$2,200,000
$395K PRICE DROP

Estimated payment $14,912/month

Total Views 7,488
3 Beds
2.5 Baths
1,825 Sq Ft
$1,205 Price per Sq Ft

Highlights

  • 196 Feet of Ocean or Gulf Waterfront
  • Beach Access
  • Intracoastal View
  • Largo High School Rated A-
  • Fitness Center
  • 5-minute walk to Bay Park on Sand Key

About This Home

Sunsational splendor at Finale! First public offering in more than 3 years in this newer (2014) luxury Sand Key condominium consisting of 23 units. Truly Turnkey – start living the Florida Dream! Semi-private elevator entry into private foyer, then enter your oasis by the Sea! You’ll love the contemporary floor plan of this fifth floor residence! Eighteen-inch continuous Porcelain tile flooring, custom built-in media wall, surround sound, designer decor throughout and water views from every room beckon you to seaside living. Enjoy the beach, dolphins, boats, amazing sunsets and more from the curved balcony with aquamarine glass balustrades. Also view the Gulf from Kitchen, Dining, and Primary bedroom; with views of the Intracoastal from Living room, Kitchen, Dining, and 2nd/3rd bedrooms! Chef equipped kitchen includes a full suite of Samsung stainless appliances, including a Smart fridge, cherry cabinetry with granite counter tops, a breakfast bar, and amazing views of the Intracoastal (occasionally manatees!) from the custom built-in window seat (with storage). Generous Primary bedroom suite with Gulf views, balcony access, walk-in closet; an oversized 2nd closet with custom shelving provides ample storage. The ensuite bath is your private spa – soaking tub, glass shower enclosure, dual sinks and vanity area, plus plenty of storage for linens.
Second and third bedrooms feature eye-catching views of the Intracoastal and all beds provide additional drawer storage underneath.
Across from the guest powder room in the main hall is the laundry room, equipped with full-size Samsung appliances and an exit door into the semi-private stairwell/trash chute and mechanical room area. Brand new AC installed June 2025 - 3.5 ton American Standard.
Amenities include well-equipped fitness room, heated swimming pool and spa, private beach access, secure building entry, secure garage entry, one assigned garage parking space, assigned climate-controlled storage ground level, and property manager onsite daily. Pets permitted and 90-day rental minimum. The building and grounds of Finale at Sand Key are impeccably maintained and managed. This prime location is just minutes from the hub of world-famous Clearwater Beach, 45 minute drive to TIA, 30 minute drive to St. Pete-Clearwater Intl, and convenient to all restaurants, retail establishments and medical facilities of nearby Clearwater and Belleair Bluffs. Your Gulf front Sanctuary is waiting!

Listing Agent

Pamela Bickett

CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #3213782 Listed on: 02/14/2025

CHARLES RUTENBERG REALTY INC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $24,634

Year Built

  • Built in 2014

Lot Details

  • 196 Feet of Ocean or Gulf Waterfront
  • Northeast Facing Home

HOA Fees

  • $1,275 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Secured Garage or Parking
  • Guest Parking
  • Off-Street Parking
  • Assigned Parking

Property Views

  • Intracoastal
  • Full Gulf or Ocean

Home Design

  • Contemporary Architecture
  • Entry on the 5th floor
  • Turnkey
  • Block Foundation
  • Built-Up Roof
  • Concrete Siding
  • Stucco

Interior Spaces

  • 1,825 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Shelving
  • Crown Molding
  • Ceiling Fan
  • Shades
  • Sliding Doors
  • Combination Dining and Living Room
  • Inside Utility

Kitchen

  • Walk-In Pantry
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Tall Countertops In Bathroom
  • Makeup or Vanity Space
  • Private Water Closet
  • Bathtub With Separate Shower Stall
  • Garden Bath

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Beach Access
  • Water access To Gulf or Ocean
  • Seawall
  • Balcony
  • Outdoor Storage

Schools

  • Mildred Helms Elementary School
  • Largo Middle School
  • Largo High School

Utilities

  • Zoned Heating and Cooling
  • Heating Available
  • Electric Water Heater

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, pool, escrow reserves fund, maintenance structure, ground maintenance, management, sewer, trash, water
  • Finale At Sand Key Condos
  • Built by Creative Contractors Inc
  • Finale At Sand Key Condo Subdivision
  • On-Site Maintenance
  • 7-Story Property

Amenities

  • Elevator
  • Community Mailbox

Recreation

  • Fitness Center
  • Community Pool
  • Community Spa

Pet Policy

  • 2 Pets Allowed
  • Large pets allowed

Security

  • Card or Code Access
  • Gated Community
  • Storm Windows
  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$24,634

Year Built

Built in 2014

Lot Details

0

HOA Fees

$1,275 per month

Parking

1

Listing Details

  • HOA Fee Includes: Common Area Taxes, Pool, Escrow Reserves Fund, Maintenance Structure, Maintenance Grounds, Management, Sewer, Trash, Water
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condominium
  • Architectural Style: Contemporary
  • Construction Materials: Concrete, Stucco
  • Fireplace: No
  • Living Area: 1825
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 2014
  • Building Area Total: 2135
  • Lot Size Sq Ft: 7555
  • Status: Active
  • Ownership: Condominium
  • Entry Level: 5
  • Building Area Total Srch Sq M: 198.35
  • Escrow City: Indian Shores
  • Escrow State: FL
  • Escrow Street Name: Gulf Blvd
  • Floor Number: 5
  • Minimum Lease: 3 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 1205.48
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Property Description: End Unit,Mid Rise
  • MFR_NumAssignedParkingSpaces: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Gulf/Ocean Front,Water Access,Waterfront
  • Attribution Contact: 866-580-6402
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • Foundation Details: Block
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 7
  • Window Features: Storm Window(s), Shades, Window Treatments
  • Additional Rooms: Inside Utility
  • Living Area Meters: 169.55

Exterior Features

  • Direction Faces: Northeast
  • Exterior Features: Balcony, Sliding Doors, Storage
  • Roof: Built-Up
  • Home Warranty: Yes
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Access: Beach,Gulf/Ocean
  • Water Extras: Seawall - Concrete
  • Water View: Gulf/Ocean - Full,Intracoastal Waterway
  • Water View YN: 1
  • Waterfront Feet Total: 196
  • Water Frontage Feet Gulf Ocean: 196

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Assigned, Garage Door Opener, Guest, Off Street

Utilities

  • Utilities: Public
  • Cooling: Central Air, Zoned
  • Heating: Electric
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Community Mailbox, Fitness Center, Gated Community - No Guard, Pool, Sidewalks
  • Association Amenities: Elevator(s), Fitness Center, Gated, Lobby Key Required, Maintenance, Pool, Spa/Hot Tub
  • Association: Yes
  • Security: Fire Sprinkler System, Gated Community, Secured Garage/Parking, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Complex Community Name Nccb: FINALE AT SAND KEY
  • Pet Restrictions: Two household pets, no weight limitation. No dangerous breeds, exotics or wildlife. No loud birds. Tenants cannot have pets.
  • Association Fee Requirement: None
  • Condo Fees: 1275
  • Condo Land Included YN: 0
  • Monthly Condo Fee Amount: 1275
  • Pet Size: Large (61-100 Lbs.)

Fee Information

  • Total Annual Fees: 15300.00
  • Total Monthly Fees: 1275.00

Schools

  • Elementary School: Mildred Helms Elementary-PN
  • High School: Largo High-PN
  • Middle Or Junior School: Largo Middle-PN

Lot Info

  • Parcel Number: 19-29-15-27827-000-5010
  • Additional Parcels: No
  • Flood Zone Code: AE

Building Info

  • Builder Name: Creative Contractors Inc

Rental Info

  • Furnished: Turnkey
  • Pets Allowed: Number Limit, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Written notice to the association at least 15 days prior to occupancy - lessees name and address and copy of lease agreement. Association has 15 days to approve.

Tax Info

  • Tax Annual Amount: 24633.98
  • Tax Block: 27827
  • Tax Book Number: 158-6
  • Tax Lot: 5010

Multi Family

  • Waterfront Features: Gulf/Ocean
  • Approval Process: Written notice to the association at least 15 days prior to occupancy - lessees name and address and copy of lease agreement. Association has 15 days to approve.

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $24,402 $1,451,272 -- $1,451,272
2023 $24,402 $1,591,552 $0 $1,591,552
2022 $23,027 $1,566,791 $0 $1,566,791
2021 $18,826 $926,382 $0 $0
2020 $18,076 $878,023 $0 $0
2019 $17,048 $821,318 $0 $821,318
2018 $16,781 $878,271 $0 $0
2017 $14,939 $798,988 $0 $0
2016 $13,710 $713,541 $0 $0
2015 $12,190 $575,744 $0 $0
2014 $1,725 $81,117 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/16/2025 09/16/25 Price Changed $2,200,000 -10.2% $1,205 / Sq Ft
07/09/2025 07/09/25 Price Changed $2,450,000 -5.6% $1,342 / Sq Ft
02/14/2025 02/14/25 For Sale $2,595,000 +159.5% $1,422 / Sq Ft
09/24/2018 09/24/18 Sold $1,000,000 0.0% $524 / Sq Ft View Prior Sale
09/05/2018 09/05/18 Pending -- -- --
09/04/2018 09/04/18 Off Market $1,000,000 -- --
06/18/2018 06/18/18 Price Changed $1,050,000 -4.5% $551 / Sq Ft
04/25/2018 04/25/18 For Sale $1,100,000 -- $577 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,000,000 Title Agency Of Florida
Special Warranty Deed $669,000 Landguard Title Services Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $410,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Source: Stellar MLS

MLS Number: TB8350682

Stellar MLS

APN: 19-29-15-27827-000-5010