$525,000
SOLD NOV 14, 2025

1585 Todd Farm Rd Nancy, KY 42544

4 Beds
3 Baths
2,832 Sq Ft
0.72 Acres

Recently Sold

$185 Per Sq Ft

5% Below List Price

90 Days on Market

Highlights

  • Lake View
  • Deck
  • 2-Story Property
  • Waterfront
  • Wooded Lot
  • Wood Flooring

About This Home

As of November 2025

Experience lakeside living at its finest with this stunning 4-bedroom, 3-bath fully furnished detached home boasting 2832 square feet of beautifully designed space. Step inside to discover beautiful hardwood flooring, a welcoming stone fireplace, and a modern kitchen featuring stainless appliances with granite counters and an island bar-perfect for family gatherings or entertaining guests. Enjoy magnificent, unobstructed views of Lake Cumberland from your covered screened rear porch or relax in the finished walkout basement, designed for comfort and versatility. The property overlooks the lake and is just a short golf-cart ride away from Lee's Ford Marina. Currently used as a VRBO, this home offers spectacular lake views and is just minutes from shopping, restaurants, and more. Don't miss your opportunity to own a piece of paradise-schedule your showing today!!

Last Agent to Sell the Property

Michael Hines

Lake Cumberland Real Estate Professionals License #206380 Listed on: 07/16/2025

Last Buyer's Agent

Michael Hines

Lake Cumberland Real Estate Professionals License #206380 Listed on: 07/16/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,643

Year Built

  • Built in 1995

Lot Details

  • 0.72 Acre Lot
  • Waterfront
  • Wooded Lot

Parking

  • Driveway

Home Design

  • 2-Story Property
  • Metal Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Ceiling Fan
  • Ventless Fireplace
  • Gas Log Fireplace
  • Insulated Windows
  • Blinds
  • Insulated Doors
  • Family Room Downstairs
  • Living Room with Fireplace
  • First Floor Utility Room
  • Utility Room
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Bathroom on Main Level
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Nancy Elementary School
  • Southern Middle School
  • Southwestern High School

Utilities

  • Cooling Available
  • Air Source Heat Pump
  • Electric Water Heater
  • Septic Tank

Community Details

  • Rural Subdivision

Listing and Financial Details

  • Assessor Parcel Number 040-9-0-10

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,643

Year Built

Built in 1995

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 1995
  • Above Grade Finished Sq Ft: 1713.0
  • Levels: Two
  • New Construction: No
  • Structure Type:House: Yes
  • Foundation Details:Concrete Perimeter: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile2: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Main Level: Yes
  • Architectural Style:Ranch: Yes
  • Appliances Refrigerators: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Percent Basement Finished: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Primary Downstairs
  • Flooring: Carpet, Tile, Wood
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Concrete, Finished, Full, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1119.0
  • Fireplace Features: Gas Log, Living Room, Ventless
  • Fireplace: Yes
  • LivingArea: 2832.0
  • Lot Size Area: 0.72
  • Window Features: Blinds, Insulated Windows
  • Basement:Concrete: Yes
  • Full Basement: Yes
  • Fireplace Features:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Breakfast Bar: Yes
  • Basement:Walk-Out Access: Yes

Exterior Features

  • Roof: Metal
  • Construction Materials: Vinyl Siding
  • Fencing: None
  • Foundation Details: Concrete Perimeter
  • List Price: 549900.0
  • Lot Features: Wooded
  • Patio And Porch Features: Deck, Patio, Porch
  • View: Lake
  • View YN: Yes
  • Water Body Name: Lake Cumberland
  • Waterfront: Yes
  • Window Features:Blinds: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Lot Features:Wooded: Yes
  • View:Lake: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes

Schools

  • Elementary School: Nancy
  • High School: Southwestern
  • Middle or Junior School: Southern

Lot Info

  • Lot Size Acres: 0.72
  • Lot Size Sq Ft: 31145.0
  • Parcel Number: 040-9-0-10

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 13, 2022
Sold by
Marshall Anne P
Bought by
Lake Cumberland Vacation Prope

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$278,000
Outstanding Balance
$193,697
Interest Rate
4.22%
Mortgage Type
Construction
Estimated Equity
$351,100
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $347,500 Attorney Only
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $278,000 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/14/2025 11/14/25 Sold $525,000 -4.5% $185 / Sq Ft
10/14/2025 10/14/25 Pending -- -- --
07/16/2025 07/16/25 For Sale $549,900 -- $194 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,643 $350,000 $50,000 $300,000
2024 $2,590 $350,000 $50,000 $300,000
2023 $2,723 $350,000 $50,000 $300,000
2022 $1,972 $250,000 $50,000 $200,000
2021 $1,644 $200,000 $200,000 $0
2020 $1,655 $200,000 $200,000 $0
2019 $1,710 $200,000 $200,000 $0
2018 $1,683 $200,000 $200,000 $0
2017 $1,650 $200,000 $200,000 $0
2016 $1,650 $200,000 $200,000 $0
2015 $1,613 $200,000 $200,000 $0
2014 $1,570 $200,000 $200,000 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25015528

ImagineMLS (Bluegrass REALTORS®)

APN: 040-9-0-10