1560 Bell Phipps Rd Monticello, KY 42633
Estimated payment $3,574/month
Highlights
- Guest House
- Lake View
- Deck
- Horses Allowed On Property
- Colonial Architecture
- Secluded Lot
About This Home
Square footage, garage and room count include primary residence and guest
house. Guest house is currently rented or could be used as an Airbnb for
additional income. Located minutes from 2 concrete boat ramps on beautiful Lake
Cumberland and close to Beaver Creek Marina on 3 acres of secluded, wooded
land.
Primary residence features 12 ft. ceilings, crown molding, stained glass windows,
custom built-ins and cabinets with lots of counter space, walk in pantry, steam
room, laundry chute, spacious walk in main shower and built in primary bed with
storage. Unfinished upper level with 12 ft. ceiling that could be finished for additional living space.
Outside enjoy: multilevel decks, 2 covered porches, screened-in room, sitting
areas, fire pit and beautiful landscaping. Property has underground utilities and city water.
The guest house (above the additional 3 car garage) features full kitchen, bath
with walk in shower, living/king sleeping area, 2 built in window-twin beds and
loft for additional sleeping space. Laundry and 1⁄2 bath are in lower 3 car garage.
First time on the market...call soon and don't miss your chance to own this one of
a kind property.
Listing Agent
Lake Cumberland Real Estate Professionals License #290761 Listed on: 08/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,593
Year Built
- Built in 2014
Lot Details
- 3 Acre Lot
- Secluded Lot
- Wooded Lot
Parking
- 6 Car Attached Garage
- Front Facing Garage
- Side Facing Garage
- Garage Door Opener
- Driveway
Property Views
- Lake
- Woods
- Farm
- Mountain
- Rural
Home Design
- Colonial Architecture
- Brick Veneer
- Shingle Roof
- Concrete Perimeter Foundation
- HardiePlank Type
Interior Spaces
- 2,177 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Free Standing Fireplace
- Ventless Fireplace
- Gas Log Fireplace
- Electric Fireplace
- Propane Fireplace
- Blinds
- Window Screens
- Living Room with Fireplace
- 2 Fireplaces
- Dining Room
- First Floor Utility Room
- Utility Room
- Crawl Space
Kitchen
- Oven
- Gas Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- Bathroom on Main Level
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Attic
- Attic Fan
- Attic Access Panel
- Pull Down Stairs to Attic
Outdoor Features
- Deck
- Covered Patio or Porch
- Shed
Schools
- Bell Elementary School
- Wayne Co Middle School
- Wayne Co High School
Utilities
- Cooling Available
- Air Source Heat Pump
- Heating System Powered By Leased Propane
- Propane
- Electric Water Heater
- Septic Tank
Additional Features
- Guest House
- Horses Allowed On Property
Community Details
- No Home Owners Association
- Rural Subdivision
Listing and Financial Details
- Assessor Parcel Number 014-00-00-009
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,593 | $222,970 | $0 | $0 |
| 2023 | $1,347 | $188,970 | $0 | $0 |
| 2022 | $1,413 | $188,970 | $6,000 | $182,970 |
| 2021 | $1,424 | $188,970 | $6,000 | $182,970 |
| 2020 | $1,452 | $188,970 | $6,000 | $182,970 |
| 2019 | $1,453 | $188,970 | $6,000 | $182,970 |
| 2018 | $1,465 | $188,970 | $6,000 | $182,970 |
| 2017 | $1,474 | $188,970 | $0 | $0 |
| 2016 | $1,402 | $188,970 | $6,000 | $182,970 |
| 2015 | $1,380 | $188,970 | $6,000 | $182,970 |
| 2012 | $224 | $60,000 | $6,000 | $54,000 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/01/2025 08/01/25 | For Sale | $645,900 | -- | $297 / Sq Ft |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $200,000 | Construction | |
| Closed | $225,000 | New Conventional | |
| Closed | $200,000 | Stand Alone Refi Refinance Of Original Loan | |
| Closed | $100,000 | Unknown |
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: 25016879
APN: 014-00-00-009.04
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