$985,000
SOLD MAR 28, 2025

1550 Coastal Oaks Cir N Fernandina Beach, FL 32034

3 Beds
2 Baths
1,977 Sq Ft
6,534 Sq Ft Lot

Recently Sold

$498 Per Sq Ft

1% Below List Price

4 Days on Market

Highlights

  • Screened Porch
  • 2 Car Attached Garage
  • Tankless Water Heater
  • Emma Love Hardee Elementary School Rated A-
  • Dual Closets
  • Entrance Foyer

About This Home

As of March 2025

Located in the highly desired Coastal Oaks community, this coastal cottage has it all! Offering 3 BR, 2 BA plus an office all on one level. A chef's dream kitchen is equipped with quartz countertops, white cabinetry, piped gas cooktop, large island with double sink and beverage/wine refrigerators. Beautiful living area with coffered ceilings. cool paint tones and vinyl plank flooring. Large master bedroom with walk-in closets. Master bath has soaking tub and walk-in shower. Enjoy relaxing on the screened back porch overlooking the custom designed heated swimming pool with lounge pad. This property will not last long!

Last Agent to Sell the Property

THOMAS WALDRIP

WATSON REALTY CORP License #0698103 Listed on: 02/26/2025

WATSON REALTY CORP

Co-Listed By

Teressa Cornell

WATSON REALTY CORP License #3052337

Last Buyer's Agent

KRISTY COULOMBE

UNITED REAL ESTATE GALLERY License #3452879

UNITED REAL ESTATE GALLERY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,737

Year Built

  • Built in 2020

Lot Details

  • 6,534 Sq Ft Lot
  • North Facing Home
  • Back Yard Fenced

HOA Fees

  • $125 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Entry on the 1st floor
  • Wood Frame Construction
  • Shingle Roof
  • Siding

Interior Spaces

  • 1,977 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Entrance Foyer
  • Screened Porch

Kitchen

  • Electric Oven
  • Gas Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Cooler
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Dual Closets
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry in unit
  • Electric Dryer Hookup

Home Security

  • Smart Thermostat
  • Fire and Smoke Detector

Pool

  • Gas Heated Pool
  • Saltwater Pool

Utilities

  • Central Heating and Cooling System
  • 200+ Amp Service
  • Natural Gas Connected
  • Tankless Water Heater
  • Gas Water Heater

Community Details

  • Coastal Oaks Subdivision

Listing and Financial Details

  • Assessor Parcel Number 000031161100460000

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,737

Year Built

Built in 2020

Lot Details

0

HOA Fees

$125 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2020
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.15
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Coastal Oaks
  • Architectural Style: Cottage, Craftsman
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 1977.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Fencing Back Yard: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Flooring Vinyl: Yes
  • General Property Information Entry Level2: 1.0
  • General Property Information Senior Community YN: No
  • Pool Features Gas Heat: Yes
  • Pool Features Salt Water: Yes
  • Construction Materials Composition Siding: Yes
  • General Property Information Lot Size Acres: 0.15
  • Smart Home Features Smoke Detector: Yes
  • Utilities Natural Gas Connected: Yes
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Direction Faces: North
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Wine Cooler
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Tile, Vinyl
  • Living Area: 1977.0
  • ResoLivingAreaSource: Appraiser
  • Appliances Dishwasher: Yes
  • Appliances:Ice Maker: Yes
  • Appliances:Tankless Water Heater: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Appliances:Wine Cooler: Yes
  • Interior Features:Smart Thermostat: Yes
  • Appliances:Gas Cooktop: Yes
  • Appliances:Electric Oven: Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:His and Hers Closets: Yes

Exterior Features

  • Waterfront: No
  • Fencing: Back Yard
  • Roof: Shingle
  • Pool Features: In Ground, Gas Heat, Salt Water
  • Construction Type: Composition Siding, Frame
  • Direction Faces: North
  • Patio And Porch Features: Covered, Porch, Rear Porch, Screened
  • Construction Materials:Frame: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Screened: Yes
  • Patio And Porch Features:Rear Porch: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Laundry Features: Electric Dryer Hookup, In Unit
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Electric: 200+ Amp Service
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association Fee: 1500.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 1500.0
  • General Property Information:Association Fee Frequency: Annually

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 6534.0
  • Parcel #: 000031161100460000
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 10737.06
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 26, 2025
Closed on
Mar 28, 2025
Sold by
Starks Christopher Wayne and Delzer Michael
Bought by
Logan Carol Armstrong
Seller's Agent
THOMAS WALDRIP
WATSON REALTY CORP
Buyer's Agent
KRISTY COULOMBE
UNITED REAL ESTATE GALLERY
List Price
$990,000
Sold Price
$985,000
Premium/Discount to List
-$5,000
-0.51%
Views
11
Current Estimated Value
$984,106

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$894
Avg. Annual Appreciation
-0.17%
Original Mortgage
$200,000
Outstanding Balance
$199,149
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$784,957

Purchase Details

Listed on
Apr 2, 2022
Closed on
Apr 28, 2022
Sold by
Alan Winterbottom Trust
Bought by
Delzer Michael and Starks Christopher Wayne
Seller's Agent
Jenny Schaffer
SUMMER HOUSE REALTY
Buyer's Agent
NON MLS
NON MLS
List Price
$899,500
Sold Price
$921,000
Premium/Discount to List
$21,500
2.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.33%

Purchase Details

Closed on
May 21, 2021
Sold by
Terry Janice Ellen
Bought by
Terry Janice Ellen and Terry Janice Ellen

Purchase Details

Closed on
Mar 5, 2021
Sold by
Winterbottom Alan
Bought by
Winterbottom Alan and Alan Winterbottom Trust

Purchase Details

Closed on
Nov 16, 2020
Sold by
New Atlantic Builders Inc
Bought by
Terry Janice E and Winterbottom Alan

Purchase Details

Closed on
Jan 16, 2018
Sold by
Coastal Oaks Amelia Inc A Florida Coffpe
Bought by
New Altanic Builders Inc A Flroies Corpo
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $985,000 None Listed On Document
Warranty Deed $921,000 Wood & Smith Pa
Warranty Deed $921,000 None Listed On Document
Warranty Deed $921,000 None Listed On Document
Interfamily Deed Transfer -- Accommodation
Interfamily Deed Transfer -- Accommodation
Warranty Deed $509,000 Landmark Title
Special Warranty Deed $345,000 Landmark Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/28/2025 03/28/25 Sold $985,000 -0.5% $498 / Sq Ft
02/26/2025 02/26/25 For Sale $990,000 +7.5% $501 / Sq Ft
12/17/2023 12/17/23 Off Market $921,000 -- --
04/28/2022 04/28/22 Sold $921,000 +2.4% $466 / Sq Ft View Prior Sale
04/10/2022 04/10/22 Pending -- -- --
04/02/2022 04/02/22 For Sale $899,500 -- $455 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,678 $627,883 -- --
2023 $10,678 $609,595 $185,000 $424,595
2022 $8,130 $484,842 $185,000 $299,842
2021 $8,192 $430,898 $150,000 $280,898
2020 $2,161 $125,000 $125,000 $0
2019 $1,957 $95,000 $95,000 $0
2018 $884 $95,000 $0 $0
2017 $872 $95,000 $0 $0
2016 $339 $16,729 $0 $0
2015 $343 $16,729 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2072511

realMLS (Northeast Florida Multiple Listing Service)

APN: 00-00-31-1611-0046-0000