$686,000
SOLD AUG 22, 2025

1604 Chestnut Grove Ct Champaign, IL 61822

3 Beds
3.5 Baths
2,474 Sq Ft
2009 Built

Recently Sold

$277 Per Sq Ft

1% Below List Price

1 Day on Market

Highlights

  • Home Theater
  • Waterfront
  • Community Lake
  • Centennial High School Rated A-
  • Landscaped Professionally
  • Ranch Style House

About This Home

As of August 2025

Exceptional Waterfront Custom Ranch in Chestnut Grove. If you're seeking the perfect blend of luxury, quality, and tranquility, this custom-built ranch on a waterfront lot in Chestnut Grove is a true standout. Designed for those who appreciate the finer details, this home goes above and beyond with an array of upgraded features that set it apart. Crafted with Insulated Concrete Forms (ICF), the home offers superior insulation, ensuring a remarkably quiet interior, low utility costs, and exceptional resilience-capable of withstanding winds up to 200 MPH. With 12 inch exterior walls, this ICF construction is designed for lasting comfort and peace of mind. Spanning approximately 4,300 square feet, this spacious home includes a fully finished basement, providing a total of four bedrooms and 3.5 bathrooms. The open floor plan seamlessly connects the chef's kitchen, which boasts Monarch custom cabinetry, granite countertops, and high-end appliances, to the cozy living room complete with custom built-ins. The primary suite is a true retreat, featuring a large walk-in closet, a convenient washer/dryer setup, a luxurious whirlpool tub, and an exquisite double-head tiled shower. Step outside to the enclosed porch, where you'll find a gas fireplace and stunning views of the meticulously landscaped backyard. The finished basement includes a spacious fourth bedroom and a full bath with a steam shower. Additionally, there's a dedicated exercise room (plumbed for an additional bath), a media room with cutting-edge 4K AV equipment, and a kitchenette complete with a quiet exhaust fan. The yard is a true highlight, featuring extensive landscaping with a variety of perennials, an irrigation system, a stamped concrete patio, a fence, and breathtaking views of the lake and common areas. Recent upgrades include a new roof (2023), a rebuilt boiler and AC unit (2022), and a new water heater (2023), ensuring years of worry-free living. This home is truly a masterpiece in Chestnut Grove-offering unrivaled comfort, quality, and scenic beauty.

Last Agent to Sell the Property

Creg McDonald

Realty Select One License #471008296 Listed on: 06/11/2025

Co-Listed By

Liz Mcdonald

Realty Select One License #471022702

Last Buyer's Agent

Creg McDonald

Realty Select One License #471008296 Listed on: 06/11/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,879

Year Built

  • Built in 2009

Lot Details

  • Lot Dimensions are 63x140x104x140x48
  • Waterfront
  • Cul-De-Sac
  • Fenced
  • Landscaped Professionally
  • Sprinkler System

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 3 Car Garage

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,474 Sq Ft Home
  • Central Vacuum
  • Built-In Features
  • Gas Log Fireplace
  • Entrance Foyer
  • Family Room Downstairs
  • Living Room
  • Combination Kitchen and Dining Room
  • Home Theater
  • Sun or Florida Room
  • Storage Room
  • Laundry Room
  • Home Gym
  • Water Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level

Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Patio

Schools

  • Unit 4 Of Choice Elementary School
  • Champaign/Middle Call Unit 4 351
  • Centennial High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Association fees include lake rights
  • George Dillard Association
  • Trails At Brittany Subdivision
  • Property managed by Chestnut Grove HOA
  • Community Lake

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,879

Year Built

Built in 2009

Lot Details

0

HOA Fees

$42 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Trails at Brittany
  • Year Built: 2009
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Legal Description: LOT 108 THE TRAILS AT CHESTNUT GROVE
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Finished, Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 3
  • Below Grade Finished Sq Ft: 1794
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Interior Amenities: Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Granite Counters
  • LivingArea: 2474
  • Other Equipment: Central Vacuum, Sprinkler-Lawn
  • Room Type: Storage, Family Room, Foyer, Sun Room, Theatre Room, Exercise Room
  • Estimated Total Finished Sq Ft: 4268
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 2474
  • Basement Sq Ft: 2185
  • Fireplace Location: Other
  • Total Sq Ft: 4659
  • Unfinished Basement Sq Ft: 391
  • Upper Level Sq Ft: 0
  • Main Level Sq Ft: 2474
  • Lower Level Sq Ft: 0
  • Unfinished Lower Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Brick
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • List Price: 689900
  • Lot Features: Cul-De-Sac, Landscaped
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • View: Water
  • Waterfront Features: Waterfront
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air, Radiant Floor
  • Laundry Features: Main Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 500
  • Association Fee Frequency: Annually
  • Community Features: Lake, Sidewalks
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Chestnut Grove HOA
  • Management Contact Name: George Dillard
  • Management Phone: 555-555-5555

Fee Information

  • Association Fee Includes: Lake Rights

Schools

  • Elementary School: Unit 4 Of Choice
  • High School: Centennial High School
  • Middle/Junior School: Champaign/Middle Call Unit 4 351
  • Middle/Junior School District: 4

Lot Info

  • Lot Dimensions: 63X140X104X140X48
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 22

Tax Info

  • Tax Annual Amount: 12879
  • Tax Year: 2024
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 11, 2025
Closed on
Jul 28, 2025
Sold by
Patrick Callaghan Revocable Trust and Callaghan Patrick
Bought by
Verploegh Alan and Verploegh Denise
Seller's Agent
Creg McDonald
Realty Select One
Buyer's Agent
Creg McDonald
Realty Select One
List Price
$689,900
Sold Price
$686,000
Premium/Discount to List
-$3,900
-0.57%
Views
15

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.26%

Purchase Details

Closed on
Mar 26, 2008
Sold by
Filipov Douglas
Bought by
Callaghan Patrick

Purchase Details

Closed on
Oct 25, 2005
Sold by
Main Street Bank & Trust
Bought by
Filipov Douglas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
5.98%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $686,000 None Listed On Document
Warranty Deed $80,000 None Available
Deed $82,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $75,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/22/2025 08/22/25 Sold $686,000 -0.6% $277 / Sq Ft
06/12/2025 06/12/25 Pending -- -- --
06/11/2025 06/11/25 For Sale $689,900 -- $279 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,130 $147,690 $38,560 $109,130
2023 $12,130 $134,510 $35,120 $99,390
2022 $11,411 $124,090 $32,400 $91,690
2021 $10,129 $121,650 $31,760 $89,890
2020 $10,145 $121,650 $31,760 $89,890
2019 $9,799 $119,150 $31,110 $88,040
2018 $10,013 $117,270 $30,620 $86,650
2017 $9,657 $112,870 $29,470 $83,400
2016 $8,309 $110,540 $28,860 $81,680
2015 $8,363 $108,590 $28,350 $80,240
2014 $8,294 $108,590 $28,350 $80,240
2013 $8,225 $108,590 $28,350 $80,240
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12385138

Midwest Real Estate Data (MRED)

APN: 45-20-20-130-009