NOT LISTED FOR SALE

16 Ruby Cove Miramar Beach, FL 32550

Estimated Value: $845,000 - $981,000

5 Beds
5 Baths
2,179 Sq Ft
$431/Sq Ft Est. Value

Last Sold November 30, 2020

Last sale price $620,000 $285 Per Sq Ft

Est. 51% increase in value since last sale

Current estimated payment $5,929/month

6 Days on Market

Highlights

  • Beach
  • Deeded access to the beach
  • Cathedral Ceiling
  • Van R. Butler Elementary School Rated A-
  • Gated Community
  • Wood Flooring

About This Home

As of November 2020

5 Bedroom/3 Full Bath home with Dedicated Beach Access for the development! This home has not been on a rental program for the past 10 years. Sold mostly furnished - sleeps 13. Open concept floor plan on the ground floor with master bedroom and two additional bedrooms. Kitchen and bedrooms open to screen porch. Upstairs bedrooms open to balcony. No carpet! Master Bedroom tiled in 2015. Bamboo flooring in bedrooms (2016). New windows in 2018, New A/C July 2020. Parking area expanded to accommodate 3 vehicles. Emerald Shores has 2 pools, with one directly across the street from this home.

Last Agent to Sell the Property

Todd Wilkinson

Compass License #3414379 Listed on: 10/10/2020

Compass

Last Buyer's Agent

Matthew Cooper

100% Realty Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,805

Year Built

  • Built in 1996

Lot Details

  • Lot Dimensions are 53x90x21x34x81
  • Property fronts an easement
  • Interior Lot
  • Level Lot
  • Sprinkler System

HOA Fees

  • $399 Monthly HOA Fees

Home Design

  • Mediterranean Architecture
  • Slate Roof
  • Stucco
  • Slate

Interior Spaces

  • 2,179 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Window Treatments
  • Living Room
  • Dining Room
  • Screened Porch
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Cultured Marble Bathroom Countertops
  • Shower Only

Outdoor Features

  • Outdoor Shower
  • Deeded access to the beach
  • Balcony
  • Built-In Barbecue

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 30-2S-21-42830-000-0730

Community Details

Overview

  • Association fees include accounting, ground keeping, insurance, licenses/permits, management, recreational faclty, security, trash
  • Emerald Shores Of South Walton Subdivision
  • The community has rules related to covenants

Recreation

  • Beach
  • Tennis Courts
  • Community Pool

Additional Features

  • Community Pavilion
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,805

Year Built

Built in 1996

Lot Details

0

HOA Fees

$399 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 53X90X21X34X81
  • Road Frontage Type: Easement
  • Road Surface Type: Paved
  • Subdivision Name: EMERALD SHORES OF SOUTH WALTON
  • Directions: From Emerald Coast Parkway East, turn right into Emerald Shores just past the Sacred Heart Outpatient facility. Ruby Cove is the 3rd cul-de-sac on the left.
  • Architectural Style: Mediterranean
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1996
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Stove/Oven Electric
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 5
  • Interior Amenities: Breakfast Bar, Ceiling Cathedral, Floor Hardwood, Floor Laminate, Floor Tile, Floor WW Carpet, Furnished - None, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Ceiling Cathedral: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Lot Features: Covenants, Interior, Level, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • Construction Type: Roof Tile/Slate, Slab, Stucco
  • Exterior Features: Balcony, BBQ Pit/Grill, Porch, Porch Screened, Shower, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Porch: Yes
  • Lot Features:Covenants: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Shower: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Porch Screened: Yes
  • Exterior:BBQ PitGrill: Yes
  • ConstructionSiding:Roof TileSlate: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Other
  • General Property Info:Garage2: No
  • Parking Features:Other3: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Beach, Deed Access, Gated Community, Pavillion/Gazebo, Pool, Tennis
  • Association #2 Fee: 1197.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Licenses/Permits, Management, Recreational Faclty, Security, Trash

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Parcel #: 30-2S-21-42830-000-0730
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3804.77
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 10, 2020
Closed on
Nov 30, 2020
Sold by
Elder Michael K and Elder Heather
Bought by
Woodard Nathan James
Seller's Agent
Todd Wilkinson
Compass
Buyer's Agent
Matthew Cooper
100% Realty Inc
List Price
$620,000
Sold Price
$620,000
Current Estimated Value
$938,291

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$318,291
Avg. Annual Appreciation
8.90%
Original Mortgage
$510,400
Outstanding Balance
$455,219
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$483,072

Purchase Details

Closed on
Nov 17, 2009
Sold by
Elder William A and Elder Shelly A
Bought by
Elder Michael K and Elder Heather

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,000
Interest Rate
4.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 17, 2004
Sold by
Williams Maxine G
Bought by
Elder William A and Elder Shelly A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,096
Interest Rate
5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 27, 2002
Sold by
Williams Kenneth L and Williams Maxine G
Bought by
Williams Maxine G
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Woodard Nathan James $620,000 Vintage Title & Escrow Inc
Elder Michael K $330,000 Aqua Title
Elder William A $625,200 Mcneese Title Llc
Williams Maxine G -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Woodard Nathan James $510,400
Previous Owner Elder Michael K $264,000
Previous Owner Elder William A $500,096
Closed Elder William A $62,512
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/28/2021 02/28/21 Off Market $620,000 -- --
11/30/2020 11/30/20 Sold $620,000 0.0% $285 / Sq Ft
10/16/2020 10/16/20 Pending -- -- --
10/10/2020 10/10/20 For Sale $620,000 -- $285 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,675 $862,056 $120,000 $742,056
2023 $6,675 $609,326 $0 $0
2022 $5,944 $738,675 $117,039 $621,636
2021 $4,874 $503,575 $102,369 $401,206
2020 $4,053 $406,070 $93,654 $312,416
2019 $3,805 $396,807 $90,052 $306,755
2018 $3,544 $374,786 $0 $0
2017 $3,023 $305,055 $84,067 $220,988
2016 $2,998 $299,579 $0 $0
2015 $2,942 $289,458 $0 $0
2014 $2,916 $285,094 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 855037

Emerald Coast Association of REALTORS®

APN: 30-2S-21-42830-000-0730