$499,000
SOLD NOV 13, 2024

160 Oak Point Dr Cherryville, NC 28021

4 Beds
5 Baths
3,097 Sq Ft
0.81 Acres

Recently Sold

$161 Per Sq Ft

3 Days on Market

Highlights

  • Access To Lake
  • Deck
  • Workshop
  • Waterfront
  • Traditional Architecture
  • 3 Car Attached Garage

About This Home

As of November 2024

Unbelievable bargain in Cross Creek subdivision with WATERFRONT access!! Cul de sac location! Turn this home into your dream home! So much potential! Priced well below market value and selling "as is". Open floor plan. 2 story great room. Large primary bath. Eat in kitchen. Traditional dining could make a great office. Laundry room with sink. 3 bedrooms/2 baths up. Could make 1 a bonus room. Walkout basement rec room. Large entertaining deck and backyard. Flat walk out to lake. House has new synthetic stucco (2024) with 10 year warranty. Crawlspace encapsulation. County has no record of septic. See City of KM website for brochures, area map, boat registration and further details regarding shore improvements, permits, land/lake leases and proposed fees effective Jan 1 2025.

Last Agent to Sell the Property

Carol Schenck

Allen Tate Shelby Brokerage Email: carol.schenck@allentate.com License #220432 Listed on: 10/07/2024

Allen Tate Shelby

Last Buyer's Agent

Travis Repman

Coldwell Banker Mountain View License #292843

Coldwell Banker Mountain View

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,502

Year Built

  • Built in 1995

Lot Details

  • Waterfront

HOA Fees

  • $22 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Basement Garage

Home Design

  • Traditional Architecture
  • Synthetic Stucco Exterior

Interior Spaces

  • 1.5-Story Property
  • Great Room with Fireplace
  • Partially Finished Basement
  • Workshop

Kitchen

  • Gas Range
  • Dishwasher

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

Outdoor Features

  • Access To Lake
  • Deck

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Septic Tank

Community Details

  • Cross Creek Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 40892

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,502

Year Built

Built in 1995

Lot Details

0

HOA Fees

$22 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Year Built: 1995
  • Restrictions: Deed,Subdivision
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 1
  • Proposed Special Assessment Desc: $650 Moss Lake fee January 2025
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One and One Half
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 161.12
  • Geocode Confidence: High
  • Attribution Contact: carol.schenck@allentate.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1793
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 504
  • Sq Ft Unheated Total: 504
  • Sq Ft Upper: 904
  • Appliances: Dishwasher, Gas Range, Refrigerator, Washer/Dryer
  • Above Grade Finished Sq Ft: 2697
  • Has Basement: Basement Garage Door, Basement Shop, Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 400
  • Fireplace Features: Gas Log, Great Room
  • Living Area: 3097
  • Bedroom Main: 1
  • Room Count: 14

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Water Body Name: Moss Lake
  • Waterfront Features: Boat Ramp – Community
  • Construction Type: Synthetic Stucco
  • Patio And Porch Features: Deck

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Basement, Attached Garage

Utilities

  • Heating: Natural Gas
  • Sewer: Septic Installed
  • Laundry Features: Laundry Room
  • Cooling: Central Air
  • Water Source: County Water

Condo/Co-op/Association

  • Community Features: Lake Access
  • Association Fee: 260
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 260.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Waterfront
  • Lot Size Area: 0.81
  • Lot Size Units: Acres
  • Parcel Number: 40892
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 7, 2024
Closed on
Nov 13, 2024
Sold by
Cox Edward Jeffrey and Cox Joanne Romaine
Bought by
Hord Brian Luther and Hord Joy Linda
Seller's Agent
Carol Schenck
Allen Tate Shelby
Buyer's Agent
Travis Repman
Coldwell Banker Mountain View
List Price
$499,000
Sold Price
$499,000
Views
6
Current Estimated Value
$525,501

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,501
Avg. Annual Appreciation
6.68%
Original Mortgage
$399,000
Outstanding Balance
$395,434
Interest Rate
6.12%
Mortgage Type
New Conventional
Estimated Equity
$130,067

Purchase Details

Listed on
Oct 7, 2024
Closed on
Oct 29, 2024
Sold by
Cox Zachary and Cox Lorie
Bought by
Cox Edward Jeffrey and Cox Joanne Romaine
Seller's Agent
Carol Schenck
Allen Tate Shelby
Buyer's Agent
Travis Repman
Coldwell Banker Mountain View
List Price
$499,000
Sold Price
$499,000
Views
6

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$399,000
Outstanding Balance
$395,434
Interest Rate
6.12%
Mortgage Type
New Conventional
Estimated Equity
$130,067
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $499,000 None Listed On Document
Warranty Deed $499,000 None Listed On Document
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $399,000 New Conventional
Closed $399,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/13/2024 11/13/24 Sold $499,000 0.0% $161 / Sq Ft
10/07/2024 10/07/24 For Sale $499,000 -- $161 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,502 $513,406 $126,000 $387,406
2024 $3,502 $430,405 $180,000 $250,405
2023 $3,485 $430,405 $180,000 $250,405
2022 $3,485 $430,405 $180,000 $250,405
2021 $3,500 $430,405 $180,000 $250,405
2020 $3,373 $398,683 $180,000 $218,683
2019 $3,373 $398,683 $180,000 $218,683
2018 $3,369 $398,683 $180,000 $218,683
2017 $3,352 $398,683 $180,000 $218,683
2016 $3,212 $398,683 $180,000 $218,683
2015 $2,692 $332,877 $89,000 $243,877
2014 $2,692 $332,877 $89,000 $243,877
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4189192

Canopy MLS (Canopy Realtor® Association)

APN: 40892