Listed by Better Homes&Gardens McKenzie, Bought with Better Homes&Gardens McKenzie
NOT LISTED FOR SALE

1601 Stephen St Oak Harbor, WA 98277

Estimated Value: $418,000 - $483,000

3 Beds
2 Baths
1,282 Sq Ft
$360/Sq Ft Est. Value

Last Sold December 15, 2023

Last sale price $435,000 $339 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $2,755/month

56 Days on Market

Highlights

  • Views of a Sound
  • RV Access or Parking
  • Property is near public transit
  • Coupeville Elementary School Rated A-
  • Deck
  • 2 Car Attached Garage

About This Home

As of December 2023

Beautiful rambler on a shy 1/2 acre with partial views of Penn Cove & Olympic Mountains! This well maintained home features vaulted ceilings, an open floor plan, spacious bedrooms and attached 2 car garage w/ built-in storage. Great sized kitchen and dining room with a slider out to the beautiful outdoor space. The large fully-fenced back yard offers a covered chicken coop, garden beds and lots of room to play! Entertain on the new composite deck or under the covered pergola on the cemented patio, or just gather round the fire pit and enjoy your new island home. Newer roof (2018). Community features include pool, clubhouse, parks, sports courts, private beach & boat launch.

Last Agent to Sell the Property

Evelyn Ortega

Better Homes&Gardens McKenzie License #88798 Listed on: 09/21/2023

Better Homes&Gardens McKenzie

Last Buyer's Agent

William Roberts

Better Homes&Gardens McKenzie License #23011616

Better Homes&Gardens McKenzie

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2163186

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,272

Year Built

  • Built in 1999

Lot Details

  • 0.41 Acre Lot
  • Level Lot

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • RV Access or Parking

Property Views

  • Views of a Sound
  • Limited Views

Home Design

  • Poured Concrete
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,282 Sq Ft Home
  • 1-Story Property

Kitchen

  • Oven or Range
  • Stove
  • Microwave
  • Dishwasher

Flooring

  • Wall to Wall Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck

Location

  • Property is near public transit
  • Property is near a bus stop

Utilities

  • Forced Air Heating and Cooling System
  • Propane
  • Septic Tank
  • Cable TV Available

Community Details

  • Ruby Association
  • Secondary HOA Phone (360) 678-7446
  • Rolling Hills Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,272

Year Built

Built in 1999

Lot Details

0

HOA Fees

$100 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Residential
  • StyleCode: 10 - 1 Story
  • Year Built: 1999
  • Inclusions: Dishwasher,Microwave,Refrigerator,StoveRange
  • MLS Status: Sold
  • Prev Status: Closed
  • Unit Levels: One
  • New Construction: No
  • CalculatedSquareFootage: 1282
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing/NWMLS/2163186?w=Consumer&agent=123196
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Stove/Range
  • Full Bathrooms: 2
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Entry Location: Main
  • Fireplace: No
  • Flooring: Laminate, Vinyl, Carpet
  • Interior Amenities: Laminate, Wall to Wall Carpet
  • Living Area: 1282
  • Main Level Bedrooms: 3
  • Bathrooms: 2
  • BathsFullMain: 2
  • SquareFootageFinished: 1282
  • SquareFootageUnfinished: 0
  • BathsFullGarage: 0
  • BathsFullLower: 0
  • BathsFullUpper: 0
  • BathsHalfGarage: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 0
  • BathsThreeQuarterGarage: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 0
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher,Microwave,Refrigerator,Stove/Range

Exterior Features

  • Roof: Composition
  • View: Partial, Sound
  • View: Yes
  • Waterfront: No
  • Exterior Features: Wood
  • Foundation Details: Poured Concrete
  • Structure Type: House
  • BusLineNearby: true

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: RV Parking, Attached Garage
  • Total Parking Spaces: 2

Utilities

  • Sewer: Septic Tank
  • Water Source: Community
  • Cooling: Forced Air
  • Cooling Y N: Yes
  • Heating: Forced Air
  • Heating Yn: Yes
  • PowerCompany: PSE
  • SewerCompany: Septic
  • WaterCompany: Rolling Hills

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 100
  • Association Fee Frequency: Monthly
  • Phone: 360-678-7446
  • Association: Yes
  • AssociationContactName: Ruby

Schools

  • Junior High Dist: Oak Harbor
  • High School: Buyer To Verify
  • Middle Or Junior School: Buyer To Verify

Lot Info

  • Parcel Number: S805000050150
  • Topography: Level
  • Land Lease: No
  • Lot Size Acres: 0.4108
  • Lot Size Sq Ft: 17896
  • Irrigation Water Rights: No
  • ResoLotSizeUnits: SquareFeet
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Deck,Propane,RV Parking
  • MLSLotSizeSource: Public Records
  • MLSSquareFootageSource: Public Records

Green Features

  • Power Production Type: Electric, Propane

Tax Info

  • Year: 2023
  • Tax Annual Amount: 3272

Multi Family

  • EnergySource: Electric,Propane

MLS Schools

  • Elementary School: Buyer To Verify

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 21, 2023
Closed on
Dec 12, 2023
Sold by
Culbertson David M and Culbertson Kiera M
Bought by
Chapman Oliver and Chapman Jenna
Seller's Agent
Evelyn Ortega
Better Homes&Gardens McKenzie
Buyer's Agent
William Roberts
Better Homes&Gardens McKenzie
List Price
$449,000
Sold Price
$435,000
Premium/Discount to List
-$14,000
-3.12%
Views
78
Current Estimated Value
$462,101

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,101
Avg. Annual Appreciation
3.32%
Original Mortgage
$435,000
Outstanding Balance
$427,781
Interest Rate
7.76%
Mortgage Type
Credit Line Revolving
Estimated Equity
$34,320

Purchase Details

Listed on
Oct 9, 2019
Closed on
Dec 18, 2019
Sold by
Johnston Denise M
Bought by
Culbertson David M and Culbertson Klera M
Seller's Agent
Becky Nadzam
Coldwell Banker 360 Team
Buyer's Agent
Randall Fischer
Coldwell Banker 360 Team
List Price
$315,000
Sold Price
$304,000
Premium/Discount to List
-$11,000
-3.49%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.42%
Original Mortgage
$310,536
Interest Rate
3.6%
Mortgage Type
VA

Purchase Details

Listed on
Oct 13, 2017
Closed on
Dec 21, 2017
Sold by
Johnston Brian
Bought by
Johnson Denise M
Seller's Agent
Alisha Legaspi
Dream Real Estate Group
Buyer's Agent
Becky Nadzam
Coldwell Banker 360 Team
List Price
$265,000
Sold Price
$272,000
Premium/Discount to List
$7,000
2.64%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.75%
Original Mortgage
$272,000
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 13, 2017
Closed on
Dec 20, 2017
Sold by
Johnston Brian
Bought by
Johnston Denise M
Seller's Agent
Alisha Legaspi
Dream Real Estate Group
Buyer's Agent
Becky Nadzam
Coldwell Banker 360 Team
List Price
$265,000
Sold Price
$272,000
Premium/Discount to List
$7,000
2.64%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$272,000
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 13, 2017
Closed on
Dec 18, 2017
Sold by
Ramos Ricarter and Ramos Veronica D
Bought by
Johnston Denise M
Seller's Agent
Alisha Legaspi
Dream Real Estate Group
Buyer's Agent
Becky Nadzam
Coldwell Banker 360 Team
List Price
$265,000
Sold Price
$272,000
Premium/Discount to List
$7,000
2.64%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$272,000
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 18, 2007
Sold by
Jones Rodrick L and Mendez Tiffara L
Bought by
Ramos Ricarhter and Ramos Veronica D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
6.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 20, 2005
Sold by
Reiley Jonathon B and Reiley Andrea L
Bought by
Jones Rodrick L and Mendez Tiffara L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,297
Interest Rate
5.84%
Mortgage Type
VA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Chapman Oliver $435,000 Stewart Title Guaranty Company
Culbertson David M $304,000 Land T&E Of Island Co
Johnson Denise M -- Chicago Title
Johnston Denise M -- Chicago Title
Johnston Denise M -- Chicago Title
Johnston Denise M $272,000 Chicago Title
Ramos Ricarhter $240,000 Land Title Company Island Co
Jones Rodrick L $188,250 Land Title Company Island Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Chapman Oliver $435,000
Previous Owner Culbertson David M $310,536
Previous Owner Johnston Denise M $272,000
Previous Owner Johnston Denise M $272,000
Previous Owner Ramos Ricarhter $240,000
Previous Owner Jones Rodrick L $192,297
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/15/2023 12/15/23 Sold $435,000 0.0% $339 / Sq Ft
11/16/2023 11/16/23 Pending -- -- --
10/28/2023 10/28/23 Price Changed $435,000 -3.1% $339 / Sq Ft
09/21/2023 09/21/23 For Sale $449,000 +47.7% $350 / Sq Ft
12/23/2019 12/23/19 Sold $304,000 -3.5% $237 / Sq Ft View Prior Sale
10/30/2019 10/30/19 Pending -- -- --
10/09/2019 10/09/19 For Sale $315,000 +15.8% $246 / Sq Ft
12/28/2017 12/28/17 Sold $272,000 +2.6% $212 / Sq Ft View Prior Sale
10/24/2017 10/24/17 Pending -- -- --
10/14/2017 10/14/17 For Sale $265,000 -- $207 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,776 $456,725 $220,000 $236,725
2024 $3,234 $438,195 $210,000 $228,195
2023 $3,234 $451,039 $220,000 $231,039
2022 $3,193 $431,788 $220,000 $211,788
2021 $2,639 $366,406 $180,000 $186,406
2020 $2,406 $321,392 $140,000 $181,392
2019 $2,141 $294,181 $170,000 $124,181
2018 $2,307 $255,563 $135,000 $120,563
2017 $2,007 $241,293 $120,000 $121,293
2016 $1,831 $222,791 $100,000 $122,791
2015 -- $194,289 $70,000 $124,289
2013 -- $182,284 $55,000 $127,284
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2163186

Northwest Multiple Listing Service (NWMLS)

APN: S8050-00-05015-0