$1,750,000
SOLD JUN 24, 2025

16 Duncan Ave Gulf Breeze, FL 32561

4 Beds
2.5 Baths
2,744 Sq Ft
0.4 Acres

Recently Sold

$638 Per Sq Ft

Highlights

  • Deeded Waterfront Access Rights
  • Beach
  • Property Fronts a Bay or Harbor
  • Gulf Breeze Elementary School Rated A
  • Fishing Pier
  • Home Theater

About This Home

As of June 2025

Welcome to Southern Elegance at its finest. This custom built home by Philip Napier boasts 4 bedrooms and 2.5 baths overlooking the Pensacola Bay towering above the water at high elevation and on the original lot of the historical Driftwood Cottage. Two grand porches off the back of the home allow for the owner to take full advantage of the bay breezes while soaking up the expansive view of the water and breathtaking sunsets. Beautiful woodwork and Custom Cabinetry is throughout the home with coffered ceilings in the kitchen and dining area, hickory custom mantle above the gas fireplace and gorgeous solid oak flooring. The primary bedroom and ensuite is conveniently located downstairs off the main living area with dual vanities, marble countertops, spa tub, separate shower and large walk in closet that is designed as a safe room for extra security. Upstairs you will find a large second family room with 3 bedrooms and a second bath. All bedrooms have walk in closets with the third featuring custom built ins perfect for a home office. The whole house generator, irrigation, seaside style landscaping and 2 car garage complete this magnificent custom home. Perfectly convenient to everything needed in Gulf Breeze proper and just a short drive over a bridge to Downtown Pensacola or Pensacola Beach!

Last Agent to Sell the Property

ASHLEY KEIGLEY

Berkshire Hathaway Home Services PenFed Realty Listed on: 05/31/2025

Berkshire Hathaway Home Services PenFed Realty

Last Buyer's Agent

Ingrid Hewette

Levin Rinke Realty

Levin Rinke Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,418

Year Built

  • Built in 2015

Lot Details

  • 0.4 Acre Lot
  • Property Fronts a Bay or Harbor
  • Partially Fenced Property

HOA Fees

  • $31 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Guest Parking

Home Design

  • Cottage
  • Slab Foundation
  • Frame Construction
  • Ridge Vents on the Roof
  • Metal Roof

Interior Spaces

  • 2,744 Sq Ft Home
  • 2-Story Property
  • Bookcases
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Double Pane Windows
  • Blinds
  • ENERGY STAR Qualified Doors
  • Insulated Doors
  • Open Floorplan
  • Home Theater
  • Bonus Room
  • Screened Porch
  • Inside Utility
  • Bay Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Self-Cleaning Oven
  • Built-In Microwave
  • ENERGY STAR Qualified Refrigerator
  • Freezer
  • ENERGY STAR Qualified Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Low Flow Toliet

Laundry

  • Dryer
  • Washer

Home Security

  • Home Security System
  • Smart Thermostat
  • Storm Windows
  • High Impact Windows
  • Storm Doors
  • Fire and Smoke Detector

Eco-Friendly Details

  • Energy-Efficient Insulation
  • ENERGY STAR Qualified Equipment

Outdoor Features

  • Spa
  • Deeded Waterfront Access Rights
  • Pier
  • Balcony
  • Covered Deck
  • Rain Gutters

Schools

  • Gulf Breeze Elementary And Middle School
  • Gulf Breeze High School

Utilities

  • ENERGY STAR Qualified Air Conditioning
  • Multiple cooling system units
  • Multiple Heating Units
  • Baseboard Heating
  • Geothermal Heating and Cooling
  • Underground Utilities
  • Agricultural Well Water Source
  • ENERGY STAR Qualified Water Heater
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 053S290957000000010

Community Details

Overview

  • Association fees include deed restrictions
  • Driftwood Subdivision

Recreation

  • Fishing Pier
  • Beach
  • Community Pool or Spa Combo

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,418

Year Built

Built in 2015

Lot Details

0

HOA Fees

$31 per month

Parking

2

Listing Details

  • Stories: 2
  • Parcel Number: 053S290957000000010
  • Property Type: Residential
  • Year Built: 2015
  • Electric: Circuit Breakers, Copper Wiring
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.399
  • Road Surface Type: Paved
  • Subdivision Name: Driftwood
  • Directions: Head East on 98 from 3 Mile Bridge, take left on Live Oak and then right on Duncan Ave. Home is on left
  • Architectural Style: Cottage
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Efficiency: Insulation, Insulated Walls, Ridge Vent
  • Property Attached Yn: No
  • Kitchen Level: First
  • Special Features: None

Interior Features

  • Spa Features: Outdoor
  • Private Spa: Yes
  • Appliances: Gas Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Disposal, Freezer, Microwave, Refrigerator, Self Cleaning Oven, Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Insulated Doors, Storm Door(s), ENERGY STAR Qualified Doors
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Interior Amenities: Baseboards, Bookcases, Ceiling Fan(s), Crown Molding, High Ceilings, High Speed Internet, Recessed Lighting, Smart Thermostat, Bonus Room, Media Room
  • Living Area: 2744
  • Window Features: Double Pane Windows, Storm Window(s), Blinds, Drapes, Drapery Rods, Impact Resistant Windows
  • Bedroom/Bathroom Features: Not Updated
  • Dining Room Features: Breakfast Bar, Eat-in Kitchen, Kitchen/Dining Combo, Living/Dining Combo
  • Living Room Living Room Level: First
  • Room Kitchen Features: Not Updated, Granite Counters, Kitchen Island, Pantry
  • Room Living Room Area: 320
  • Room Kitchen Area: 280

Exterior Features

  • Roof: Metal
  • Fencing: Other, Partial
  • Lot Features: Central Access
  • Pool Features: None
  • View: Bay, Water
  • View: Yes
  • Waterfront Features: Bay, Waterfront, Beach Access, Deed Access, Natural, Pier
  • Waterfront: Yes
  • Home Warranty: Yes
  • Construction Type: Frame
  • Exterior Features: Balcony, Irrigation Well, Sprinkler, Rain Gutters
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Porch, Screened, Covered Deck
  • Property Condition: Resale

Garage/Parking

  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: 2 Car Garage, Front Entrance, Guest, Garage Door Opener
  • Total Parking Spaces: 4

Utilities

  • Heating: Multi Units, Geothermal, Fireplace(s)
  • Cooling: Multi Units, Geothermal, Ceiling Fan(s), ENERGY STAR Qualified Equipment, ENERGY STAR Qualified Wall/Window Unit(s)
  • Sewer: Public Sewer
  • Laundry Features: Inside, W/D Hookups
  • Security: Security System, Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Beach, Fishing, Gated, Waterfront Deed Access
  • Association Fee: 375
  • Association Fee Frequency: Annually
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Association, Deed Restrictions

Schools

  • Elementary School: Gulf Breeze
  • High School: Gulf Breeze
  • Middle Or Junior School: GULF BREEZE

Lot Info

  • Lot Size Sq Ft: 17380.44
  • Zoning Description: Deed Restrictions,Res Single

Green Features

  • Green Water Conservation: High Efficiency Toilet(s)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 31, 2025
Closed on
Jun 24, 2025
Sold by
Dunn Helen D
Bought by
Giberman Anthony A and Giberman Laura K
Seller's Agent
ASHLEY KEIGLEY
Berkshire Hathaway Home Services PenFed Realty
Buyer's Agent
Ingrid Hewette
Levin Rinke Realty
List Price
$1,750,000
Sold Price
$1,750,000
Current Estimated Value
$1,801,198

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$51,198
Avg. Annual Appreciation
10.09%
Original Mortgage
$1,100,000
Outstanding Balance
$1,097,176
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
$704,022

Purchase Details

Listed on
Mar 29, 2013
Closed on
Jan 17, 2014
Sold by
Stamps Britton
Bought by
Dunn Michael R and Dunn Helen D
Seller's Agent
Mary Williams
Levin Rinke Realty
Buyer's Agent
Mary Williams
Levin Rinke Realty
List Price
$410,000
Sold Price
$375,000
Premium/Discount to List
-$35,000
-8.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.41%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,750,000 Pure Title
Warranty Deed $1,750,000 Pure Title
Warranty Deed $375,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,100,000 VA
Closed $1,100,000 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/24/2025 06/24/25 Sold $1,750,000 0.0% $638 / Sq Ft
05/31/2025 05/31/25 For Sale $1,750,000 +366.7% $638 / Sq Ft
05/25/2025 05/25/25 Pending -- -- --
01/17/2014 01/17/14 Sold $375,000 -8.5% -- View Prior Sale
12/19/2013 12/19/13 Pending -- -- --
03/26/2013 03/26/13 For Sale $410,000 -- --
Source: Pensacola Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,418 $686,834 -- --
2023 $8,418 $666,829 $0 $0
2022 $8,289 $647,407 $0 $0
2021 $8,241 $628,550 $0 $0
2020 $8,214 $619,872 $0 $0
2019 $8,042 $605,935 $0 $0
2018 $8,000 $594,637 $0 $0
2017 $7,983 $582,406 $0 $0
2016 $7,948 $570,427 $0 $0
2015 $4,880 $318,789 $0 $0
2014 $4,957 $318,789 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Pensacola Association of REALTORS®

MLS Number: 665244

Pensacola Association of REALTORS®

APN: 05-3S-29-0957-00000-0010