$1,195,000
$300K PRICE DROP

16 Cottage St Belfast, ME 04915

Estimated payment $7,377/month

Total Views 7,817
3 Beds
2.5 Baths
2,816 Sq Ft
$424 Price per Sq Ft

Highlights

  • Water Views
  • Contemporary Architecture
  • Wood Flooring
  • Deck
  • Vaulted Ceiling
  • Mud Room

About This Home

This stunning, expertly renovated home in an in-town, seaside neighborhood is a must see! Sited on a 1⁄2-acre lot with an in-ground swimming pool and partial views of Penobscot Bay from nearly every room, this light-filled 3-BR, 3-bath home features a modern open-concept floor plan that combines coastal elegance with energy efficient comfort. The spacious main level offers easy one-floor living and many amenities including a lovely primary BR with a vaulted ceiling, an adjoining full bath, a walk-in closet, and A/C, and a sunlit living area with abundant windows and French doors that open onto a generously sized deck overlooking the 20' x 40' in-ground pool. The custom kitchen is equipped with quartz counter tops and a 9-foot island, premium stainless-steel appliances, three ovens, and a built-in wet bar/microwave station. The main floor also features a dining area, laundry facilities, a gracious front door foyer, a mudroom accessed from the attached 2-car garage, and a wonderful west-facing covered porch. Upstairs you'll find two delightful bedrooms, enormous walk-in closets, and a spa-like bathroom with a soaking tub and an over-sized custom tile shower. The basement level offers a large, versatile bonus room with walk-out access to the pool and a fenced-in backyard. The structural and systems upgrades to this remarkable home are extensive. A partial list includes new energy-efficient windows and exterior doors, a new high-efficiency heating and hot water system, new plumbing, new wood siding, upgraded gutters for both the house and garage, and a whole-house electrical update. The in-ground pool has a new salt-based chlorine system and pool cover. Seller will escrow funds at closing to pay for decommissioning of the pool if buyer so desires. Within walking distance of downtown Belfast and just a 2-minute walk to gentle public shore access, this is a luxurious home that feels like your own private oasis.

Listing Agent

Marjorie Crowley

CoastWise Realty Listed on: 11/17/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,624

Year Built

  • Built in 1950

Lot Details

  • 0.56 Acre Lot
  • Property is zoned Res-1

Parking

  • 2 Car Attached Garage

Property Views

  • Water
  • Scenic Vista

Home Design

  • Contemporary Architecture
  • Shingle Roof
  • Metal Roof

Interior Spaces

  • Vaulted Ceiling
  • Mud Room
  • Basement
  • Interior Basement Entry

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Soaking Tub

Outdoor Features

  • Deck
  • Porch

Utilities

  • Cooling Available
  • Radiator
  • Heat Pump System
  • Heating System Mounted To A Wall or Window
  • High-Efficiency Furnace
  • Baseboard Heating
  • Hot Water Heating System
  • Septic Design Available
  • Private Sewer

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 41
  • Assessor Parcel Number BELF-000036-000000-000042

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,624

Year Built

Built in 1950

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.56
  • Water Body Name: Penobscot Bay
  • MLS Status: Active
  • Directions: Heading north on Route 1, take the exit for downtown Belfast on the right. Turn right at Condon St. and follow to Cottage St. on the left. The property is on the right.
  • Above Grade Finished Sq Ft: 2158.0
  • Architectural Style: Contemporary
  • Garage Yn: Yes
  • Efficiency: 90% Efficient Furnace
  • Year Built: 1950
  • Location Information:HERS Certified: No
  • Contract Information:List PriceSqFt: 553.75
  • Property Information:Seasonal: No
  • Water Info:Water View2: Yes
  • Dining Room:Dining Room: Dining Room
  • Living Room:Living Room: Living Room
  • Mud Room:Mud Room: Mud Room
  • Bonus Room:Bonus Room: Bonus Room
  • Special Features: VirtualTour

Interior Features

  • Furnished: Negotiable
  • Has Basement: Interior Entry
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 658.0
  • Fireplace: No
  • Flooring: Carpet, Tile, Wood
  • Bedroom 2 Level: Second
  • Bedroom 3 Level: Second
  • Dining Room Dining Room Level: First
  • Kitchen Kitchen Level: First
  • Living Room Living Room Level: First
  • Primary Bedroom Primary Bedroom Level: First

Exterior Features

  • View: Scenic
  • Waterfront: No
  • Patio And Porch Features: Deck, Porch
  • Roof: Metal, Shingle

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0

Utilities

  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Baseboard, Direct Vent Furnace, Heat Pump, Hot Water, Zoned, Radiator
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Private Sewer, Septic Design Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 24393.6
  • Parcel #: BELF-000036-000000-000042
  • Zoning: Res-1

Tax Info

  • Tax Annual Amount: 13624.0
  • Tax Lot: 41

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,652 $561,800 $200,400 $361,400
2023 $6,975 $347,000 $128,700 $218,300
2022 $6,854 $320,300 $128,700 $191,600
2021 $7,047 $320,300 $128,700 $191,600
2020 $7,002 $300,500 $119,700 $180,800
2019 $6,815 $297,600 $119,700 $177,900
2018 $6,302 $297,600 $119,700 $177,900
2017 $6,517 $297,600 $119,700 $177,900
2016 $5,933 $259,100 $59,900 $199,200
2015 $5,804 $259,100 $59,900 $199,200
2014 $5,610 $259,100 $59,900 $199,200
2013 $5,389 $259,100 $59,900 $199,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/17/2025 11/17/25 For Sale $1,195,000 0.0% $424 / Sq Ft
11/15/2025 11/15/25 Off Market $1,195,000 -- --
08/12/2025 08/12/25 Price Changed $1,195,000 -11.2% $424 / Sq Ft
06/11/2025 06/11/25 Price Changed $1,345,500 0.0% $478 / Sq Ft
06/11/2025 06/11/25 For Sale $1,345,500 -10.0% $478 / Sq Ft
06/06/2025 06/06/25 Off Market $1,495,000 -- --
05/15/2025 05/15/25 For Sale $1,495,000 +141.1% $531 / Sq Ft
02/28/2023 02/28/23 Sold $620,000 +12.7% $307 / Sq Ft View Prior Sale
02/03/2023 02/03/23 Pending -- -- --
12/27/2022 12/27/22 For Sale $550,000 -- $272 / Sq Ft
Source: Maine Listings

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $160,000 Purchase Money Mortgage
Source: Public Records

Source: Maine Listings

MLS Number: 1622641

Maine Listings

APN: BELF-000036-000000-000042