$616,100
PENDING OPEN SAT 11AM - 5:30PM NEW CONSTRUCTION $4K PRICE DROP

Estimated payment $3,352/month

Total Views 2,159
3 Beds
2 Baths
2,021 Sq Ft
$305 Price per Sq Ft

Highlights

  • 96 Feet of Lake Waterfront
  • Under Construction
  • Ranch Style House
  • Frank E. Brigham Academy Rated 9+
  • 0.47 Acre Lot
  • High Ceiling

About This Home

Under Construction. Welcome to Ashton Covey in Winter Haven! Discover the ultimate Florida lifestyle in this stunning community. Perfectly situated just off US Highway 27, your new home offers seamless access to work, outdoor recreation, shopping, dining, and more. Imagine being less than 15 minutes from Downtown Winter Haven, where charming local shops and restaurants await your exploration. Plus, you're just 5 miles from public lake access at Lake Daisy, ideal for a day of boating, paddle boarding, and enjoying the water. This lakefront homesite offers incredible potential. You can build your own dock and clear the land to suit your vision. The deep water access makes it ideal for boats of any size. Nestled on Lake Bess with a direct connection to Lake Ruby, you'll enjoy over 400 acres of beautiful water to explore. From the homesite, you'll witness stunning sunsets over Lake Bess, creating the perfect evening backdrop. Fishing enthusiasts will love the abundance of largemouth bass, bluegill, and crappie right at their doorstep. The Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. A versatile flex space upgraded to a study. In the dining area, prepare to be wowed. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a beautiful double vanity owner’s bath and a huge walk-in closet. The Panama is pure bliss. Plus, all Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

Listing Agent

Bill Maltbie

MALTBIE REALTY GROUP Brokerage Phone: 813-819-5255 License #3493842 Listed on: 04/08/2025

Open House Schedule

  • Saturday, September 13, 2025
    11:00 am to 5:30 pm
    9/13/2025 11:00:00 AM +00:00
    9/13/2025 5:30:00 PM +00:00
  • Sunday, September 14, 2025
    12:00 to 4:00 pm
    9/14/2025 12:00:00 PM +00:00
    9/14/2025 4:00:00 PM +00:00
  • Saturday, September 20, 2025
    11:00 am to 5:30 pm
    9/20/2025 11:00:00 AM +00:00
    9/20/2025 5:30:00 PM +00:00
  • Sunday, September 21, 2025
    12:00 to 4:00 pm
    9/21/2025 12:00:00 PM +00:00
    9/21/2025 4:00:00 PM +00:00

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $76

Year Built

  • Built in 2025 | Under Construction

Lot Details

  • 0.47 Acre Lot
  • Lot Dimensions are 75x250
  • 96 Feet of Lake Waterfront
  • Lake Front
  • East Facing Home
  • Native Plants
  • Oversized Lot
  • Landscaped with Trees

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Home is estimated to be completed on 12/31/25
  • Ranch Style House
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,021 Sq Ft Home
  • High Ceiling
  • ENERGY STAR Qualified Windows
  • Sliding Doors
  • Entrance Foyer
  • Great Room
  • Family Room Off Kitchen
  • Dining Room
  • Den
  • Inside Utility
  • Laundry in unit
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Dinette
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • No or Low VOC Flooring
  • Concrete
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Low Flow Plumbing Fixtures
  • Shower Only

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient HVAC
  • Energy-Efficient Lighting
  • Energy-Efficient Thermostat
  • No or Low VOC Paint or Finish
  • Ventilation
  • HVAC Filter MERV Rating 8+
  • Drip Irrigation

Outdoor Features

  • Access To Lake
  • Covered Patio or Porch

Schools

  • Chain O Lakes Elementary School
  • Mclaughlin Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • Ryan Homes Association
  • Built by RYAN HOMES
  • Ashton Covey Subdivision, Panama Floorplan

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$76

Year Built

Built in 2025 | Under Construction

Lot Details

0

HOA Fees

$63 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Under Construction
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: No
  • Living Area: 2021
  • Lot Size Acres: 0.47
  • New Construction: Yes
  • Year Built: 2025
  • Building Area Total: 2420
  • Lot Size Sq Ft: 20716
  • Directions to Property: From I-4 West; Take exit 55 for US 25 S; Continue straight on US 27 S for 20 miles; Turn right onto Thompson Nursery Road; In 1.5 miles, Ashton Covey will be on your right.
  • Status: Pending
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 704198889
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 304.85
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 1
  • Permit Number: 000
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-819-5255
  • Tax Year: 2025
  • Special Features: 4099

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Concrete, Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Window Features: ENERGY STAR Qualified Windows
  • Street Number Modifier: 1560
  • Additional Rooms: Den/Library/Office,Inside Utility
  • Living Area Meters: 187.76
  • Room Count: 11

Exterior Features

  • Direction Faces: East
  • Exterior Features: Sliding Doors
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • View: Water
  • Water Body Name: LAKE BESS
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Patio
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water Extras YN: 0
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 96
  • Water Frontage Feet Lake: 96
  • Projected Completion Date: 2025-12-31T00:00:00.000

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Playground, Street Lights
  • Association Fee: 63
  • Association Fee Frequency: Monthly
  • Association Name: RYAN HOMES
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Leash Law
  • Association Fee Requirement: Required
  • Association Email: 1

Fee Information

  • Total Annual Fees: 756.00
  • Total Monthly Fees: 63.00
  • Monthly HOA Amount: 63.00

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Mclaughlin Middle

Lot Info

  • Parcel Number: 27-29-18-865158-000410
  • Additional Parcels: No
  • Lot Features: Oversized Lot, Sidewalk, Paved
  • Lot Dimensions: 75x250
  • Flood Zone Code: X
  • Homestead YN: 0
  • Lot Size Square Meters: 1925

Green Features

  • Efficiency: Appliances, HVAC, Lighting, Thermostat, Windows
  • Green Indoor Air Qlty: HVAC Filter MERV 8+, No/Low VOC Flooring, No/Low VOC Paint/Finish, Ventilation
  • Green Water Conservation: Drip Irrigation, Low-Flow Fixtures
  • Green Verification Count: 1
  • Green Landscaping: Fl. Friendly/Native Landscape

Building Info

  • Builder Name: RYAN HOMES

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: No short term lease.

Tax Info

  • Tax Block: 00
  • Tax Book Number: 206/46-50
  • Tax Lot: 41

Multi Family

  • Waterfront Features: Lake Front

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $76 $60,000 $60,000 --
2024 -- $4,050 $4,050 --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2025 08/19/25 Price Changed $616,100 -2.7% $305 / Sq Ft
08/15/2025 08/15/25 Pending -- -- --
06/03/2025 06/03/25 Price Changed $632,990 +0.6% $313 / Sq Ft
05/06/2025 05/06/25 Price Changed $628,990 +1.5% $311 / Sq Ft
04/08/2025 04/08/25 For Sale $619,990 -- $307 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $280,000 Nvr Settlement Services
Special Warranty Deed $280,000 Nvr Settlement Services
Source: Public Records

Source: Stellar MLS

MLS Number: W7874370

Stellar MLS

APN: 27-29-18-865158-000410