$2,920,000

1570 Indian Woman Rd Santa Rosa Beach, FL 32459

Estimated payment $16,249/month

Total Views 1,404
3 Beds
3 Baths
3,670 Sq Ft
$796 Price per Sq Ft

Highlights

  • Parking available for a boat
  • Property Fronts a Bay or Harbor
  • Vaulted Ceiling
  • Dune Lakes Elementary School Rated A-
  • Intracoastal View
  • Traditional Architecture

About This Home

This is a very solid custom built, 3 bedrooms, 3 bath all brick home on a 0.83 acre, well
drained, low maintenance lot along 144' of prime bay frontage. The home was designed by
Richard Fouquet, Architect, PA of Santa Rosa Beach, FL with apparent special attention
given to requested comfort features, interior finish details, layout symmetry and visible
architectural/structural details. Construction commenced in 2011 and was completed in
early 2012. The home's chosen placement on the lot allows for easy access all around and
room for an accessory dwelling unit, swimming pool, or outdoor kitchen with excellent bay
views and frontage. The original design was such as to suggest various options for
enlargement to 5 or more bedrooms. The home is configured to provide easy access to almost 2500 sf of fully finished, lower
level, primary living space that includes a large master suite, guest bedroom and open-plan
kitchen, dining and living area. Overlooking the master bedroom there is an additional 250
sf fully finished 2nd level loft-office space which also acords a good bay view. There is a
493 sf screened and covered back porch with motor operated clear vinyl weather curtains
which serves very well as additional climate controllable living space. The master bath,
master bedroom, kitchen-living-dining area and enclosed rear porch all provide expansive,
grand views to the northeast of Chocktawhatchee Bay and the intracoastal waterway.
The 2nd level, "3rd bedroom" is a 643 sf "studio apartment" with its own HVAC system,
laundry room, closets, full bath and attached covered porch. This unit is stairway
accessible from the lower level's main entry foyer or by an outside stairway with its own
adjacent parking spaces.
Below the studio there is an approximately 630 sf garage area including 2 large parking
spaces with 9' wide hurricane rated doors plus an entryway-closet and secure tool room.
The garage is fitted with new, heavy duty door openers.
Altogether the house includes approximately 3,670 sf of heated and cooled living, storage,
and utility space with 1,437 sf of attached covered porches for an "under roof" total area of
5,100 sf with additional front and rear tiled patios of 272 sf. All the walls, roof and raised
floors of the climate-controlled spaces are spray-foam insulated.
In addition to the main house itself, there is one 12' x 30' "Accessory Structure" built in 2018
as a workshop or storage building with its own Mitsubishi split type HVAC unit. This
attractive, strong built, pile supported structure has laminated vinyl plank flooring, lots of
built-in shelving, spray foam insulated walls and roof and a surrounding deck.
The lot on which the house is situated contains 8 native evergreen mossy oak trees, 3
cypress trees, 2 tall pine trees plus an evergreen holly tree and azalea shrubbery. The
waterfront area is bounded by a 40" wide, travertine tiled, end wrapped, reinforced
concrete seawall backed by concrete riprap. There is a 460 sf "Trex" covered deck on the
land side with a pile supported, covered boat dock set at the end of an approximately 115'
access pier/walkway. The pier and dock surfaces are also decked with Trex planking. The
dock is supplied with both freshwater and electric service for the boatlift, lighting and
accessories.
An approximately 4,000 sf area alongside the seawall and deck is landscaped with
Dupont's premium grade "Forever Lawn" Artificial Turf. All the remaining open surface of
the property (excluding an asphalt and brick paved circular driveway) is covered with a bed
of Cypress mulch underlain by a layer of permeable "geo-tech" fabric to prevent weed
growth and provide a uniform, firm, permeable, drivable surface that insures good
drainage, plenty of parking and low maintenance. This landscape scheme allows for
minimum ongoing maintenance along with easy development of additional accent areas as
desired.
Both side boundaries of the property are fully fenced at 5' to 8' heights with dog-eared
cedar planking for security and privacy. The fencing is coated with a "25 year rated" dark
green "25 Year Behr Waterproofing Stain and Sealer". The 60' street frontage is secured by
an 8' tall aluminum picketed fence and automated sliding gate.

SPECIAL FEATURES FOR COMFORT AND CONVENIENCE:

Original Permit Plan Set, Collection of "Owner Manuals" for appliances, built-ins, etc.

Underground 250 Gallon Propane Tank. Enclosed Generac 27 KW Whole House Stand-by

Generator (under annual service plan). Wood burning fireplace with Gas Log connection.

Large His & Her vanities in Master bathroom, Hydromassage whirlpool bath. Thermasol Pro

Series steam generator. Up-to-date Termite protection warranty. Built-in electric double

ovens and warming drawer. Two each Washer/Dryer units and 3 each Refrigerator/Freezers

to remain in house. Variable speed thru-the-roof Kitchen Exhaust Fan. Built-in 36" six

burner gas Cooktop. New Quartz central island and dining area counter tops installed

lower level late 2024. All wood custom-built cabinetry on lower level. All wood factory

cabinets in 2nd level studio apartment. Independent Six-ton zoned and Two-ton "Water

Furnace" Geothermal HVAC systems for main house lower level and studio apartment.

New Whirlpool 40-Gal Hot Water Heaters with Geothermal pre-heat systems. New

LiftMaster wall mount Garage Door Openers. All new 3/4" White Oak floors on lower level of

main house. Most of Interior and Exterior freshly painted 2024. Currently reliable high

speed internet service by Mediacom (Fiber Optic Service by AT&T promised soon). House

constructed with 6" exterior (and most interior) stud walls. Premium door, window, base

and ceiling trim work throughout. Instant (recirculating) hot water to all Main house

faucets. There are three 5' x 10' x 2.5' exterior brick walled planter boxes with irrigation

service on 3 sides of the house ready for planting. Individual switch controlled exterior

lighting is installed on all sides of the house and shop building and on the boat dock

Listing Agent

Stephen Hachey

Flat Fee MLS Realty License #3389117 Listed on: 04/23/2025

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,548

Year Built

  • Built in 2012

Lot Details

  • 0.82 Acre Lot
  • Property Fronts a Bay or Harbor
  • Street terminates at a dead end
  • Irregular Lot

Parking

  • 2 Car Garage
  • Carport
  • Oversized Parking
  • Automatic Garage Door Opener
  • Parking available for a boat

Property Views

  • Intracoastal
  • Bay

Home Design

  • Traditional Architecture
  • Property Attached
  • Brick Exterior Construction
  • Metal Roof

Interior Spaces

  • 3,670 Sq Ft Home
  • 1-Story Property
  • Partially Furnished
  • Built-in Bookshelves
  • Crown Molding
  • Vaulted Ceiling
  • Gas Fireplace
  • Window Treatments
  • Living Room
  • Dining Room
  • Fire and Smoke Detector

Kitchen

  • Walk-In Pantry
  • Cooktop with Range Hood
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Rain Gutters

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Air
  • Air Source Heat Pump
  • Underground Utilities

Listing and Financial Details

  • Assessor Parcel Number 14-2S-20-33000-009-0020

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,548

Year Built

Built in 2012

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Attached Single Unit
  • Prop. Type: Residential
  • Lot Size Acres: 0.82
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Not In Subdivision
  • Directions: Water depth at dock varies from low of ~17'' to typical high of ~28'' depending on season of year, tides and wind direction.
  • Architectural Style: Traditional
  • Carport Y N: Yes
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2012
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Waterfront:Bay: Yes
  • Waterview:Bay2: Yes
  • Waterview:Intracoastal Waterwy: Yes
  • Utilities:Underground: Yes
  • Energy:Heat Pump AA Two: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - Some
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Range Hood, Refrigerator, Smoke Detector, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 5106.0
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Interior Amenities: Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Fireplace, Fireplace 2+, Pantry
  • Window Features: Window Treatment All
  • Appliances:Cooktop: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Machine: Yes
  • Appliances:Smoke Detector: Yes
  • Appliances:Range Hood: Yes
  • Appliances:Freezer: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Fireplace: Yes
  • Interior:Fireplace 2: Yes

Exterior Features

  • Lot Features: Dead End, Irregular
  • View: Bay
  • Waterfront Features: Bay
  • Waterfront: Yes
  • Construction Type: Brick
  • Exterior Features: Rain Gutter
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Lot Features:Dead End: Yes
  • ConstructionSiding:Brick: Yes
  • Exterior:Rain Gutter: Yes
  • Lot Features:Irregular: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Boat, Oversized, Other
  • General Property Info:Garage2: Yes
  • Parking Features:Other3: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Oversized: Yes
  • Parking Features:Boat: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump A/A Two +
  • Heating Yn: Yes
  • Utilities: Underground

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 35719.2
  • Parcel #: 14-2S-20-33000-009-0020
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 5548.07
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,213 $645,653 -- --
2023 $5,213 $611,978 $0 $0
2022 $5,152 $594,153 $0 $0
2021 $5,219 $576,848 $0 $0
2020 $5,307 $665,749 $241,259 $424,490
2019 $5,118 $552,673 $0 $0
2018 $5,036 $542,368 $0 $0
2017 $4,897 $531,213 $0 $0
2016 $4,836 $520,287 $0 $0
2015 $4,877 $516,670 $0 $0
2014 $1,127 $146,001 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/22/2025 08/22/25 Price Changed $2,920,000 -0.2% $796 / Sq Ft
08/01/2025 08/01/25 Price Changed $2,925,000 -1.7% $797 / Sq Ft
07/24/2025 07/24/25 Price Changed $2,975,000 -0.3% $811 / Sq Ft
07/16/2025 07/16/25 Price Changed $2,985,000 -3.4% $813 / Sq Ft
07/05/2025 07/05/25 Price Changed $3,090,000 -1.6% $842 / Sq Ft
06/13/2025 06/13/25 Price Changed $3,140,000 -1.6% $856 / Sq Ft
05/24/2025 05/24/25 Price Changed $3,190,000 -0.2% $869 / Sq Ft
04/23/2025 04/23/25 For Sale $3,195,000 -- $871 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed -- Smith Whitney L
Deed $100 None Listed On Document
Warranty Deed -- Smith Whitney L
Warranty Deed $100 None Listed On Document
Warranty Deed $600,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $50,000 Credit Line Revolving
Previous Owner $318,500 New Conventional
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 974621

Emerald Coast Association of REALTORS®

APN: 14-2S-20-33000-009-0020