Estimated Value: $545,148 - $593,000
3
Beds
2
Baths
836
Sq Ft
$679/Sq Ft
Est. Value
About This Home
This home is located at 157 Prospect St, Lodi, NJ 07644 and is currently estimated at $567,287, approximately $678 per square foot. 157 Prospect St is a home located in Bergen County with nearby schools including Hilltop Elementary School, Thomas Jefferson Middle School, and Lodi High School.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Feb 19, 2021
Sold by
Cadena Mario and Jimenez Stephania
Bought by
Gutierrez Luis and Garcia Leslie
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$380,000
Outstanding Balance
$340,452
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$226,835
Purchase Details
Closed on
Dec 18, 2019
Sold by
Carigga Cesar
Bought by
Cadena Mario and Jimenez Stephania
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$294,500
Interest Rate
3.6%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 22, 2017
Sold by
Espildora Cristobal and 157 Prospect Land Trust
Bought by
Carigga Cesar
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$289,240
Interest Rate
4.03%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 12, 2017
Sold by
Us Bank National Association
Bought by
Espildora Cristobal and 157 Prospect Land Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
4.16%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 2, 2016
Sold by
Sheriff Of Bergen County
Bought by
Us Bank Na and Citigroup Mortgage Loan Trust
Purchase Details
Closed on
Nov 17, 2003
Sold by
Dedios Wendy
Bought by
Tallaksen Eric and Tallaksen Michelle
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,150
Interest Rate
5.9%
Mortgage Type
FHA
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Gutierrez Luis | $400,000 | Acres Land Title Agency Inc | |
| Cadena Mario | $310,000 | None Available | |
| Cadena Mario | $310,000 | Old Republic National Title | |
| Carigga Cesar | $280,000 | Westcor Land Title Insurance | |
| Espildora Cristobal | $157,049 | Foundation Title | |
| Us Bank Na | $100 | None Available | |
| Tallaksen Eric | $239,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Gutierrez Luis | $380,000 | |
| Previous Owner | Cadena Mario | $294,500 | |
| Previous Owner | Carigga Cesar | $289,240 | |
| Previous Owner | Espildora Cristobal | $135,000 | |
| Previous Owner | Tallaksen Eric | $236,150 |
Source: Public Records
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,762 | $261,400 | $130,200 | $131,200 |
| 2024 | $8,563 | $261,400 | $130,200 | $131,200 |
| 2023 | $8,532 | $261,400 | $130,200 | $131,200 |
| 2022 | $8,532 | $261,400 | $130,200 | $131,200 |
| 2021 | $6,917 | $209,300 | $130,200 | $79,100 |
| 2020 | $6,876 | $209,300 | $130,200 | $79,100 |
| 2019 | $6,781 | $209,300 | $130,200 | $79,100 |
| 2018 | $6,794 | $209,300 | $130,200 | $79,100 |
| 2017 | $6,786 | $209,300 | $130,200 | $79,100 |
| 2016 | $6,786 | $209,300 | $130,200 | $79,100 |
| 2015 | $6,704 | $209,300 | $130,200 | $79,100 |
| 2014 | $6,683 | $209,300 | $130,200 | $79,100 |
Source: Public Records
Map
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