$410,000
OPEN SAT 1PM - 4PM

160 Concert Ct Freeport, FL 32439

Estimated payment $2,731/month

Total Views 82
3 Beds
2 Baths
1,881 Sq Ft
$218 Price per Sq Ft

Highlights

  • Community Boat Dock
  • Fishing
  • Primary Bedroom Suite
  • Freeport Middle School Rated A-
  • Home fronts a pond
  • Pond View

About This Home

Experience waterfront living with The Bonaventure floor plan by Holiday Builders, perfectly positioned in the Symphony neighborhood of Hammock Bay. This move-in ready, 3-bedroom, 2-bath home offers 1,881 square feet of open, comfortable living along a picturesque street framed by mature landscaping and water views that immediately set the tone for something special. Step through the front door and the ceilings rise to approx. 14 feet, creating a sense of space that feels open and inviting from the very first glance. Wood floors extend through the main living areas and into the generously sized primary bedroom, while a gas fireplace anchors the living room with warmth and character. The large eat-in kitchen, complete with a gas range, offers room to gather, cook, and connect, all flowing naturally into the dining and living spaces for effortless everyday living and entertaining. A split-bedroom layout provides privacy and functionality, making the home comfortable and well-designed for a variety of needs. Out back, the covered patio becomes your front-row seat to the pond. The fully fenced, oversized yard offers space to relax, host gatherings, or simply enjoy peaceful Florida evenings as the water reflects the changing sky. A storage barn adds convenience, keeping everything organized without sacrificing space. **HVAC is a 2022 and Hot water tank is 2009** Just beyond your doorstep, life in Hammock Bay feels like a private retreat. Spanning more than 3,000 acres of preserved natural surroundings, this thoughtfully designed community includes over 12 miles of sidewalks, nature trails, and bike paths that connect neighbors to everything it offers. Residents enjoy multiple resort-style pools including a 25-meter lap pool, a 4,000 square foot fitness center with 24-hour access, lighted basketball, tennis, and pickleball courts, putting greens, picnic areas, outdoor cooking spaces, and a general store that adds charm and convenience. Canine Commons provides a dedicated pet park with washing stations and water bubblers, and the nearby 60-acre sports park expands recreational opportunities even further. At Town Square, an open lawn-style amphitheater hosts concerts, movies, and community events, while local dining, rotating food trucks, and gathering spaces create an active social setting that brings neighbors together. For those who love the water, Steamboat Landing offers 480 feet of shoreline along Choctawhatchee Bay, a 500-foot dock, fishing pier, bayfront clubhouse, and covered pavilion with sunset views that make every evening feel special. Located in Freeport, one of Northwest Florida's growing bayfront communities, Hammock Bay provides convenient access to the beaches of South Walton and Florida State Road 30A, as well as Destin, Niceville, major airports, Eglin Air Force Base, and Hurlburt Field. This is more than a home. It is a setting where spacious design meets resort-style amenities, where lake views greet you each morning, and where every day carries the feeling of a well-earned retreat. Come experience firsthand how comfort, community, and waterfront living come together in Symphony at Hammock Bay.

Listing Agent

Beverly Buck

Coldwell Banker Realty License #3444968 Listed on: 03/02/2026

Coldwell Banker Realty

Co-Listing Agent

Donna Orlando

Coldwell Banker Realty License #3637911

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,165

Year Built

  • Built in 2009

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 78 x 142 x 74 x 133
  • Home fronts a pond
  • Back Yard Fenced
  • Interior Lot
  • Level Lot
  • Sprinkler System
  • Cleared Lot
  • Lawn Pump
  • Property is zoned City, Resid Single Family

HOA Fees

  • $195 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction
  • Pitched Roof
  • Ridge Vents on the Roof
  • Composition Shingle Roof
  • Wood Trim
  • Cement Board or Planked

Interior Spaces

  • 1,881 Sq Ft Home
  • 1-Story Property
  • Shelving
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Plantation Shutters
  • Entrance Foyer
  • Family Room
  • Dining Area
  • Pond Views
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Separate Shower in Primary Bathroom
  • Garden Bath

Outdoor Features

  • Pond
  • Covered Patio or Porch
  • Shed
  • Rain Gutters

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Water Tap Fee Is Paid
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 16-1S-19-23020-000-1070

Community Details

Overview

  • Association fees include accounting, ground keeping, management, master, recreational faclty, security, cable TV
  • Hammock Bay Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Game Room
  • Recreation Room

Recreation

  • Community Boat Dock
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,165

Year Built

Built in 2009

Lot Details

9,583 Sq Ft Lot

HOA Fees

$195 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.22
  • Lot Size: 78 X 142 X 74 X 133
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: ECU2
  • Co List Office Phone: 850-650-4563
  • Subdivision Name: HAMMOCK BAY
  • Directions: From Hwy 20, south into main entrance of Hammock Bay on Great Hammock Bend, Take a left on Symphony, left at stop sign onto Concert Court. Look for sign at 160 Concert Ct on right.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2009
  • Remarks Misc:Remarks: Experience waterfront living with The Bonaventure floor plan by Holiday Builders, perfectly positioned in the Symphony neighborhood of Hammock Bay. This move-in ready, 3-bedroom, 2-bath home offers 1,881 square feet of open, comfortable living along a picturesque street framed by mature landscaping and water views that immediately set the tone for something special. Step through the front door and the ceilings rise to approx. 14 feet, creating a sense of space that feels open and inviting from the very first glance. Wood floors extend through the main living areas and into the generously sized primary bedroom, while a gas fireplace anchors the living room with warmth and character. The large eat-in kitchen, complete with a gas range, offers room to gather, cook, and connect, all
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Elect: Yes
  • Utilities:Tap Fee Paid: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Covered Porch: Yes
  • Rooms:Foyer: Yes
  • Rooms:Dining Area: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Energy:Ridge Vent: Yes
  • Waterfront:Pond: Yes
  • Waterview:Pond2: Yes
  • Special Features: 4097
  • Stories: 1

Interior Features

  • Furnished: Furnished - None
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Elect, Water Heater - Gas
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Hardwood, Floor Laminate, Floor Tile
  • Interior Amenities: Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Ceiling Vaulted, Fireplace, Lighting Recessed, Pantry, Pull Down Stairs, Shelving, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Plantation Shutters, Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Range Hood: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Shelving: Yes
  • Interior:Plantation Shutters: Yes
  • Interior:Fireplace: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Lot Features: Cleared, Covenants, Curb & Gutter, Interior, Level, Restrictions, Sidewalk, Within 1/2 Mile to Water, See Remarks
  • Pool Features: Pool Type
  • View: Pond
  • Waterfront Features: Pond
  • Waterfront: Yes
  • Construction Type: Brick, Frame, Roof Pitched, Siding CmntFbrHrdBrd, Trim Wood
  • Exterior Features: Rain Gutter, Fenced Back Yard, Lawn Pump, Sprinkler System, Yard Building
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered, Porch, Porch Open
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Porch: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • Lot Features:See Remarks6: Yes
  • Lot Features:Cleared: Yes
  • ConstructionSiding:Roof Pitched: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Porch Open: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • ConstructionSiding:Brick: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes
  • ConstructionSiding:Trim Wood: Yes
  • Lot Features:Sidewalk: Yes
  • Exterior:Rain Gutter: Yes
  • Lot Features:Curb Gutter: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, Tap Fee Paid, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental - Not Allowed, Pickle Ball, BBQ Pit/Grill, Community Room, Dock, Exercise Room, Fishing, Game Room, Minimum Rental Prd, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Tennis, TV Cable, Waterfront
  • Association #2 Fee: 584.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Management, Master Association, Recreational Faclty, Security, Cable TV

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 9583.2
  • Parcel #: 16-1S-19-23020-000-1070
  • Zoning: City, Resid Single Family

Tax Info

  • Tax Annual Amount: 5164.9
  • Tax Year: 2025

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,165 $343,164 $96,900 $246,264
2024 $5,644 $328,445 $96,900 $231,545
2023 $5,644 $364,249 $0 $0
2022 $5,053 $331,135 $76,923 $254,212
2021 $4,066 $246,149 $51,984 $194,165
2020 $2,578 $219,281 $38,068 $181,213
2019 $2,518 $168,727 $0 $0
2018 $2,481 $165,581 $0 $0
2017 $2,516 $162,175 $0 $0
2016 $2,333 $158,839 $0 $0
2015 $2,506 $157,735 $0 $0
2014 $2,507 $156,483 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/02/2026 03/02/26 For Sale $410,000 0.0% $218 / Sq Ft
01/24/2020 01/24/20 Rented $2,200 0.0% --
01/24/2020 01/24/20 Under Contract -- -- --
11/25/2019 11/25/19 For Rent $2,200 -- --
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Accommodation
Corporate Deed $199,900 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $196,278 FHA
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 996598

Emerald Coast Association of REALTORS®

APN: 16-1S-19-23020-000-1070

Your Personal Tour Guide

Ask me questions while you tour the home.