$799,000

Estimated payment $4,750/month

Total Views 2
4 Beds
2.5 Baths
2,707 Sq Ft
$295 Price per Sq Ft

Highlights

  • Lake Front
  • Primary Bedroom Suite
  • Screened Porch
  • Bluewater Elementary School Rated A-
  • Craftsman Architecture
  • Walk-In Pantry

About This Home

Wake up to stunning lake views and start your day with coffee on the expansive 42' x 10' covered back porch. In the evenings, retreat to your private backyard oasis featuring a beautifully paved patio and firepit, perfect for cozy nights, entertaining guests, and soaking in peaceful waterfront sunsets. Tucked within a charming, small neighborhood in highly sought after Bluewater Bay, this exceptional home blends comfort, elegance, and a relaxed coastal lifestyle. The open, light-filled floor plan features four generously sized bedrooms with plenty of space for guests and entertaining. Designer finishes shine throughout, including wood-plank tile flooring, soaring ceilings up to 12', elegant trey ceilings, and crown molding that adds timeless character The spacious living room with a double trey ceiling and gas fireplace creates the perfect gathering space to relax, read, or host friends. The sleek, gourmet kitchen is both beautiful and functional, showcasing all-wood cabinetry with soft-close drawers, granite countertops, a large island with storage and hop-up bar, and slate finish appliances including a gas range and stainless refrigerator. This exceptional home offers the perfect balance of luxury, comfort, and lifestyle in one of Bluewater Bay's most sought-after locations.

Listing Agent

Tammy Summers

Berkshire Hathaway HomeServices PenFed Realty License #3346023 Listed on: 02/18/2026

Berkshire Hathaway HomeServices PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,617

Year Built

  • Built in 2017

Lot Details

  • 0.39 Acre Lot
  • Lot Dimensions are 139x162x197
  • Lake Front
  • Back Yard Fenced
  • Sprinkler System

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Dimensional Roof
  • Vinyl Trim

Interior Spaces

  • 2,707 Sq Ft Home
  • 1-Story Property
  • Woodwork
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Gas Fireplace
  • Double Pane Windows
  • Window Treatments
  • Family Room
  • Breakfast Room
  • Dining Room
  • Screened Porch
  • Lake Views
  • Pull Down Stairs to Attic
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Gas Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Schools

  • Plew Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Tankless Water Heater

Community Details

  • Association fees include accounting, management
  • Hidden Lakes Subdivision
  • The community has rules related to covenants

Listing and Financial Details

  • Assessor Parcel Number 22-1S-22-2000-0000-0460

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,617

Year Built

Built in 2017

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.39
  • Lot Size: 139x162x197
  • Road Surface Type: Paved
  • Subdivision Name: Hidden Lakes
  • Directions: Heading east on Hwy 20, in Bluewater Bay, At the first traffic light, turn right onto Bay Drive. To the right of the Bluewater Bay Tennis Center, you will see the Hidden Lakes sign. Turn right onto Lakeside Drive. 1569 (home) is the first house on the right.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2017
  • Remarks Misc:Remarks: Wake up to stunning lake views and start your day with coffee on the expansive 42' x 10' covered back porch. In the evenings, retreat to your private backyard oasis featuring a beautifully paved patio and firepit, perfect for cozy nights, entertaining guests, and soaking in peaceful waterfront sunsets. Tucked within a charming, small neighborhood in highly sought after Bluewater Bay, this exceptional home blends comfort, elegance, and a relaxed coastal lifestyle. The open, light-filled floor plan features four generously sized bedrooms with plenty of space for guests and entertaining. Designer finishes shine throughout, including wood-plank tile flooring, soaring ceilings up to 12', elegant trey ceilings, and crown molding that adds timeless character
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Breakfast Room: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Waterview:Lake2: Yes
  • Utilities:Gas - Natural: Yes
  • Rooms:Screened Porch: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Rooms:Family Room: Yes
  • Waterfront:Lake: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Stove/Oven Gas, Water Heater - Tnkls
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Tile, Floor Vinyl
  • Interior Amenities: Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Kitchen Island, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Window Treatment All, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace Gas: Yes

Exterior Features

  • Lot Features: Covenants, Within 1/2 Mile to Water
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Brick, Trim Vinyl
  • Exterior Features: Fenced Back Yard, Sprinkler System
  • Foundation Details: Slab
  • Patio And Porch Features: Porch Screened
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Brick: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water

Condo/Co-op/Association

  • Association #2 Fee: 600.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Management

Schools

  • Elementary School: Plew
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Lot Size Sq Ft: 16988.4
  • Parcel #: 22-1S-22-2000-0000-0460
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 6616.87
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,617 $603,016 $152,688 $450,328
2024 $5,232 $598,421 $142,566 $455,855
2023 $5,232 $475,824 $0 $0
2022 $5,108 $461,965 $0 $0
2021 $5,100 $448,510 $111,331 $337,179
2020 $4,390 $381,639 $0 $0
2019 $4,339 $373,059 $0 $0
2018 $4,301 $366,103 $0 $0
2017 $1,295 $93,600 $0 $0
2016 $1,285 $93,600 $0 $0
2015 $1,269 $90,000 $0 $0
2014 $1,283 $90,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/18/2026 02/18/26 For Sale $799,000 -- $295 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $715,000 Bradley Title
Warranty Deed $530,000 None Listed On Document
Warranty Deed $495,000 Attorney
Warranty Deed $125,000 None Available
Warranty Deed $115,000 Rels Title
Warranty Deed $55,000 First Natl Land Title Co Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $715,000 VA
Previous Owner $510,000 VA
Previous Owner $476,674 VA
Previous Owner $341,250 Construction
Previous Owner $49,500 No Value Available
Source: Public Records

About the Listing Agent

Tammy Summers

Berkshire Hathaway HomeServices PenFed Realty

(855) 740-8317

Section Image

Now in my 10th year in real estate, I proudly serve the Niceville area with a passion for helping buyers and sellers navigate the home buying and selling process. As a military spouse and relocation volunteer with the Italian Greyhound Rescue, I specialize in working with military families and those relocating to our beautiful community.
Since moving to Niceville in 2019, I’ve been actively involved in the community as HOA President for Crosswinds Landing Condos, a member of the Niceville

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Source: Emerald Coast Association of REALTORS®

MLS Number: 995585

Emerald Coast Association of REALTORS®

APN: 22-1S-22-2000-0000-0460

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