Seller's Agent in 2025
Gemma Peterson
FLORIDA HOMES & LOANS INC.
(407) 242-7758
1 in this area
26 Total Sales
16036 3rd St Umatilla, FL 32784
3
Beds
2
Baths
1,451
Sq Ft
0.56
Acres
Highlights
- Parking available for a boat
- Living Room with Fireplace
- Stone Countertops
- Screened Pool
- Corner Lot
- No HOA
About This Home
As of May 20250% down financing available!!
Welcome to your dream home in the heart of Umatilla! This beautifully updated 3-bedroom, 2-bathroom residence offers the perfect blend of modern amenities and serene country living. Nestled on over half an acre of fully fenced land, this property provides ample space for relaxation and recreation.
As you step inside, you'll be greeted by a spacious open-concept living, dining, and kitchen area, accentuated by a cathedral ceiling that enhances the sense of openness. The recently remodeled kitchen boasts stainless steel appliances, including a gas range, and a convenient breakfast bar that —ideal for both casual meals and entertaining.
The thoughtful split-bedroom layout ensures privacy, with the primary suite featuring a generous walk-in closet and an en-suite bathroom. Two additional bedrooms offer flexibility for family, guests, or a home office.
Outdoor enthusiasts will delight in the expansive screened-in saltwater pool, complete with a gas heater for year-round enjoyment.
For those with recreational vehicles or boats, the property includes a 22x25 parking pad with double gate access, separate from the main entrance, ensuring secure and convenient storage.
Significant upgrades within the past two years offer peace of mind, including a whole-house water filtration system, new attic insulation, a new pool pump and heater, a sturdy wood fence, fresh carpeting, and a modern kitchen remodel. Additionally, the AC unit was replaced in 2024, the roof in 2016, windows in 2021, and the gas water heater in 2022.
Located just five minutes from local shopping and dining options, yet surrounded by picturesque farms and countryside, this home offers the best of both worlds. Plus, it's situated in a USDA-eligible area, making 0% down financing available for qualified buyers.
Last Agent to Sell the Property
FLORIDA HOMES & LOANS INC. Brokerage Phone: 407-242-7758 License #3522887 Listed on: 01/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,096
Year Built
- Built in 1993
Lot Details
- 0.56 Acre Lot
- Lot Dimensions are 92x152
- The property's road front is unimproved
- West Facing Home
- Wood Fence
- Chain Link Fence
- Corner Lot
- Oversized Lot
- Property is zoned R-6
Parking
- 1 Car Attached Garage
- Oversized Parking
- Circular Driveway
- Guest Parking
- Parking available for a boat
- RV Access or Parking
Home Design
- Slab Foundation
- Steel Frame
- Shingle Roof
- Wood Siding
Interior Spaces
- 1,451 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Gas Fireplace
- Sliding Doors
- Family Room Off Kitchen
- Living Room with Fireplace
Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
Flooring
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry in Garage
- Dryer
- Washer
Pool
- Screened Pool
- Heated In Ground Pool
- Heated Spa
- In Ground Spa
- Saltwater Pool
- Fence Around Pool
Outdoor Features
- Covered Patio or Porch
- Exterior Lighting
- Rain Gutters
- Private Mailbox
Schools
- Umatilla Elementary School
- Umatilla Middle School
- Umatilla High School
Utilities
- Central Heating and Cooling System
- Natural Gas Connected
- Water Filtration System
- 1 Water Well
- Gas Water Heater
- 1 Septic Tank
- Private Sewer
Community Details
- No Home Owners Association
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 02304
- Assessor Parcel Number 26-18-26-0003-000-02304
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 21, 2025
Closed on
May 15, 2025
Sold by
Opoku Michael Kofi and Bossa Amanda
Bought by
Noda Angerin Beatriz Quin
Seller's Agent
Gemma Peterson
FLORIDA HOMES & LOANS INC.
Buyer's Agent
Jose Aguilar
LA ROSA REALTY KISSIMMEE
List Price
$344,900
Sold Price
$330,000
Premium/Discount to List
-$14,900
-4.32%
Views
180
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,188
Avg. Annual Appreciation
-3.60%
Original Mortgage
$324,022
Outstanding Balance
$322,281
Interest Rate
6.62%
Mortgage Type
FHA
Estimated Equity
$531
Purchase Details
Listed on
Mar 6, 2023
Closed on
May 5, 2023
Sold by
William And Nicole Bales Joint Trust
Bought by
Opoku Michael Kofi and Bossa Amanda
Seller's Agent
Bob David
BHHS FLORIDA REALTY
Buyer's Agent
Beverly Cunningham
KELLER WILLIAMS ELITE PARTNERS III REALTY
List Price
$329,900
Sold Price
$315,000
Premium/Discount to List
-$14,900
-4.52%
Views
61
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.32%
Original Mortgage
$305,550
Interest Rate
6.42%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 2, 2019
Sold by
Bales William C and Bales Nicole A
Bought by
Bales William C and Bales Nicole A
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $330,000 | Z Title | |
| Warranty Deed | $330,000 | Z Title | |
| Warranty Deed | $315,000 | Florida Title & Guarantee Agen | |
| Interfamily Deed Transfer | -- | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $324,022 | FHA | |
| Closed | $324,022 | FHA | |
| Previous Owner | $305,550 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/15/2025 05/15/25 | Sold | $330,000 | 0.0% | $227 / Sq Ft | |
| 04/13/2025 04/13/25 | Pending | -- | -- | -- | |
| 04/07/2025 04/07/25 | Price Changed | $330,000 | -2.8% | $227 / Sq Ft | |
| 02/03/2025 02/03/25 | Price Changed | $339,500 | -1.6% | $234 / Sq Ft | |
| 01/21/2025 01/21/25 | For Sale | $344,900 | +9.5% | $238 / Sq Ft | |
| 05/05/2023 05/05/23 | Sold | $315,000 | -3.0% | $217 / Sq Ft | View Prior Sale |
| 03/27/2023 03/27/23 | Pending | -- | -- | -- | |
| 03/24/2023 03/24/23 | Price Changed | $324,900 | -1.5% | $224 / Sq Ft | |
| 03/06/2023 03/06/23 | For Sale | $329,900 | -- | $227 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,096 | $179,756 | $59,092 | $120,664 |
| 2025 | $1,133 | $137,150 | $27,551 | $109,599 |
| 2024 | $1,133 | $137,150 | $27,551 | $109,599 |
| 2023 | $1,133 | $80,380 | $0 | $0 |
| 2022 | $864 | $68,310 | $0 | $0 |
| 2021 | $848 | $66,328 | $0 | $0 |
| 2020 | $887 | $66,315 | $0 | $0 |
| 2019 | $1,400 | $66,315 | $0 | $0 |
| 2018 | $1,368 | $66,315 | $0 | $0 |
| 2017 | $1,257 | $61,226 | $0 | $0 |
| 2016 | $1,277 | $61,226 | $0 | $0 |
| 2015 | $1,293 | $60,206 | $0 | $0 |
| 2014 | $1,293 | $59,281 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Gemma Peterson
-
Jose Aguilar
Buyer's Agent in 2025
Jose Aguilar
LA ROSA REALTY KISSIMMEE
(407) 508-6692
5 in this area
65 Total Sales
-
Bob David
Seller's Agent in 2023
Bob David
BHHS FLORIDA REALTY
(352) 552-3968
2 in this area
70 Total Sales
-
Beverly Cunningham
B
Buyer's Agent in 2023
Beverly Cunningham
KELLER WILLIAMS ELITE PARTNERS III REALTY
(347) 731-6626
1 in this area
19 Total Sales
Map
Source: Stellar MLS
MLS Number: O6273523
APN: 26-18-26-0003-000-02304
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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