$540,000
SOLD JUN 20, 2025

1602 S Saint Andrews Rd E Winona Lake, IN 46590

4 Beds
3.5 Baths
5,524 Sq Ft
1.38 Acres

Recently Sold

$98 Per Sq Ft

6% Below List Price

12 Days on Market

Highlights

  • Private Beach
  • Primary Bedroom Suite
  • 1.38 Acre Lot
  • Warsaw Community High School Rated A-
  • Waterfront
  • Lake, Pond or Stream

About This Home

As of June 2025

OPEN HOUSE 5/13 4-6PM. A stunning 4-bed, 3.5-bath custom-built estate offering over 5,500 sq ft of thoughtfully designed living space, perfectly situated on 1.38 private acres. Step inside to soaring ceilings and expansive windows. The heart of the home is a gourmet kitchen featuring an indoor grill, large island, and an adjacent breakfast area. The spacious living room, dining area, and cozy family room with fireplace provide inviting spaces. The private office offers the perfect work-from-home solution with custom built-ins. The luxurious primary suite is a true retreat, complete with a spa-inspired en-suite bath and generous walk-in closet. Downstairs, an additional bedroom, work out room, kitchenette, and flexible bonus space. In addition to stunning golf course views, this property includes a private pond with its own beach area—perfect for swimming or enjoying peaceful moments by the water. This backyard delivers resort-style living right at home. Additional features include a 3-car heated garage and irrigation system. This is more than a home—it's a lifestyle.

Last Agent to Sell the Property

Heather Deal

H Team Dream Homes Listed on: 05/06/2025

Last Buyer's Agent

Stacie Bellam-Fillman

Orizon Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,495

Year Built

  • Built in 1989

Lot Details

  • 1.38 Acre Lot
  • Waterfront
  • Private Beach
  • Cul-De-Sac
  • Landscaped
  • Corner Lot
  • Level Lot
  • Irrigation

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Garage Door Opener

Property Views

  • Water
  • Golf Course

Home Design

  • Ranch Style House
  • Poured Concrete
  • Shingle Roof
  • Stone Exterior Construction
  • Cedar

Interior Spaces

  • Wet Bar
  • Built-in Bookshelves
  • Bar
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Living Room with Fireplace
  • Utility Room in Garage
  • Walkup Attic

Kitchen

  • Kitchenette
  • Eat-In Kitchen
  • Breakfast Bar
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Laundry Chute
  • Washer and Electric Dryer Hookup

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • 1 Bathroom in Basement
  • 1 Bedroom in Basement

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Sun Deck
  • Lake, Pond or Stream

Location

  • Suburban Location

Schools

  • Jefferson Elementary School
  • Lakeview Middle School
  • Warsaw High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well

Community Details

  • Stonehenge Subdivision

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 43-11-24-300-084.000-033

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,495

Year Built

Built in 1989

Lot Details

0

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1989
  • Age: 36
  • Style: One Story
  • Architectural Style: Ranch
  • Total Number of Rooms: 13
  • Total Number of Rooms Below Grade: 6
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: 6-119-18 LOT B-41 PRESTWICK SD PHASE 3 AND 006-119-017 Prestwick SD Ph 3 Lot B40
  • Parcel Number ID: 43-11-24-300-084.000-033
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Attic-Walk-up, Bar, Breakfast Bar, Built-In Bookcase, Ceiling Fan(s), Ceilings-Beamed, Ceilings-Vaulted, Closet(s) Walk-in, Deck on Waterfront, Detector-Carbon Monoxide, Detector-Smoke, Disposal, Dryer Hook Up Electric, Eat-In Kitchen, Garage Door Opener, Home Warranty Included, Irrigation System, Kitchen Island, Landscaped, Laundry-Chute, Near Walking Trail, Wet Bar, Kitchenette, Main Level Bedroom Suite, Garage-Heated, Main Floor Laundry, Sump Pump, Washer Hook-Up, Garage Utilities
  • Inside City Limits: Yes
  • Location: City/Town/Suburb
  • Number Below Grade Bedrooms: 1
  • Parcel Id2: 43-11-24-300-083.000-033
  • Sp Lp Percent: 98.72
  • Year Taxes Payable: 2025
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 5624
  • Total Finished Sq Ft: 5524
  • Above Grade Finished Sq Ft: 2912
  • Below Grade Finished Sq Ft: 2612
  • Below Grade Sq Ft: 100
  • Price Per Sq Ft: 185.44
  • Basement: Yes
  • Basement Foundation: Full Basement, Finished
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 1
  • Fireplace: Den, Living/Great Rm, Fireplace Insert
  • Fireplace: Yes
  • Living Great Room: Dimensions: 19x17, On Level: Main
  • Kitchen: Dimensions: 15x21, On Level: Main
  • Breakfast Room: Dimensions: 12x11, On Level: Main
  • Dining Room: Dimensions: 15x13, On Level: Main
  • Family Room: Dimensions: 32x24, On Level: Basement
  • Den: Dimensions: 19x22, On Level: Main
  • Recreation Room: Dimensions: 12x14, On Level: Basement
  • Extra Room: office, Dimensions: 14x17, On Level: Basement
  • Bedroom 1: Dimensions: 18x15, On Level: Main
  • Bedroom 2: Dimensions: 16x15, On Level: Main
  • Bedroom 3: Dimensions: 15x12, On Level: Main
  • Bedroom 4: Dimensions: 14x18, On Level: Basement
  • Other Room1: Basement laundry, Dimensions: 9x13, On Level: Basement
  • Other Room 2: Sunroom, Dimensions: 9x24, On Level: Main
  • Other Room 3: Basement Kitchenette, Dimensions: 19x17, On Level: Basement
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 2712

Exterior Features

  • Exterior: Cedar, Stone
  • Roof Material: Shingle
  • Outbuilding1: None
  • Water Features: Private Beach

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 26x34
  • Garage Sq Ft: 884
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: Well
  • Laundry: Dimensions: Mainx10, On Level: 7
  • Water Type: Pond
  • Well Type: Private

Schools

  • School District: Warsaw Community
  • Elementary School: Jefferson
  • Middle School: Lakeview
  • High School: Warsaw
  • Elementary School: Jefferson

Lot Info

  • Lot Description: Corner, Cul-De-Sac, Golf Frontage, Level, Waterfront, 0-2.9999, Water View
  • Lot Dimensions: irregular
  • Estimated Lot Sq Ft: 60113
  • Estimated Lot Size Acres: 1.38

Tax Info

  • Annual Taxes: 4495

MLS Schools

  • High School: Warsaw
  • Middle School: Lakeview
  • School District: Warsaw Community

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 6, 2025
Closed on
Jun 20, 2025
Sold by
Deal Heather N
Bought by
Moore Scott and Moore Bridget
Seller's Agent
Heather Deal
H Team Dream Homes
Buyer's Agent
Stacie Bellam-Fillman
Orizon Real Estate, Inc.
List Price
$575,000
Sold Price
$540,000
Premium/Discount to List
-$35,000
-6.09%
Views
65

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-96.08%
Original Mortgage
$340,000
Outstanding Balance
$340,000
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$38,102

Purchase Details

Closed on
May 31, 2016
Sold by
Ayres Terry L and Ayres Toni R
Bought by
Hamman Eric E and Hamman Heather N
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Near North Title
Warranty Deed -- Mtc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $340,000 New Conventional
Previous Owner $223,774 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2025 06/20/25 Sold $540,000 -1.3% $98 / Sq Ft
05/25/2025 05/25/25 Pending -- -- --
05/18/2025 05/18/25 Price Changed $547,000 -4.9% $99 / Sq Ft
05/13/2025 05/13/25 For Sale $575,000 +167.4% $104 / Sq Ft
02/24/2015 02/24/15 Sold $215,000 -28.1% $41 / Sq Ft
02/16/2015 02/16/15 Pending -- -- --
10/03/2014 10/03/14 For Sale $299,000 -- $57 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $421 $26,600 $26,600 $0
2023 $573 $39,000 $39,000 $0
2022 $550 $39,000 $39,000 $0
2021 $675 $35,300 $35,300 $0
2020 $600 $30,200 $30,200 $0
2019 $604 $30,200 $30,200 $0
2018 $615 $30,200 $30,200 $0
2017 $595 $30,200 $30,200 $0
2016 $562 $27,700 $27,700 $0
2014 $522 $27,700 $27,700 $0
2013 $522 $28,800 $28,800 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202516215

Indiana Regional MLS

APN: 43-11-24-300-083.000-033