$589,000

16 Silver Ridge Ct Unit 41/2 Oakland, MD 21550

Estimated payment $3,776/month

Total Views 2,028
4 Beds
3 Baths
2,700 Sq Ft
$218 Price per Sq Ft

Highlights

  • Popular Property
  • Open Floorplan
  • Wood Flooring
  • Spa
  • Craftsman Architecture
  • 2 Fireplaces

About This Home

Welcome to this beautifully crafted 4 bedroom, 3 bath home nestled in the sought-after Silver Ridge community, right in the heart of Deep Creek Lake. Just minutes from Wisp Resort, the lake’s public access, and all four of the area’s premier golf courses, this home offers an unbeatable location for year-round adventure and relaxation.

From the moment you arrive, the home’s craftsman-style architecture, striking red exterior with stone accents, and inviting covered porch set the tone for a warm and welcoming retreat. Inside, you’ll find thoughtfully designed living spaces and upscale finishes throughout.

The main floor boasts an open-concept living area highlighted by soaring ceilings and a stunning stone fireplace, creating the perfect setting for cozy gatherings. The chef’s kitchen features rich wood cabinetry, granite countertops, stainless steel appliances, and a large island with bar seating—ideal for entertaining after a day on the slopes or lake.

A private main-floor master suite offers convenience and luxury, complete with a spacious en-suite bath. Upstairs, a second living area with its own stone fireplace provides additional space for family and friends to unwind, making this home perfect for multi-generational stays or entertaining guests.

Step outside to your private deck oasis, featuring a hot tub, ample seating for outdoor dining, and a grill station, all surrounded by lush greenery. Whether you’re soaking in the hot tub after a day on the mountain or enjoying an evening under the stars, this space is designed for making memories.

Listing Agent

Justin Liller

Railey Realty, Inc. Listed on: 08/06/2025

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,128

Year Built

  • Built in 2009

Lot Details

  • Property is in excellent condition
  • Property is zoned LAKE RESIDENTIAL

HOA Fees

  • $140 Monthly HOA Fees

Home Design

  • Craftsman Architecture
  • Frame Construction
  • Architectural Shingle Roof

Interior Spaces

  • 2,700 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • 2 Fireplaces
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Crawl Space

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Laundry on upper level

Parking

  • 3 Open Parking Spaces
  • 3 Parking Spaces
  • Parking Lot
  • Off-Street Parking

Pool

  • Spa

Schools

  • Southern Garrett High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Association fees include lawn maintenance, road maintenance
  • Silver Ridge Subdivision

Listing and Financial Details

  • Tax Lot 41
  • Assessor Parcel Number 1218086409

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,128

Year Built

Built in 2009

Lot Details

0

HOA Fees

$140 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Craftsman
  • Ownership: Condominium
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 2009
  • Remarks Public: Welcome to this beautifully crafted 4 bedroom, 3 bath home nestled in the sought-after Silver Ridge community, right in the heart of Deep Creek Lake. Just minutes from Wisp Resort, the lake’s public access, and all four of the area’s premier golf courses, this home offers an unbeatable location for year-round adventure and relaxation. From the moment you arrive, the home’s craftsman-style architecture, striking red exterior with stone accents, and inviting covered porch set the tone for a warm and welcoming retreat. Inside, you’ll find thoughtfully designed living spaces and upscale finishes throughout. The main floor boasts an open-concept living area highlighted by soaring ceilings and a stunning stone fireplace, creating the perfect setting for cozy gatherings. The chef’s kitchen features rich wood cabinetry, granite countertops, stainless steel appliances, and a large island with bar seating—ideal for entertaining after a day on the slopes or lake. A private main-floor master suite offers convenience and luxury, complete with a spacious en-suite bath. Upstairs, a second living area with its own stone fireplace provides additional space for family and friends to unwind, making this home perfect for multi-generational stays or entertaining guests. Step outside to your private deck oasis, featuring a hot tub, ample seating for outdoor dining, and a grill station, all surrounded by lush greenery. Whether you’re soaking in the hot tub after a day on the mountain or enjoying an evening under the stars, this space is designed for making memories.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Interior Amenities: Carpet, Ceiling Fan(s), Floor Plan - Open, Primary Bath(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Bedroom 1, Laundry
  • Basement: No
  • Laundry Type: Upper Floor
  • Total Sq Ft: 2700
  • Living Area Sq Ft: 2700
  • Price Per Sq Ft: 218.15
  • Above Grade Finished Sq Ft: 2700
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 16

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Hot Tub
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Off Street, Parking Lot
  • Parking Lot Number Of Spaces: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Propane - Leased
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv
  • Water Source: Public
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 140.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: Silver Ridge
  • HOA Condo Co-Op Fee Includes: Lawn Maintenance, Road Maintenance
  • HOA: No
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • High School: SOUTHERN GARRETT HIGH
  • School District Key: 121139907558
  • School District Source: Listing Agent
  • High School: SOUTHERN GARRETT HIGH

Lot Info

  • Land Use Code: U
  • Property Condition: Excellent
  • Year Assessed: 2025
  • Zoning: LAKE RESIDENTIAL
  • In City Limits: No

Rental Info

  • Pets: Dogs Ok, Cats Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5128.00
  • Assessor Parcel Number: 1218086409
  • Tax Lot: 41
  • Tax Total Finished Sq Ft: 2700
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,415 $500,400 $75,000 $425,400
2024 $5,831 $439,067 $0 $0
2023 $5,054 $377,733 $0 $0
2022 $4,265 $316,400 $75,000 $241,400
2021 $4,092 $308,867 $0 $0
2020 $4,092 $301,333 $0 $0
2019 $3,990 $293,800 $75,000 $218,800
2018 $3,796 $293,800 $75,000 $218,800
2017 $4,159 $293,800 $0 $0
2016 -- $293,800 $0 $0
2015 -- $293,800 $0 $0
2014 -- $293,800 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/06/2025 08/06/25 For Sale $589,000 -- $218 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $315,000 Deep Creek Title Group
Deed $287,500 --
Deed $287,500 --
Warranty Deed $287,500 Community Title
Deed $287,500 --
Deed $287,500 --
Deed $210,000 --
Deed $210,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $585,000 New Conventional
Closed $252,000 New Conventional
Previous Owner $235,000 New Conventional
Previous Owner $230,000 New Conventional
Previous Owner $230,000 New Conventional
Closed -- No Value Available
Source: Public Records

Similar Homes in Oakland, MD

  • 65 Village Dr Unit 6, Oakland, MD 21550

    $695,000

    • 3 Beds
    • 3 Baths
    • 1,740 Sq Ft
    • 65 Village Dr
    • Unit 6
    • Oakland, MD

    Looking for that cozy cabin getaway at the lake? 65 Village Drive offers cabin living at its finest with 3 full bedrooms and 3 full bathrooms minutes from all of Deep Creek Lake's most popular amenities. Two wood burning fireplaces give ultimate ambiance in the main level living room and four seasons room where the hot tub is also located. The Yellowstone Village community offers one of Deep

    Nick Fratz-Orr Railey Realty, Inc.

    Section Image
  • 621 Paradise Heights, Oakland, MD 21550

    $695,000

    • 4 Beds
    • 3 Baths
    • 3,242 Sq Ft
    • 621 Paradise Heights
    • Oakland, MD

    Opportunity to own one of Deep Creek Lake's most unique homes! 621 Paradise Heights is a geodesic dome house offering 4 bedrooms, 3 full bathrooms and over 4300 square feet of interior space. Become the ultimate host of guests with the many entertainment spaces in the house including main level living room, parlor with wet bar, expansive deck, stacked stone fireplace, fit pit in back yard and

    Nick Fratz-Orr Railey Realty, Inc.

    Section Image
  • 131 Rock Ridge Ln Unit 12, Oakland, MD 21550

    $529,500

    • 4 Beds
    • 3.5 Baths
    • 2,422 Sq Ft
    • 131 Rock Ridge Ln
    • Unit 12
    • Oakland, MD

    Craftsman-style home in the much sought after Silver Ridge community. Once you enter, you'll find a lovely great room, an open kitchen/dining/living area, a powder room, and a spacious primary boasting a corner gas fireplace. Most of the main level features hardwood flooring and a large entryway. The upper level has a great loft area, three bedrooms, laundry room, and two additional bathrooms.

    Betsy Spiker Holcomb Taylor Made Deep Creek Vacations & Sales

    Section Image
  • 45 Village Dr Unit 4, Oakland, MD 21550

    $450,000

    • 2 Beds
    • 2 Baths
    • 1,096 Sq Ft
    • 45 Village Dr
    • Unit 4
    • Oakland, MD

    Nestled in the serene Yellowstone Village community, 45 Village Drive offers a fully furnished 2-bedroom, 2-bathroom cabin that seamlessly blends rustic charm with modern amenities. This turnkey property is an exceptional investment opportunity, having generated over $75,000 in rental income in the last 3 years.The cabin's open-concept design features a spacious living area with vaulted ceilings,

    Ana Dubin RE/MAX Realty Group

    Section Image
  • 130 Timberloft Cir Unit 14, Oakland, MD 21550

    $749,000

    • 3 Beds
    • 3 Baths
    • 1,900 Sq Ft
    • 130 Timberloft Cir
    • Unit 14
    • Oakland, MD

    Centrally located in the heart of Deep Creek Lake, this beautifully maintained 3 bedroom, 3 bath home offers breathtaking lake and mountain views year round. Designed with an open floor plan, this home is perfect for entertaining. Enjoy the stunning scenery from the spacious main-level deck, or relax in the screened-in lower level porch. A cozy fireplace on both levels adds warmth and charm,

    Bill Weissgerber Railey Realty, Inc.

    Section Image
  • 94 Meadow Ct, Oakland, MD 21550

    $698,500

    • 3 Beds
    • 4 Baths
    • 2,460 Sq Ft
    • 94 Meadow Ct
    • Oakland, MD

    Impressive lake-access home located in the desirable Paradise Ridge community. This modern retreat showcases breathtaking views of the mountains and Deep Creek Lake. From the moment you step inside, you'll be welcomed by a warm, inviting atmosphere featuring wood-accented ceilings, luxury vinyl plank flooring, quartz countertops, and an abundance of natural light through expansive windows. With

    Betsy Spiker Holcomb Taylor Made Deep Creek Vacations & Sales

    Section Image
  • 783 Mountainview Dr, Oakland, MD 21550

    $595,000

    • 3 Beds
    • 3 Baths
    • 1,971 Sq Ft
    • 783 Mountainview Dr
    • Oakland, MD

    Beautiful, 3 bedroom, 3 bath home located in the sought after community of Mountainside at Deep Creek Lake. This home offers one level living, 2 bonus rooms which could be used as extra sleeping areas, a sauna, 2 car attached garage, a large & level yard. Enjoy several community amenities including lake access, a marina, picnic areas, tennis & basketball courts, & more! A current vacation rental

    Larry Smith Railey Realty, Inc.

    Section Image
  • 793 Mountainview Dr, Oakland, MD 21550

    $565,000

    • 3 Beds
    • 2.5 Baths
    • 1,564 Sq Ft
    • 793 Mountainview Dr
    • Oakland, MD

    It’s here! And priced to sell! An updated rustic-modern home with lots of privacy on a large wooded lot in the coveted Mountainside Resort of Deep Creek Lake.Discover rustic elegance and modern comfort in this beautifully updated 3-bedroom, 2.5-bath lake access home nestled on a private, wooded 1.18-acre lot in the coveted Mountainside community at Deep Creek Lake. Offering one-level

    Mike Kennedy Railey Realty, Inc.

    Section Image
  • 36 Ridgewood Dr, Oakland, MD 21550

    $525,000

    • 3 Beds
    • 3.5 Baths
    • 1,713 Sq Ft
    • 36 Ridgewood Dr
    • Oakland, MD

    Looking for the secluded cabin in the woods but want to be close to everything the Lake has to offer? Look no further! This 3 bedroom 3 1/2 bath home offers just that! Located in the established and sought after community of Mountainside, this home is an inviting and place where you can get away from it all. Cozy up to the large stone wood burning fireplace in the living room, open concept

    Larry Smith Railey Realty, Inc.

    Section Image

Source: Bright MLS

MLS Number: MDGA2010190

Bright MLS

APN: 18-086409