RENTED SEP 3, 2026

Estimated Value: $327,037

3 Beds
2 Baths
1,330 Sq Ft
$246/Sq Ft Est. Value

Highlights

  • Primary Bedroom Suite
  • Deck
  • Private Yard
  • Bluewater Elementary School Rated A-
  • Contemporary Architecture
  • Walk-In Pantry

About This Home

As of September 2026

Charming 3-bedroom, 2-bath home in ''The Bungalows'' located in Bluewater Bay with a sunny, open floor plan. The living room opens to the dining area and kitchen, with a split floor plan for privacy. The kitchen features a breakfast bar, stainless steel appliances, tile, and granite countertops.
The master bedroom, bathroom, is at the front of the house with a sunny window. Two additional bedrooms, a full bathroom, and the laundry room are down the hallway from the kitchen/dining area with carpet.

Pet friendly with a small pet door for backyard access for your furry friends. Enjoy a small deck and a cozy backyard shaded by large live oaks -- great for weekend fun and entertaining. A newly added, HOA-approved gate on the side yard fits a small jet ski, plus extra room for whatever else you need.

Located on a quiet dead-end street with a basketball goal and neighbors who look out for one another, the home is within walking distance to Bluewater Elementary School and a nearby shopping center with grocery stores and CVS. It is also just down the street from the EOD Military School. Quick access to the Mid-Bay Bridge puts Destin minutes away.

Clean, well-kept, and updated throughout with cute boho touches -- don't miss this Florida cottage, available for rent in a great location!

Last Agent to Rent the Property

Shelley Tumlin

David Wallace Realty Llc License #3521062 Listed on: 08/25/2026

Last Renter's Agent

Shelley Tumlin

David Wallace Realty Llc License #3521062 Listed on: 08/25/2026

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1997

Lot Details

  • 3,920 Sq Ft Lot
  • Lot Dimensions are 48x87x73x87
  • Private Yard
  • Property is zoned Deed Restrictions, Deed Restrictions, Resid Single Family

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Composition Shingle Roof
  • Vinyl Siding
  • Vinyl Trim
  • Brick Front

Interior Spaces

  • 1,330 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Window Treatments
  • Living Room
  • Dining Area
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub Includes Tile Surround

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Outdoor Features

  • Deck

Schools

  • Bluewater Elementary School
  • Choice-Destin/Ruckel Middle School
  • Niceville High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Bungalows At Bluewater Bay Subdivision

Listing and Financial Details

  • 12 Month Lease Term
  • Assessor Parcel Number 14-1S-22-5020-0000-0220

Home Details

Home Type

Single Family

Year Built

Built in 1997

Lot Details

3,920 Sq Ft Lot

Rental Info

  • Lease Term: 12 Months
  • Rental Info Lease Start Date: 2026-10-01

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential Lease
  • Lot Size Acres: 0.09
  • Lot Size: 48X87X73X87
  • Subdivision Name: BUNGALOWS AT BLUEWATER BAY
  • Directions: Off Range Road
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: No
  • Building Stories: 1
  • Year Built: 1997
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Unfurnished
  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Electric Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Laminate, Tile, Carpet
  • Interior Amenities: Breakfast Bar, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Double Pane Windows, Window Treatments

Exterior Features

  • Fencing: Privacy
  • Construction Type: Siding Brick Front, Siding Vinyl, Trim Vinyl
  • Exterior Features: Private Yard
  • Foundation Details: Slab
  • Patio And Porch Features: Deck Open
  • Roof: Composite Shngl

Utilities

  • Security: Fire Alarm, Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes

Condo/Co-op/Association

  • Pets Allowed: Yes

Schools

  • Elementary School: Bluewater
  • High School: Niceville
  • Middle Or Junior School: Choice-Destin/Ruckel

Lot Info

  • Lot Size Sq Ft: 3920.4
  • Parcel #: 14-1S-22-5020-0000-0220
  • Zoning: Deed Restrictions, Resid Single Family

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
May 28, 2021
Sold by
White Jaclyn M
Bought by
Current Estimated Value
$327,037

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,860
Outstanding Balance
$203,940
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$123,097

Purchase Details

Closed on
Jan 9, 2020
Sold by
White Austin C
Bought by
White Jaclyn M

Purchase Details

Closed on
Nov 5, 2013
Sold by
Morris Travis A and Morris Jessica Leigh
Bought by
White Austin C and White Jaclyn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,000
Interest Rate
4.33%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 11, 2011
Sold by
Emerald Coast Home Options Llc
Bought by
Morris Travis A and Morris Jessica Leigh

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,350
Interest Rate
4.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 17, 2010
Sold by
Ubowski Adam S and Ubowski Lorraine E
Bought by
Emerald Coast Home Options Llc

Purchase Details

Closed on
Nov 8, 2002
Sold by
Beukenkamp Jantina Etty and Felix A Beukenkamp Family Irre
Bought by
Ubowski Adam S and Ubowski Lorraine E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
5.93%
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Bluewater Bay, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$238,000 Mcneese Title Llc
White Jaclyn M -- Attorney
White Austin C $152,000 Attorney
Morris Travis A $137,500 Attorney
Emerald Coast Home Options Llc $55,000 Attorney
Ubowski Adam S $95,000 First Natl Land Title Co Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $57,100
Open Tumlin Shelley G $230,860
Previous Owner White Austin C $102,000
Previous Owner Morris Travis A $124,350
Previous Owner Ubowski Adam S $140,700
Previous Owner Ubowski Adam S $95,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/03/2026 09/03/26 Rented $2,200 0.0% --
08/25/2026 08/25/26 For Rent $2,200 -- --
Source: Emerald Coast Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,180 $216,586
2024 $2,062 $210,482 $48,002 $162,480
2023 $2,062 $204,441 $0 $0
2022 $2,005 $198,486 $45,263 $153,223
2021 $2,034 $157,679 $39,359 $118,320
2020 $1,917 $146,555 $38,969 $107,586
2019 $1,824 $137,545 $38,969 $98,576
2018 $1,753 $130,535 $0 $0
2017 $1,707 $125,036 $0 $0
2016 $1,652 $121,768 $0 $0
2015 $1,651 $118,539 $0 $0
2014 $1,587 $112,412 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 1010517

Emerald Coast Association of REALTORS®

APN: 14-1S-22-5020-0000-0220

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