$299,900
$20K PRICE DROP

16025 Oak St Decatur, MI 49045

Estimated payment $1,750/month

Total Views 4,183
2 Beds
1.5 Baths
764 Sq Ft
$393 Price per Sq Ft

Highlights

  • Private Waterfront
  • Wood Flooring
  • Window Unit Cooling System
  • Deck
  • Eat-In Kitchen
  • Ceiling Fan

About This Home

Want Lake Property at a fraction of the cost? This is the cottage for you! Finch Lake is a wonderful All Sports Lake with beautiful views. This is a must-see in person cottage- just waiting for the next owners
to come and make lasting memories! This is an open canvas to make your own updates or just enjoy the water and the options of all the other lakes Finch attaches to with just a short boat ride thru the channels - a convenient public boat dock on Big Fish lake! Finch Lake is 114 sq acres and 36 feet deep -come see why Lake Life is so Beautiful- call for your private showing today- agent related to owner

Listing Agent

Julie Moneta

Core Real Estate, Inc. License #6501331328 Listed on: 07/21/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,829

Year Built

  • Built in 1940

Lot Details

  • 5,559 Sq Ft Lot
  • Private Waterfront
  • 51 Feet of Waterfront

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 764 Sq Ft Home
  • 3-Story Property
  • Ceiling Fan
  • Replacement Windows
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Dining Area
  • Eat-In Kitchen

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Bedrooms

Basement

  • Walk-Out Basement
  • Crawl Space

Outdoor Features

  • Water Access
  • Deck

Utilities

  • Window Unit Cooling System
  • Window Unit Heating System
  • Well
  • Electric Water Heater

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,829

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • Levels: Tri-Level
  • Stories: 3
  • Year Built: 1940
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: irregular
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 764.0
  • General Property Info:Main Level Primary: No
  • Tax Info:Annual Property Tax: 1829.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Windows:Replacement: Yes
  • Appliances Refrigerators: Yes
  • Util Avail at Street:Electric: Yes
  • Sewer:Public: Yes
  • Waterfront Options:Water Frontage3: 51.0
  • Windows:Insulated Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Substructure:Walk Out: Yes
  • Air Conditioning:Window Unit(s): Yes
  • Substructure:Crawl Space: Yes
  • Water Heater:Electric3: Yes
  • General Property Info:SqFt Above Grade: 764.0
  • General Property Info Garage YN: No
  • Flooring:Wood Floor: Yes
  • Flooring:Carpet Floor: Yes
  • Architectural Style:Tri-Level: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator
  • Flooring: Carpet, Other, Wood
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen
  • Fireplace: No
  • Total Bedrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Basement: Crawl Space, Walk-Out Access
  • LivingArea: 764.0
  • Window Features: Screens, Replacement, Insulated Windows, Window Treatments
  • General Property Info:Stories2: 3.0
  • Kitchen Features:Eating Area: Yes

Exterior Features

  • Construction Materials: Block, Vinyl Siding
  • List Price: 299900.0
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Finch Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Garage: No

Utilities

  • Cooling: Window Unit(s)
  • Cooling: Yes
  • Heating: None
  • Heating: No
  • Laundry Features: None
  • Sewer: Public
  • Utilities: Electricity Available
  • Water Source: Well
  • Water Well: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Water Fea Amenities:Private Frontage: Yes

Lot Info

  • Lot Size Acres: 0.13
  • Lot Size Area: 0.13
  • Lot Dimensions: irregular
  • Lot Size Sq Ft: 5559.0

Tax Info

  • Tax Annual Amount: 1829.0
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,830 $97,800 $97,800 $0
2024 $422 $94,300 $94,300 $0
2023 $402 $74,600 $0 $0
2022 $383 $66,200 $0 $0
2021 $2,070 $59,800 $0 $0
2020 $368 $52,000 $0 $0
2019 $2,025 $56,700 $0 $0
2018 $353 $51,700 $0 $0
2017 $345 $56,600 $0 $0
2016 $342 $56,100 $0 $0
2015 -- $51,500 $0 $0
2011 -- $69,300 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/03/2025 09/03/25 Price Changed $299,900 -6.3% $393 / Sq Ft
07/21/2025 07/21/25 For Sale $319,900 -- $419 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $204,000 Construction
Closed $247,000 Credit Line Revolving
Previous Owner $10,000 Credit Line Revolving
Previous Owner $123,750 New Conventional
Previous Owner $80,700 New Conventional
Previous Owner $85,000 Unknown
Source: Public Records

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25036142

Southwestern Michigan Association of REALTORS®

APN: 14-140-300-018-00

Michigan Cass County Decatur 49045

16025 Oak St, Decatur, MI

This home is located at 16025 Oak St, Decatur, MI 49045 and is currently priced at $299,900, approximately $392 per square foot. This property was built in 1940. 16025 Oak St is a home with nearby schools including Marcellus Elementary School and Marcellus High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
Copyright 2025 MichRIC, LLC. All rights reserved.

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Julie Moneta
Listing Agent
Julie Moneta
Section Image
Core Real Estate, Inc.
(269) 390-6379