1602 Cypress St Curtis Bay, MD 21226

A flexible and affordable living opportunity: the vacant ADA apartment allows an owner-occupant to live on-site while the other three units help offset monthly expenses. With 20% down, estimated PITI is about $1,138/month, or approximately $95/month with FHA 3.5% down (call us to learn more). This setup provides an accessible path into homeownership with built-in rental income and long-term financial stability. Each apartment is fully renovated, featuring quartz countertops, wood cabinets, stainless-steel appliances, vinyl plank flooring, ceramic tile baths, and in-unit washers and dryers—all upgrades that support strong rentability and reduce future maintenance needs. One unit is fully ADA-compliant with ramp access, roll-under sink, and barrier-free shower, a rare feature that expands the potential tenant pool and adds long-term leasing flexibility. The building includes four 2023 electric heat pumps and four 2023 electric water heaters, offering modern mechanical systems that minimize repair costs and improve operating efficiency. Separately metered electric with landlord bill-back for public service electric and City water keeps owner expenses low and maximizes return. C-PVC and PVC plumbing provides reliable, low-maintenance infrastructure. 1602 Cypress is Limited Lead-Free, reducing paperwork and costs at turnover and lowering landlord liability. A three-car rear parking pad adds everyday convenience for tenants and enhances the building’s appeal. Located near major employment hubs—including the Port of Baltimore, Amazon distribution centers, and Tradepoint Atlantic—this property benefits from strong workforce housing demand and consistent occupancy. With updated systems, strong rents, and an owner-occupant opportunity rarely available in this price range, 1602 Cypress Street is a practical and well-positioned investment in South Baltimore.