NOT LISTED FOR SALE

Estimated Value: $328,000 - $404,000

3 Beds
2.5 Baths
1,588 Sq Ft
$224/Sq Ft Est. Value

Last Sold September 29, 2023

Last sale price $285,000 $179 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $2,597/month

4 Days on Market

Highlights

  • Landscaped Professionally
  • Wood Flooring
  • Community Pool
  • Davis Primary School Rated A-
  • L-Shaped Dining Room
  • 2 Car Attached Garage

About This Home

As of September 2023

Immaculate townhome in The Oaks of St. Charles - this highly desirable neighborhood is a private wooded enclave close to everything: the river, bike path, historic St. Charles and Geneva downtowns, Mt Saint Mary and Wheeler Parks, and more!! The first floor features an open floor plan, wood laminate flooring---living and dining rooms, cozy family room with fireplace, kitchen with white cabinetry that opens to a brick paved patio and a very private yard! The upstairs features 3 spacious bedrooms all with hardwood flooring...2 car garage, basement waiting to be finished...Pella windows (2013)...spotless, neutral decor!!

Last Agent to Sell the Property

Alex Rullo

RE/MAX All Pro - St Charles License #475090750 Listed on: 08/10/2023

RE/MAX All Pro - St Charles

Last Buyer's Agent

Freda Cieslicki

Coldwell Banker Realty License #471002535

Coldwell Banker Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,897

Year Built

  • Built in 1977

Lot Details

  • Lot Dimensions are 22x86
  • Landscaped Professionally

HOA Fees

  • $385 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Off-Street Parking
  • Parking Included in Price

Home Design

  • Asphalt Roof

Interior Spaces

  • 1,588 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Living Room
  • L-Shaped Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Home Security

Outdoor Features

  • Brick Porch or Patio

Schools

  • Davis Richmond Elementary School
  • Thompson Middle School
  • St Charles East High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, clubhouse, pool, exterior maintenance, lawn care, snow removal
  • 6 Units
  • Dorothy Padgett Association, Phone Number (630) 513-1454
  • The Oaks Subdivision
  • Property managed by The Oaks of St. Charles

Recreation

  • Community Pool

Pet Policy

  • Dogs and Cats Allowed

Additional Features

  • Common Area
  • Carbon Monoxide Detectors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,897

Year Built

Built in 1977

Lot Details

0

HOA Fees

$385 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Subdivision Name: The Oaks
  • Year Built: 1977
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • New Construction Y/N: No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, Wood Laminate Floors, Laundry Hook-Up in Unit
  • LivingArea: 1588
  • Other Equipment: Humidifier, Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: No additional rooms
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Bathroom Amenities: Separate Shower
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: L-shaped
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Hardwood
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Brick Paver Patio
  • Lot Features: Common Grounds, Landscaped
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Other

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Off Street
  • ParkingTotal: 1
  • Number of Cars: 3
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 385
  • Association Amenities: Pool
  • Association Fee Frequency: Monthly
  • Management: Self-Management
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: The Oaks of St. Charles
  • Management Contact Name: Dorothy Padgett
  • Management Phone: 630-513-1454
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Davis Richmond Elementary School
  • High School: St Charles East High School
  • Middle/Junior School: Thompson Middle School

Lot Info

  • Lot Dimensions: 22X86
  • Rural (Y/N): N
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 4897
  • Tax Year: 2022
  • Tax Exemptions: Homeowner,Senior

Multi Family

  • Units in Building: 6

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 10, 2023
Closed on
Sep 15, 2023
Sold by
Julia C Ambrose Living Trust
Bought by
Zappa Thomas J and Wolak Beverley A
Seller's Agent
Alex Rullo
RE/MAX All Pro - St Charles
Buyer's Agent
Freda Cieslicki
Coldwell Banker Realty
List Price
$289,000
Sold Price
$285,000
Premium/Discount to List
-$4,000
-1.38%
Views
2
Current Estimated Value
$337,902

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$52,902
Avg. Annual Appreciation
10.04%
Original Mortgage
$189,000
Outstanding Balance
$185,117
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$170,695

Purchase Details

Closed on
Apr 13, 2007
Sold by
Bakes Chris
Bought by
Ambrose Julia C and Julia C Ambrose Living Trust

Purchase Details

Closed on
Feb 9, 2006
Sold by
Sexton Mark A and Sexton Alan A
Bought by
Bakes Chris

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,000
Interest Rate
9.67%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Sep 16, 2002
Sold by
Thorson Rita K
Bought by
Sexton Mark Alan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,825
Interest Rate
6.54%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zappa Thomas J $285,000 Fox Title
Ambrose Julia C $206,000 Chicago Title Insurance Co
Bakes Chris $205,500 Chicago Title Insurance Comp
Sexton Mark Alan $173,500 Fox Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zappa Thomas J $189,000
Previous Owner Bakes Chris $164,000
Previous Owner Sexton Mark Alan $164,825
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/29/2023 09/29/23 Sold $285,000 -1.4% $179 / Sq Ft
08/14/2023 08/14/23 Pending -- -- --
08/10/2023 08/10/23 For Sale $289,000 -- $182 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,494 $90,005 $21,599 $68,406
2023 $5,167 $80,555 $19,331 $61,224
2022 $4,898 $71,657 $18,446 $53,211
2021 $4,674 $68,304 $17,583 $50,721
2020 $4,611 $67,030 $17,255 $49,775
2019 $4,515 $65,702 $16,913 $48,789
2018 $4,168 $61,250 $16,270 $44,980
2017 $4,035 $59,156 $15,714 $43,442
2016 $3,676 $51,242 $15,162 $36,080
2015 -- $49,969 $14,999 $34,970
2014 -- $48,565 $14,999 $33,566
2013 -- $49,562 $15,149 $34,413
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11854132

Midwest Real Estate Data (MRED)

APN: 09-34-451-137