NOT LISTED FOR SALE

157 Prospect St Lodi, NJ 07644

Estimated Value: $510,000 - $575,099

3 Beds
2 Baths
836 Sq Ft
$656/Sq Ft Est. Value

About This Home

This home is located at 157 Prospect St, Lodi, NJ 07644 and is currently estimated at $548,775, approximately $656 per square foot. 157 Prospect St is a home located in Bergen County with nearby schools including Hilltop Elementary School, Thomas Jefferson Middle School, and Lodi High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 19, 2021
Sold by
Cadena Mario and Jimenez Stephania
Bought by
Gutierrez Luis and Garcia Leslie
Current Estimated Value
$595,901

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$380,000
Outstanding Balance
$345,017
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$250,884

Purchase Details

Closed on
Dec 18, 2019
Sold by
Carigga Cesar
Bought by
Cadena Mario and Jimenez Stephania

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$294,500
Interest Rate
3.6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 22, 2017
Sold by
Espildora Cristobal and 157 Prospect Land Trust
Bought by
Carigga Cesar

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$289,240
Interest Rate
4.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 12, 2017
Sold by
Us Bank National Association
Bought by
Espildora Cristobal and 157 Prospect Land Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
4.16%
Mortgage Type
Construction

Purchase Details

Closed on
May 2, 2016
Sold by
Sheriff Of Bergen County
Bought by
Us Bank Na and Citigroup Mortgage Loan Trust

Purchase Details

Closed on
Nov 17, 2003
Sold by
Dedios Wendy
Bought by
Tallaksen Eric and Tallaksen Michelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,150
Interest Rate
5.9%
Mortgage Type
FHA
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gutierrez Luis $400,000 Acres Land Title Agency Inc
Cadena Mario $310,000 None Available
Carigga Cesar $280,000 Westcor Land Title Insurance
Espildora Cristobal $157,049 Foundation Title
Us Bank Na $100 None Available
Tallaksen Eric $239,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gutierrez Luis $380,000
Previous Owner Cadena Mario $294,500
Previous Owner Carigga Cesar $289,240
Previous Owner Cristobal Espildora A Trustee $30,000
Previous Owner Espildora Cristobal $135,000
Previous Owner Tallaksen Eric $236,150
Previous Owner Izzo Evelyn $44,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,762 $261,400 $130,200 $131,200
2024 $8,563 $261,400 $130,200 $131,200
2023 $8,532 $261,400 $130,200 $131,200
2022 $8,532 $261,400 $130,200 $131,200
2021 $6,917 $209,300 $130,200 $79,100
2020 $6,876 $209,300 $130,200 $79,100
2019 $6,781 $209,300 $130,200 $79,100
2018 $6,794 $209,300 $130,200 $79,100
2017 $6,786 $209,300 $130,200 $79,100
2016 $6,786 $209,300 $130,200 $79,100
2015 $6,704 $209,300 $130,200 $79,100
2014 $6,683 $209,300 $130,200 $79,100
Source: Public Records

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