dining Room
  • Bonus Room
  • Inside Utility
  • Laundry in unit
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Dinette
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • No or Low VOC Flooring
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Low Flow Plumbing Fixtures
  • Shower Only

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient HVAC
  • Energy-Efficient Lighting
  • Energy-Efficient Thermostat
  • No or Low VOC Paint or Finish
  • Ventilation
  • HVAC Filter MERV Rating 8+
  • Drip Irrigation

Outdoor Features

  • Access To Lake
  • Covered Patio or Porch

Schools

  • Chain O Lakes Elementary School
  • Mclaughlin Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • Ryan Homes Association
  • Built by RYAN HOMES
  • Ashton Covey Subdivision, Panama Floorplan
  • Near Conservation Area

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Year Built

New Construction

Lot Details

0

HOA Fees

$63 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Pre-Construction
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: No
  • Living Area: 2021
  • Lot Size Acres: 0.57
  • New Construction: Yes
  • Year Built: 2026
  • Building Area Total: 2420
  • Lot Size Sq Ft: 24813
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 224.83
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 265.21
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-819-5255
  • Tax Year: 2025
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Concrete
  • Full Bathrooms: 2
  • Interior Amenities: Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Microwave, Range
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Window Features: ENERGY STAR Qualified Windows
  • Additional Rooms: Bonus Room,Inside Utility
  • Living Area Meters: 187.76

Exterior Features

  • Direction Faces: East
  • Exterior Features: Sliding Doors
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • Water Body Name: LAKE BESS
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Patio
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 93
  • Water Frontage Feet Lake: 93
  • Projected Completion Date: 2026-05-31T00:00:00.000

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Playground, Street Lights
  • Association Fee: 63
  • Association Fee Frequency: Monthly
  • Association Name: RYAN HOMES
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Leash Law
  • Association Fee Requirement: Required
  • Association Email: 1

Fee Information

  • Total Annual Fees: 756.00
  • Total Monthly Fees: 63.00
  • Monthly HOA Amount: 63.00

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Mclaughlin Middle

Lot Info

  • Parcel Number: 27-29-18-865158-000380
  • Additional Parcels: No
  • Lot Features: Conservation Area, Oversized Lot, Sidewalk, Paved
  • Lot Dimensions: 73x255x117x317
  • Flood Zone Code: X

Green Features

  • Efficiency: Appliances, HVAC, Lighting, Thermostat, Windows
  • Green Indoor Air Qlty: HVAC Filter MERV 8+, No/Low VOC Flooring, No/Low VOC Paint/Finish, Ventilation
  • Green Water Conservation: Drip Irrigation, Low-Flow Fixtures
  • Green Landscaping: Fl. Friendly/Native Landscape

Building Info

  • Builder Name: RYAN HOMES

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: No short term lease.

Tax Info

  • Tax Block: 00
  • Tax Book Number: 206/46-50
  • Tax Lot: 38

Multi Family

  • Waterfront Features: Lake Front

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/18/2025 11/18/25 For Sale $535,990 -- $265 / Sq Ft
Source: Stellar MLS

About the Listing Agent

William Maltbie

MALTBIE REALTY GROUP

(863) 375-8979

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Source: Stellar MLS

MLS Number: W7880881

Stellar MLS