$390,000
SOLD AUG 18, 2025

15646 Kelbaugh Rd Thurmont, MD 21788

4 Beds
2 Baths
1,512 Sq Ft
2.87 Acres

Recently Sold

$258 Per Sq Ft

8% Below List Price

149 Days on Market

Highlights

  • Panoramic View
  • Cape Cod Architecture
  • Wood Flooring
  • 2.87 Acre Lot
  • Traditional Floor Plan
  • Main Floor Bedroom

About This Home

As of August 2025

Nestled on 2.87 wooded acres, this charming brick Cape Cod offers breathtaking views and a perfect blend of vintage character and modern updates. Step into the delightful retro kitchen, where ample space, updated flooring, and a picturesque window create a warm and welcoming atmosphere. The spacious living room invites you to unwind by the gas fireplace with variable flame height and variable fan speed and a beautiful stone surround, while another large picture window frames the stunning scenery outside. With two bedrooms and a full bath on the main level, plus two additional bedrooms and a second full bath upstairs, this home offers both comfort and versatility. Hardwood floors add timeless charm throughout, while thoughtful updates—including a 2018 HVAC system (heat pump with oil backup) and a 2015 roof—ensure peace of mind. Enjoy outdoor relaxation on the patio, store your essentials in the one-car garage, and appreciate the tranquility of nature while still being just minutes from Rt. 15. If you're looking for a home that combines classic appeal with modern conveniences and a truly picturesque setting, this is the one!

Last Agent to Sell the Property

Cindy Grimes

J&B Real Estate License #RMR003021 Listed on: 02/18/2025

Last Buyer's Agent

Troyce Gatewood

Real Broker, LLC - Frederick

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,403

Year Built

  • Built in 1956

Lot Details

  • 2.87 Acre Lot
  • Property is in good condition
  • Property is zoned RC

Parking

  • 1 Car Attached Garage
  • 4 Driveway Spaces
  • Front Facing Garage

Property Views

  • Panoramic
  • Pasture
  • Mountain

Home Design

  • Cape Cod Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Plaster Walls
  • Shingle Roof

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • Fireplace Mantel
  • Gas Fireplace
  • Replacement Windows
  • Living Room
  • Combination Kitchen and Dining Room

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop with Range Hood
  • Dishwasher

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Interior and Exterior Basement Entry
  • Laundry in Basement

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Heat Pump System
  • Well
  • Electric Water Heater
  • On Site Septic

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 1115344156

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,403

Year Built

Built in 1956

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1956
  • Automatically Close On Close Date: No
  • Remarks Public: Nestled on 2.87 wooded acres, this charming brick Cape Cod offers breathtaking views and a perfect blend of vintage character and modern updates. Step into the delightful retro kitchen, where ample space, updated flooring, and a picturesque window create a warm and welcoming atmosphere. The spacious living room invites you to unwind by the gas fireplace with variable flame height and variable fan speed and a beautiful stone surround, while another large picture window frames the stunning scenery outside. With two bedrooms and a full bath on the main level, plus two additional bedrooms and a second full bath upstairs, this home offers both comfort and versatility. Hardwood floors add timeless charm throughout, while thoughtful updates—including a 2018 HVAC system (heat pump with oil backup) and a 2015 roof—ensure peace of mind. Enjoy outdoor relaxation on the patio, store your essentials in the one-car garage, and appreciate the tranquility of nature while still being just minutes from Rt. 15. If you're looking for a home that combines classic appeal with modern conveniences and a truly picturesque setting, this is the one!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Oven - Wall, Cooktop, Refrigerator, Range Hood, Washer
  • Flooring Type: Hardwood, Vinyl
  • Interior Amenities: Kitchen - Table Space, Wood Floors, Floor Plan - Traditional, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Kitchen - Eat-In
  • Window Features: Replacement
  • Fireplace Features: Mantel(s), Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Plaster Walls
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Basement, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Interior Access, Outside Entrance, Unfinished
  • Laundry Type: Basement
  • Total Sq Ft: 2520
  • Living Area Sq Ft: 1512
  • Price Per Sq Ft: 257.87
  • Above Grade Finished Sq Ft: 1512
  • Below Grade Sq Ft: 1008
  • Total Below Grade Sq Ft: 1008
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 15646

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Roof: Shingle
  • View: Pasture, Mountain, Panoramic
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Refuse: 88.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Oil, Electric
  • Heating Type: Heat Pump(s), Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: FREDERICK COUNTY PUBLIC SCHOOLS
  • School District Key: 121139693024
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 2.87
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 125017.00
  • Outdoor Living Structures: Porch(es), Patio(s)
  • Property Condition: Good
  • Year Assessed: 2024
  • Zoning: RC
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3403.00
  • Assessor Parcel Number: 1115344156
  • Tax Total Finished Sq Ft: 1512
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 08/18/2025

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 18, 2025
Closed on
Aug 18, 2025
Sold by
Stambaugh Joyce H
Bought by
Porier Danielle and Stone William
Seller's Agent
Cindy Grimes
J&B Real Estate
Buyer's Agent
Troyce Gatewood
Real Broker, LLC - Frederick
List Price
$424,900
Sold Price
$390,000
Premium/Discount to List
-$34,900
-8.21%
Views
2852

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.69%
Original Mortgage
$351,000
Outstanding Balance
$351,000
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$38,783

Purchase Details

Closed on
Dec 8, 2010
Sold by
Stambaugh Richard R and Stambaugh Joyce H
Bought by
Stambaugh Richard R and Stambaugh Joyce H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,400
Interest Rate
4.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 11, 2008
Sold by
Stambaugh Richard R and Stambaugh Joyce H
Bought by
Stambaugh Richard R and Stambaugh Joyce H

Purchase Details

Closed on
Jan 29, 2008
Sold by
Stambaugh Richard R and Stambaugh Joyce H
Bought by
Stambaugh Richard R and Stambaugh Joyce H

Purchase Details

Closed on
Jun 15, 2005
Sold by
Zentz Virgil S and Zentz Emma H
Bought by
Stambaugh Richard R and Stambaugh Joyce H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,000
Interest Rate
5.73%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $390,000 Legacyhouse Title
Deed -- --
Deed -- --
Deed -- --
Deed $248,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $351,000 New Conventional
Previous Owner $151,400 New Conventional
Previous Owner $158,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/18/2025 08/18/25 Sold $390,000 0.0% $258 / Sq Ft
07/17/2025 07/17/25 Pending -- -- --
05/31/2025 05/31/25 Price Changed $389,900 -2.5% $258 / Sq Ft
04/22/2025 04/22/25 Price Changed $399,900 -2.4% $264 / Sq Ft
03/05/2025 03/05/25 Price Changed $409,900 -3.5% $271 / Sq Ft
02/18/2025 02/18/25 For Sale $424,900 -- $281 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,520 $303,733 -- --
2024 $3,520 $278,467 $0 $0
2023 $3,089 $253,200 $99,900 $153,300
2022 $3,006 $246,100 $0 $0
2021 $2,924 $239,000 $0 $0
2020 $2,841 $231,900 $99,900 $132,000
2019 $2,743 $223,433 $0 $0
2018 $2,667 $214,967 $0 $0
2017 $2,546 $206,500 $0 $0
2016 $3,381 $206,500 $0 $0
2015 $3,381 $206,500 $0 $0
2014 $3,381 $208,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDFR2059306

Bright MLS

APN: 15-344156