NOT LISTED FOR SALE

1597 Turtle Bay Dr Carlton, MN 55718

Estimated Value: $747,599 - $791,000

3 Beds
2.5 Baths
3,500 Sq Ft
$219/Sq Ft Est. Value

Sale Details

Date Sold: October 31, 2025

Last sale price $775,000 $221 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $4,553 / mo

44 Days on Market

Highlights

  • Private Waterfront
  • Bay View
  • Deck
  • Docks
  • A-Frame Home
  • Recreation Room

About This Home

As of October 2025

This stunning 3-bedroom, 3-bathroom Chub Lake home sits on a Quiet Bay with 330' of lake frontage and a private drive offering a rare combination of high-end finishes, versatile living spaces, and a truly unbeatable layout—spread across three thoughtfully designed levels! Inside, you’ll find a warm, inviting aesthetic with hickory wood floors and Andersen windows that bring in an abundance of natural light. The heart of the home is the main floor, which includes a dining area, built-in desk and lockers, and a kitchen that blends form and function. You'll love the quartz countertops, dual quartz breakfast bars, and mini pantry—all designed for effortless everyday living! The adjacent living and family rooms feature a propane fireplace and a freestanding wood stove, creating cozy gathering spaces for every season. Step out to one of three decks, including a large A-frame window-facing deck with lake access and stargazing potential. The top-level primary suite is a private retreat, featuring its own 3/4 bath with tiled shower, ductless mini-split for comfort year-round, and custom Hickory built-ins. Downstairs, the lower level adds even more flexibility—with two additional bedrooms, a bonus room or recreation room with a propane thermostatic fireplace, tiled walkout entry/exit, and locker storage—perfect room for added guests, quiet reading space or time for family. You’ll also find a full bath, spacious laundry room with a brand-new heavy-duty Speed Queen washer/dryer, hall closets, storage, a newer furnace, high-end water softener! But the magic doesn’t stop indoors. Step outside to your own lakefront playground—featuring a new barrel electric sauna with a glass window facing the lake, and a dock. There’s also a swing set, trampoline, and plenty of space to explore or relax! This home blends luxury, practicality, and a connection to nature like few others. With new carpet, updated bathrooms, high-end lighting and ceiling fans, and a newer septic system, it's move-in ready and ready to be enjoyed. If you’re looking for a property that’s as functional as it is special—this is the one! Come experience it for yourself!

Last Agent to Sell the Property

Jeanne Tondryk

Messina & Associates Real Estate License #MN 84908|WI 33210-94 Listed on: 07/23/2025

Last Buyer's Agent

Jordan DeCaro

RE/MAX Results

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,850

Year Built

  • Built in 1974

Lot Details

  • 1.53 Acre Lot
  • Private Waterfront
  • 330 Feet of Waterfront
  • Lake Front
  • Elevated Lot
  • Kennel
  • Level Lot
  • Irregular Lot
  • Unpaved Streets
  • Landscaped with Trees

Property Views

  • Bay
  • Lake

Home Design

  • A-Frame Home
  • Concrete Foundation
  • Fire Rated Drywall
  • Wood Frame Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • 3 Fireplaces
  • Gas Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Entrance Foyer
  • Great Room
  • Combination Dining and Living Room
  • Den
  • Recreation Room
  • Bonus Room
  • Lower Floor Utility Room

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Fireplace in Basement
  • Bedroom in Basement
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Basement Window Egress

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Driveway

Outdoor Features

  • Docks
  • Deck
  • Storage Shed

Utilities

  • Forced Air Heating System
  • Heating System Uses Propane
  • Drilled Well
  • Electric Water Heater
  • Mound Septic
  • Phone Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 81-060-4916

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,850

Year Built

Built in 1974

Lot Details

1.53 Acres

Listing Details

  • Class: SINGLE FAMILY
  • Directions: From Carlton, take Highway 3 to East Chub Lake Rd for 3.3 miles, turn right on Turtle Bay Drive. Last house at the end of Turtle Bay Drive.
  • L O1 Office Phone1 Number: 218-728-4436
  • PropAdjoinsPublicLand: No
  • Road Maintenance: Private
  • Property Sub-Type: SF/Detached
  • Tax Year: 2025
  • View Type:Pond View: Inland Lake, Bay
  • Lot Description Waterfront: Yes
  • Air Conditioner: Ductless Mini Split
  • Reso Association Amenities: Ceiling Fans, Eat-In Kitchen, Garage Door Opener, Hardwood Floors, Tiled Floors, Vaulted Ceilings, Walk-In Closet, Drywalls, Foyer Entry, Patio Door, Dryer Hook-Ups, Washer Hook-Ups
  • Amenities Exterior: Deck, Dock
  • Half Bathrooms: 1
  • Mfg And Park Info Construction Type: Frame/Wood
  • FinFootageAboveGrade: 2500
  • Below Grade Finished Sq Ft: 1000
  • Garage Type: Detached
  • Heat: Forced Air, Propane, Electric
  • Fireplaces: 3
  • MainFloorBath: Yes
  • New Development: No
  • RdBtwnWtrfrntAndHome: No
  • Reso Roof: Composite
  • Bedroom 3: Living Room
  • TotalBedrooms: 3
  • Year Built: 1974
  • Level 1 Bedroom: Main
  • RoomLevel3: Main
  • RoomLevel4: Main
  • RoomLevel5: Upper
  • RoomLevel6: Lower
  • RoomLevel7: Lower
  • RoomLevel8: Lower
  • RoomLevel9: Lower
  • Property Style: A Frame
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Three Quarter Bathrooms: 1
  • Appliances: Dishwasher, Dryer, Microwave, Range/Stove, Refrigerator, Washer
  • Basement Features: Egress Windows, Finished, Walkout, Bath, Bedrooms, Den/Office, Family/Rec Room, Fireplace, Utility Room, Washer Hook-Ups, Dryer Hook-Ups
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Bathroom Description: 3/4 Master, Full Basement, 1/2 Main Floor, Private Master, 3/4 Upper
  • Formal Dining: Breakfast Bar, Combine with Living Room, Informal Dining Room
  • Fireplace: Yes
  • Den Fireplace Type: Gas
  • Bedroom Features:Main Floor Bedroom: No
  • Bathroom 1: Entry
  • Bathroom 2: Kitchen
  • Main Residence Features:Family Room4: Great Room
  • Bedroom 5: Primary Bedroom
  • Stories: 2 Story
  • Room 6: Bedroom
  • Room 7: Bedroom
  • Room 8: Rec Room
  • Room 9: Bonus Room
  • Total Bathrooms: 3
  • Total Fin Square Footage: 3500
  • Exercise Room Level2: Main

Exterior Features

  • Out Buildings: Kennel, Storage Shed
  • Road Frontage: Unpaved
  • Waterfront Access: Private
  • Water Frontage In Feet: 330
  • Waterfront Name: Chub
  • Construction Status: Previously Owned
  • Exterior: Wood
  • Window Features:Insulated Windows: Double Glazed, Vinyl Frame

Garage/Parking

  • Parking Driveway: Driveway - Asphalt
  • Garage Features: Electrical Service, Slab
  • Garage Capacity: 2
  • ParkingFeaturesGarageDimensions: 24'x 24'

Utilities

  • Power Company: Minnesota Power
  • Sewer: Mound
  • Water: Drilled

Condo/Co-op/Association

  • Association Fee: No

Schools

  • Junior High Dist: Carlton #93

Lot Info

  • Estimated Lot Dimensions: Irregular
  • Estimated Number of Acres: 1.53
  • Cultivated Acreage: LSAR
  • Geo Subdivision: MN
  • Lot Description: Accessible Shoreline, Irregular Lot, Landscaped, Tree Coverage - Medium, Telephone, High, Level, Rolling
  • Parcel Number: 81-060-4916
  • Waterfront Type: Inland Lake

Rental Info

  • Lease Terms: Cash, Conventional, VA DVA

Tax Info

  • Tax Amount: 4850

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 23, 2025
Closed on
Oct 31, 2025
Sold by
Rupp Jeremy J and Rupp Kendra D
Bought by
Clark Emily and Michaud Beau
Seller's Agent
Jeanne Tondryk
Messina & Associates Real Estate
Buyer's Agent
Jordan DeCaro
RE/MAX Results
List Price
$799,000
Sold Price
$775,000
Premium/Discount to List
-$24,000
-3%
Views
61
Current Estimated Value
$767,400

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,600
Avg. Annual Appreciation
-1.78%
Original Mortgage
$620,000
Outstanding Balance
$620,000
Interest Rate
6.34%
Mortgage Type
Credit Line Revolving
Estimated Equity
$147,400

Purchase Details

Listed on
Aug 27, 2015
Closed on
Dec 14, 2015
Sold by
Nagel Linda M
Bought by
Rupp Jeremy J and Rupp Kendra D
Seller's Agent
Deanna Blue
D Page Blue, LLC
Buyer's Agent
Gloria Smith
Edmunds Company, LLP
List Price
$299,500
Sold Price
$299,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.10%
Original Mortgage
$284,525
Interest Rate
3.96%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 9, 2013
Closed on
Aug 15, 2013
Sold by
Saunders Mark H and Saunders Debra
Bought by
Nagel Linda M
Seller's Agent
Jamie Sathers-Day
J.S. Realty
Buyer's Agent
Ruth Janke
Coldwell Banker East West II
List Price
$344,900
Sold Price
$319,500
Premium/Discount to List
-$25,400
-7.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.72%
Original Mortgage
$255,600
Interest Rate
4.33%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Clark Emily $775,000 Northeast Title Company
Rupp Jeremy J -- American Title Company
Nagel Linda M -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Clark Emily $620,000
Previous Owner Rupp Jeremy J $284,525
Previous Owner Nagel Linda M $255,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/31/2025 10/31/25 Sold $775,000 -3.0% $221 / Sq Ft
09/05/2025 09/05/25 Pending -- -- --
07/23/2025 07/23/25 For Sale $799,000 +166.8% $228 / Sq Ft
12/18/2015 12/18/15 Sold $299,500 0.0% $86 / Sq Ft View Prior Sale
10/21/2015 10/21/15 Pending -- -- --
08/27/2015 08/27/15 For Sale $299,500 -6.3% $86 / Sq Ft
08/15/2013 08/15/13 Sold $319,500 -7.4% $91 / Sq Ft View Prior Sale
07/10/2013 07/10/13 Pending -- -- --
07/09/2013 07/09/13 For Sale $344,900 -- $99 / Sq Ft
Source: Lake Superior Area REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,800 $443,300 $222,700 $220,600
2023 $4,790 $432,100 $220,000 $212,100
2022 $4,948 $432,100 $220,000 $212,100
2021 $4,954 $336,200 $175,400 $160,800
2020 $4,796 $330,700 $174,600 $156,100
2019 $4,704 $310,500 $174,600 $135,900
2018 $4,278 $309,100 $173,200 $135,900
2015 $3,926 $265,900 $165,500 $100,400
2014 -- $265,900 $165,500 $100,400
2013 -- $266,200 $165,800 $100,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Lake Superior Area REALTORS®

MLS Number: 6120905

APN: 81-060-4916

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