$1,195,000
$300K PRICE DROP

16 Cottage St Belfast, ME 04915

Estimated payment $7,232/month

Total Views 13,931
3 Beds
2.5 Baths
2,816 Sq Ft
$424 Price per Sq Ft

Highlights

  • Ocean Front
  • Public Beach
  • Deck
  • Nearby Water Access
  • Above Ground Pool
  • Contemporary Architecture

About This Home

Newly priced, this stunning, expertly renovated home in a coveted seaside neighborhood is within walking distance of everything downtown Belfast has to offer. Sited on a 1⁄2-acre lot with an in-ground swimming pool and partial views of Penobscot Bay from nearly every room, this light-filled 3-bedroom, 3-bathroom home features a modern open-concept floor plan that combines coastal elegance with energy efficient comfort. The spacious main level offers easy one-floor living and many amenities including a lovely primary BR with a vaulted ceiling, an adjoining full bath, a walk-in closet, and A/C, and a sunlit living area with abundant windows and French doors that open onto a generously sized deck overlooking the 20' x 40' in-ground pool. The custom kitchen is equipped with quartz countertops and a 9-foot island, premium stainless-steel appliances, three ovens, and a built-in wet bar/microwave station. The main floor also features a dining area, laundry facilities, a gracious front door foyer, a mudroom accessed from the attached 2-car garage, and a wonderful west-facing covered porch. Upstairs you'll find two delightful bedrooms, enormous walk-in closets, and a spa-like bathroom with a soaking tub and an over-sized custom tile shower. The basement level offers a large, versatile bonus room with walk-out access to the pool and a fenced-in back yard. The structural and systems upgrades to this remarkable home are extensive. A partial list includes new energy-efficient windows and exterior doors, a new high-efficiency heating and hot water system, new plumbing, new wood siding, upgraded gutters for both the house and garage, and a whole-house electrical update. The in-ground pool has a new salt-based chlorine system and pool cover. Seller will escrow funds at closing to pay for decommissioning of the pool if buyer so desires. Just a 2-minute walk from gentle public shore access, this is a luxurious home that feels like your own private oasis!

Listing Agent

Marjorie Crowley

CoastWise Realty Listed on: 05/15/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,652

Year Built

  • Built in 1950

Lot Details

  • 0.56 Acre Lot
  • Ocean Front
  • Public Beach
  • Fenced
  • Level Lot
  • Open Lot
  • Property is zoned Res-1

Parking

  • 2 Car Direct Access Garage
  • Automatic Garage Door Opener
  • Driveway

Property Views

  • Water
  • Scenic Vista

Home Design

  • Contemporary Architecture
  • Concrete Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Metal Roof
  • Wood Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1-Story Property
  • Built-In Features
  • Skylights
  • Mud Room
  • Living Room
  • Dining Room
  • Bonus Room

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • ENERGY STAR Qualified Appliances
  • Kitchen Island
  • Quartz Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Bedroom Suite
  • Dual Vanity Sinks in Primary Bathroom
  • Bathtub
  • Shower Only
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Sump Pump

Outdoor Features

  • Above Ground Pool
  • Nearby Water Access
  • Deck
  • Porch

Location

  • City Lot

Utilities

  • Cooling Available
  • Zoned Heating
  • Radiator
  • Heating System Uses Propane
  • Heat Pump System
  • Heating System Mounted To A Wall or Window
  • Baseboard Heating
  • Hot Water Heating System
  • Electric Water Heater
  • Septic Design Available
  • Private Sewer
  • Internet Available

Community Details

  • No Home Owners Association
  • Community Storage Space

Listing and Financial Details

  • Tax Lot 41
  • Assessor Parcel Number BELF-000036-000000-000042

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,652

Year Built

Built in 1950

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.56
  • Road Surface Type: Paved
  • Water Body Name: Penobscot Bay
  • MLS Status: Active
  • Directions: Heading north on Route 1, take the exit for downtown Belfast on the right. Turn right at Condon St. and follow to Cottage St. on the left. The property is on the right.
  • Above Grade Finished Sq Ft: 2158.0
  • Architectural Style: Contemporary
  • Garage Yn: Yes
  • Year Built: 1950
  • Location Information:Leased Land: No
  • Location Information:HERS Certified: No
  • Property Information:Seasonal: No
  • Property Information:Lot Size Acres -: 0.56
  • Property Information:Total Baths: 3.0
  • Property Information:SqFt Finished Above Grade: 2158.0
  • Property Information:SqFt Finished Below Grade: 658.0
  • Property Information:Garage: Yes
  • Site:Level: Yes
  • Site:Open: Yes
  • Water Info:Water Frontage2: No
  • Water Info:Water View2: Yes
  • Construction:Wood Frame: Yes
  • Percent Basement Finished: Yes
  • Basement:Walkout Access: Yes
  • Roof:Shingle: Yes
  • Heat System:Baseboard: Yes
  • Heat System:Hot Water: Yes
  • Appliances Included:Dishwasher: Yes
  • Appliances Included:Dryer: Yes
  • Appliances Included:Electric Range: Yes
  • Appliances Included:Microwave: Yes
  • Appliances Included:Washer: Yes
  • Heat Fuel:Propane: Yes
  • Floors:Tile2: Yes
  • Floors:Wood3: Yes
  • Electric:Circuit Breakers: Yes
  • Water:Public3: Yes
  • Driveway:Paved2: Yes
  • Basement Entry:Interior: Yes
  • Amenities:Fence: Yes
  • Amenities:Storage: Yes
  • Property Information:Garage Spaces: 2.0
  • Heat System:Heat Pump: Yes
  • Heat Fuel:Electric: Yes
  • Cooling:Heat Pump3: Yes
  • Water Heater:Electric2: Yes
  • Amenities:One-Floor Living: Yes
  • Amenities:Shower: Yes
  • Vehicle Storage:Auto Door Opener: Yes
  • Basement:Unfinished: Yes
  • Foundation Materials:Poured Concrete: Yes
  • Roof:Metal: Yes
  • Amenities:Walk-in Closets: Yes
  • Vehicle Storage:Direct Entry to Living: Yes
  • Dining Room:Dining Room: Yes
  • Kitchen Amenities:Eat-in Kitchen: Yes
  • Kitchen Amenities:Island: Yes
  • Living Room:Living Room: Yes
  • Primary Bedroom Amenities:Full Bath7: Yes
  • Primary Bedroom Amenities:Suite6: Yes
  • Primary Bedroom Amenities:Walk-in Closet6: Yes
  • Room Features:Eat-in Kitchen2: Yes
  • Room Features:Island2: Yes
  • Room Features:Suite17: Yes
  • Room Features:Walk-in Closet17: Yes
  • Mud Room:Mud Room: Yes
  • Heat System:Multi-Zones: Yes
  • Parking:On Site2: Yes
  • Location:Near Public Beach: Yes
  • Exterior:Wood Siding: Yes
  • Amenities:Bathtub: Yes
  • Bonus Room:Bonus Room: Yes
  • Sewer:Private Sewer: Yes
  • Amenities:Laundry - 1st Floor: Yes
  • Parking:Paved3: Yes
  • Recreational Water:Nearby: Yes
  • Recreational Water:Oceanfront: Yes
  • Primary Bedroom Amenities:Double Vanities6: Yes
  • Room Features:Double Vanities17: Yes
  • Room Features:Skylight32: Yes
  • Dining Room Amenities:Dining Area: Yes
  • Room Features:Dining Area2: Yes
  • Equipment:Internet Access Available: Yes
  • Sewer:Septic Design Available: Yes
  • View:Scenic: Yes
  • Kitchen Countertop:Quartz: Yes
  • Basement:Sump Pump: Yes
  • Heat System:Radiator: Yes
  • Room Features:Built-Ins30: Yes
  • Water Heater:Heat Pump2: Yes
  • Heat System:Direct Vent Furnace: Yes
  • Amenities:Pool-Above Ground: Yes
  • Primary Bedroom Amenities:Separate Shower6: Yes
  • Room Features:Separate Shower17: Yes
  • Room Features:LaundryLaundry Hook-up17: Yes
  • Mud Room Amenities:Built-Ins17: Yes
  • Primary Bedroom Amenities:Skylight4: Yes
  • Primary Bedroom Amenities:LaundryLaundry Hook-up6: Yes
  • Bedroom Amenities 2:Built-Ins4: Yes
  • Bonus Room Amenities:Built-Ins6: Yes
  • Property Sub-Type Property Sub-Type: Single Family Residence
  • Appliances Included Energy Star Appliances: Yes
  • Special Features: VirtualTour

Interior Features

  • Furnished: Negotiable
  • Appliances: ENERGY STAR Qualified Appliances, Washer, Refrigerator, Microwave, Electric Range, Dryer, Dishwasher
  • Other Equipment: Internet Access Available
  • Has Basement: Interior, Walk-Out Access, Finished, Full, Sump Pump, Unfinished
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 658.0
  • Fireplace: No
  • Flooring: Wood, Tile, Composition
  • Interior Amenities: Walk-in Closets, 1st Floor Primary Bedroom w/Bath, Bathtub, One-Floor Living, Pantry, Shower, Storage
  • Full Basement: Yes
  • Bedroom 2 Level: Second
  • Bedroom 3 Level: Second
  • Dining Room Dining Room Level: First
  • Kitchen Kitchen Level: First
  • Living Room Living Room Level: First
  • Primary Bedroom Primary Bedroom Level: First

Exterior Features

  • Fencing: Fenced
  • Lot Features: Open, Level, Intown, Near Public Beach, Near Shopping, Neighborhood
  • Pool Features: Above Ground
  • View: Scenic
  • Waterfront: No
  • Construction Type: Wood Siding, Wood Frame
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck, Porch
  • Roof: Metal, Shingle
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Deck: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Auto Door Opener, 1 - 4 Spaces, Paved, On Site, Inside Entrance

Utilities

  • Laundry Features: Laundry - 1st Floor, Main Level
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Zoned, Radiator, Hot Water, Heat Pump, Direct Vent Furnace, Baseboard
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Private Sewer, Septic Design Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 24393.6
  • Parcel #: BELF-000036-000000-000042
  • Zoning: Res-1

Tax Info

  • Tax Annual Amount: 8652.0
  • Tax Book Number: 4887
  • Tax Lot: 41
  • Tax Map Number: 036
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,652 $561,800 $200,400 $361,400
2023 $6,975 $347,000 $128,700 $218,300
2022 $6,854 $320,300 $128,700 $191,600
2021 $7,047 $320,300 $128,700 $191,600
2020 $7,002 $300,500 $119,700 $180,800
2019 $6,815 $297,600 $119,700 $177,900
2018 $6,302 $297,600 $119,700 $177,900
2017 $6,517 $297,600 $119,700 $177,900
2016 $5,933 $259,100 $59,900 $199,200
2015 $5,804 $259,100 $59,900 $199,200
2014 $5,610 $259,100 $59,900 $199,200
2013 $5,389 $259,100 $59,900 $199,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2025 08/12/25 Price Changed $1,195,000 -11.2% $424 / Sq Ft
06/11/2025 06/11/25 Price Changed $1,345,500 0.0% $478 / Sq Ft
06/11/2025 06/11/25 For Sale $1,345,500 -10.0% $478 / Sq Ft
06/06/2025 06/06/25 Off Market $1,495,000 -- --
05/15/2025 05/15/25 For Sale $1,495,000 +141.1% $531 / Sq Ft
02/28/2023 02/28/23 Sold $620,000 +12.7% $307 / Sq Ft
02/03/2023 02/03/23 Pending -- -- --
12/27/2022 12/27/22 For Sale $550,000 -- $272 / Sq Ft
Source: Maine Listings

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $278,000 Commercial
Closed $150,000 Stand Alone Refi Refinance Of Original Loan
Closed $160,000 Purchase Money Mortgage
Previous Owner $100,000 Commercial
Source: Public Records

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Source: Maine Listings

MLS Number: 1622641

Maine Listings

APN: BELF-000036-000000-000042