15978 Cove Ln Dumfries, VA 22025
Estimated payment $5,180/month
Highlights
- Hot Property
- Boat Ramp
- Golf Club
- 40 Feet of Waterfront
- Beach
- Private Beach
About This Home
Lakefront Living Without the Million-Dollar Price Tag. A rare opportunity to own lakefront in Montclair for well below the cost of fully renovated homes.
Bring your vision to this lovingly maintained home —all the hard work is done, it just needs your personal touch.
A 50-year architectural shingle roof (2018), new vinyl siding with a classic brick front (2019), and an expansive two-tier deck (2020), White Oak Hardwood (2017/2021),new HVAC (2023), new water heater (2025), new attic fan and upgraded attic insulation (2022) Concrete patio and stairs underneath the deck and full length (2022), along with driveway widened with concrete to accommodate two cars (2022) sump pump and French drain (2022)
Perfect as a second home or year-round retreat, with endless potential to customize while enjoying all the amenities Montclair offers.
Move-in ready and well-maintained, with room to add your own desired modern updates over time.
Listing Agent
(703) 582-7016 aliciavarealtor@gmail.com EXIT Elite Realty License #0225215441 Listed on: 10/03/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,827
Year Built
- Built in 1978
Lot Details
- 0.25 Acre Lot
- 40 Feet of Waterfront
- Home fronts navigable water
- Private Beach
- Cul-De-Sac
- Stone Retaining Walls
- Extensive Hardscape
- Private Lot
- Secluded Lot
- Partially Wooded Lot
- Property is zoned RPC
HOA Fees
- $75 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- 6 Driveway Spaces
- Front Facing Garage
- Garage Door Opener
- On-Street Parking
Home Design
- Split Level Home
- Brick Exterior Construction
- Block Foundation
- Vinyl Siding
Interior Spaces
- 3,817 Sq Ft Home
- Property has 3 Levels
- Ceiling Fan
- 1 Fireplace
- Family Room Off Kitchen
- Formal Dining Room
- Lake Views
- Attic Fan
- Finished Basement
Kitchen
- Eat-In Country Kitchen
- Breakfast Area or Nook
- Butlers Pantry
- Kitchen Island
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- Hydromassage or Jetted Bathtub
- Bathtub with Shower
- Walk-in Shower
Outdoor Features
- Water Access
- Property is near a lake
- Bulkhead
- Lake Privileges
- Tennis Courts
- Exterior Lighting
- Playground
- Rain Gutters
Utilities
- Central Air
- Heat Pump System
- Pellet Stove burns compressed wood to generate heat
- Electric Water Heater
Listing and Financial Details
- Tax Lot 846
- Assessor Parcel Number 8190-26-9441
Community Details
Overview
- Association fees include common area maintenance, snow removal
- Montclair Subdivision
- Property Manager
- Community Lake
Amenities
- Picnic Area
- Common Area
- Community Library
Recreation
- Boat Ramp
- Beach
- Golf Club
- Golf Course Membership Available
- Tennis Courts
- Community Basketball Court
- Community Playground
- Community Pool
- Fishing Allowed
- Dog Park
- Jogging Path
- Bike Trail
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,705 | $824,100 | $376,300 | $447,800 |
| 2024 | $7,705 | $774,800 | $351,800 | $423,000 |
| 2023 | $7,572 | $727,700 | $329,000 | $398,700 |
| 2022 | $7,830 | $696,700 | $313,300 | $383,400 |
| 2021 | $7,276 | $598,500 | $284,900 | $313,600 |
| 2020 | $8,716 | $562,300 | $268,900 | $293,400 |
| 2019 | $8,440 | $544,500 | $261,100 | $283,400 |
| 2018 | $6,331 | $524,300 | $251,100 | $273,200 |
| 2017 | $6,166 | $501,900 | $239,200 | $262,700 |
| 2016 | $6,022 | $494,800 | $234,500 | $260,300 |
| 2015 | $5,894 | $490,400 | $230,900 | $259,500 |
| 2014 | $5,894 | $473,800 | $222,100 | $251,700 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/03/2025 10/03/25 | For Sale | $839,900 | -2.3% | $220 / Sq Ft |
| 09/10/2025 09/10/25 | Price Changed | $859,900 | -1.7% | $223 / Sq Ft |
| 08/14/2025 08/14/25 | Price Changed | $874,900 | -1.7% | $227 / Sq Ft |
| 08/04/2025 08/04/25 | Price Changed | $889,900 | -1.1% | $231 / Sq Ft |
| 06/21/2025 06/21/25 | For Sale | $899,900 | +18.4% | $233 / Sq Ft |
| 06/16/2021 06/16/21 | Sold | $760,000 | +1.5% | $236 / Sq Ft |
| 05/19/2021 05/19/21 | Pending | -- | -- | -- |
| 05/14/2021 05/14/21 | For Sale | $749,000 | +45.4% | $233 / Sq Ft |
| 09/23/2016 09/23/16 | Sold | $515,000 | -1.9% | $160 / Sq Ft |
| 08/19/2016 08/19/16 | Pending | -- | -- | -- |
| 08/05/2016 08/05/16 | For Sale | $525,000 | -- | $163 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $760,000 | Chicago Title Insurance Co | |
| Warranty Deed | $515,000 | Title Forward | |
| Interfamily Deed Transfer | -- | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $539,448 | VA | |
| Previous Owner | $505,672 | FHA | |
| Previous Owner | $150,000 | New Conventional |
Source: Bright MLS
MLS Number: VAPW2105374
APN: 8190-26-9441
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