$500,000
SOLD NOV 12, 2025

1606 Spenser Cove Fort Wayne, IN 46845

4 Beds
4 Baths
2,822 Sq Ft
0.28 Acres

Recently Sold

$177 Per Sq Ft

9% Below List Price

88 Days on Market

Highlights

  • Waterfront
  • Lake, Pond or Stream
  • 1 Fireplace
  • Oak View Elementary School Rated A-
  • Traditional Architecture
  • Community Fire Pit

About This Home

As of November 2025

**Open House 10/12 12-2pm** This magnificent four-bedroom, four-bathroom residence is nestled in the highly sought-after Perry Lakes Estates in Northwest Allen County. Situated on a serene lot with a picturesque pond view. This two-story home provides a peaceful atmosphere for outdoor activities. Whether you want to roast marshmallows, play tag, or shoot some hoops, it's all in the comfort of your backyard. The interior design is both practical and stylish, featuring all bedrooms upstairs, accompanied by a convenient laundry room. The master suite boasts two closets and an en-suite bathroom. The floor plan with the staircase centrally located creates a seamless flow between the dining room, kitchen, and great room, with easy access to the backyard from the kitchen, perfect for those mornings when you want to sit outside with a cup of coffee. The basement encompasses a pool table area, a comfortable seating area for tv watching and relaxation, and a downstairs bathroom. Recent renovations include new carpeting throughout the entire house, a new roof, windows, wood flooring, composite deck, appliances, lighting, and garage door, ensuring a worry-free living experience. The expansive garage can accommodate up to five cars, making it ideal for car enthusiasts or those requiring additional storage space. Located within the highly desirable Northwest Allen County School District, this exceptional property is sure to attract attention and won't last long!

Last Agent to Sell the Property

Erica Jamison

Coldwell Banker Real Estate Group Brokerage Phone: 260-241-2780 Listed on: 07/16/2025

Coldwell Banker Real Estate Group

Last Buyer's Agent

Pamela Miller

RE/MAX Results

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,956

Year Built

  • Built in 2001

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 94x129
  • Waterfront

HOA Fees

  • $27 Monthly HOA Fees

Parking

  • 5 Car Attached Garage
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Cedar
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Disposal
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Garden Bath

Attic

  • Storage In Attic
  • Pull Down Stairs to Attic

Basement

  • Basement Fills Entire Space Under The House
  • 1 Bathroom in Basement

Schools

  • Oak View Elementary School
  • Maple Creek Middle School
  • Carroll High School

Additional Features

  • Lake, Pond or Stream
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 02-02-27-204-005.000-057
  • Seller Concessions Not Offered

Community Details

Overview

  • Perry Lake Estates Subdivision

Amenities

  • Community Fire Pit

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,956

Year Built

Built in 2001

Lot Details

0

HOA Fees

$27 per month

Parking

5

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 2001
  • Style: Two Story
  • Architectural Style: Traditional
  • Bedrooms: 4
  • Total Bathrooms: 4
  • Total Full Bathrooms: 2
  • Total Number of Half Bathrooms: 2
  • Legal Description: See Deed; Perry Lake Estates Sec V Lot 133
  • Parcel Number ID: 02-02-27-204-005.000-057
  • Platted: Yes
  • Amenities: Attic Pull Down Stairs, Attic Storage, Ceiling Fan(s), Deck Open, Disposal, Firepit, Garden Tub, Near Walking Trail
  • Improvmnts In Last5 Yrs: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 3036
  • Total Finished Sq Ft: 2822
  • Above Grade Finished Sq Ft: 1958
  • Below Grade Finished Sq Ft: 864
  • Below Grade Sq Ft: 214
  • Basement: Yes
  • Basement Foundation: Full Basement
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm
  • Fireplace: Yes
  • Living Great Room: Dimensions: 22x17
  • Kitchen: Dimensions: 26x15, On Level: Basement
  • Dining Room: Dimensions: 12x12, On Level: Main
  • Family Room: On Level: Main
  • Recreation Room: Dimensions: 43x20, On Level: Basement
  • Bedroom 1: Dimensions: 17x17, On Level: Upper
  • Bedroom 2: Dimensions: 12x14, On Level: Upper
  • Bedroom 3: Dimensions: 14x12, On Level: Upper
  • Bedroom 4: Dimensions: 12x11, On Level: Upper
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Half Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1078

Exterior Features

  • Exterior: Brick, Cedar, Vinyl
  • Outbuilding1: None

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 5
  • Garage Size: Dimensions: 39x37
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Forced Air
  • Sewer: City
  • Water Utilities: City
  • Laundry: Dimensions: Upperx3, On Level: 13
  • Water Type: Pond

Condo/Co-op/Association

  • Association Fees: 325
  • Association Fees Frequency: Annually

Schools

  • Elementary School: Oak View

Lot Info

  • Lot Description: Waterfront
  • Lot Dimensions: 94x129
  • Estimated Lot Sq Ft: 12126
  • Estimated Lot Size Acres: 0.28
  • Lot Number: 133

Tax Info

  • Annual Taxes: 3956.04

MLS Schools

  • High School: Carroll
  • Middle School: Maple Creek
  • School District: Northwest Allen County

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 16, 2025
Closed on
Nov 11, 2025
Sold by
Koeneman Heidi K
Bought by
Whitmeyer Braden H and Whitmeyer Abigail A
Seller's Agent
Erica Jamison
Coldwell Banker Real Estate Group
Buyer's Agent
Pamela Miller
RE/MAX Results
List Price
$550,000
Sold Price
$500,000
Premium/Discount to List
-$50,000
-9.09%
Views
116

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.31%
Original Mortgage
$450,000
Outstanding Balance
$450,000
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$61,727

Purchase Details

Listed on
Jun 22, 2011
Closed on
May 3, 2012
Sold by
Mullan Steven P and Mullan Margaret M
Bought by
Koeneman Heidi K
Seller's Agent
Susan Gongwer
CENTURY 21 Bradley Realty, Inc
Buyer's Agent
Brian Vanderford
CENTURY 21 Bradley Realty, Inc
List Price
$296,900
Sold Price
$282,000
Premium/Discount to List
-$14,900
-5.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.32%
Original Mortgage
$225,600
Interest Rate
3.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 13, 2008
Sold by
Downs Michael R and Downs Vicki M
Bought by
Cartus Financial Corp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,000
Interest Rate
6.04%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed -- Meridian Title Corporation
Warranty Deed -- Riverbend Title
Corporate Deed -- Riverbend Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $450,000 New Conventional
Previous Owner $225,600 New Conventional
Previous Owner $174,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/12/2025 11/12/25 Sold $500,000 -3.7% $177 / Sq Ft
10/12/2025 10/12/25 Pending -- -- --
10/03/2025 10/03/25 Price Changed $519,000 -3.7% $184 / Sq Ft
09/23/2025 09/23/25 Price Changed $538,900 -0.2% $191 / Sq Ft
07/26/2025 07/26/25 Price Changed $539,900 -1.8% $191 / Sq Ft
07/16/2025 07/16/25 For Sale $550,000 +95.0% $195 / Sq Ft
05/03/2012 05/03/12 Sold $282,000 -5.0% $79 / Sq Ft View Prior Sale
02/28/2012 02/28/12 Pending -- -- --
06/22/2011 06/22/11 For Sale $296,900 -- $83 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,956 $551,100 $44,900 $506,200
2024 $3,454 $495,000 $44,900 $450,100
2023 $3,449 $439,300 $44,900 $394,400
2022 $3,194 $397,800 $44,900 $352,900
2021 $3,090 $363,100 $44,900 $318,200
2020 $3,245 $363,100 $44,900 $318,200
2019 $3,175 $346,000 $44,900 $301,100
2018 $2,907 $319,800 $44,900 $274,900
2017 $2,924 $306,400 $44,900 $261,500
2016 $2,950 $299,300 $44,900 $254,400
2014 $2,979 $297,900 $44,900 $253,000
2013 $2,702 $270,200 $44,900 $225,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202527590

Indiana Regional MLS

APN: 02-02-27-204-005.000-057