$799,900

Estimated payment $4,827/month

Total Views 2,129
5 Beds
3 Baths
2,214 Sq Ft
$361 Price per Sq Ft

Highlights

  • 50 Feet of Waterfront
  • 2.2 Acre Lot
  • 1 Fireplace
  • Piney Point Elementary School Rated 9+
  • Colonial Architecture
  • No HOA

About This Home

Live the Chesapeake Bay lifestyle on historic St. George Island! This beautifully renovated waterfront Colonial sits on 2.2 private acres with 40 feet of waterfront on St. George Creek, offering spectacular sunset views, a private pier (2019), and direct access to boating, fishing, crabbing, and kayaking. Originally built in 1927 and renovated in 2018, the property features a 3BR/2BA main home with an open floor plan, cozy fireplace, water-view primary suite, and dedicated home office. Above the oversized detached garage is a private 1BR/1BA guest suite, perfect for guests, multigenerational living, a home office, or rental income. The oversized garage, attached carport, and expansive grounds provide plenty of space for hobbies, entertaining, boats, and outdoor toys. Qualified buyers may assume the seller's VA loan, offering a potential financing advantage. According to the sellers, flood insurance is not currently required, and the home has never flooded based on current and prior owner history. Conveniently located just 20 minutes from NAS Patuxent River, this is a rare opportunity to own a private waterfront retreat with the perfect balance of peaceful island living and everyday convenience.

Listing Agent

Conor Loughran

(301) 862-2169 tommy.higgins@c21nm.com CENTURY 21 New Millennium Brokerage Phone: 3018622169 License #626863 Listed on: 07/02/2026

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,066

Year Built

  • Built in 1927

Lot Details

  • 2.2 Acre Lot
  • 50 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Property is zoned RPD

Parking

  • 2 Car Detached Garage
  • 1 Detached Carport Space
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • 2,214 Sq Ft Home
  • Property has 3 Levels
  • 1 Fireplace
  • Crawl Space

Bedrooms and Bathrooms

Outdoor Features

  • Water Access

Utilities

  • Ductless Heating Or Cooling System
  • Heating Available
  • Programmable Thermostat
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 1909001905

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,066

Year Built

Built in 1927

Lot Details

2.2 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Year Built: 1927
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 3
  • Basement: No
  • Total Sq Ft: 2214
  • Living Area Sq Ft: 2214
  • Price Per Sq Ft: 361.29
  • Above Grade Finished Sq Ft: 2214
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Upper Level 2 Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: Yes
  • Water Body Name: Island Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: No
  • Water Frontage In Feet: 50

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Number Of Detached Carport Spaces: 1
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Detached Carport, Detached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ductless/Mini-Split
  • Heating Fuel: Electric
  • Heating Type: Programmable Thermostat
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Private

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 2.20
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 95832.00
  • Zoning: RPD
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6066.00
  • Assessor Parcel Number: 1909001905
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,525 $632,000 $328,000 $304,000
2024 $5,330 $582,500 $0 $0
2023 $5,138 $533,000 $0 $0
2022 $4,952 $483,500 $298,000 $185,500
2021 $4,800 $461,567 $0 $0
2020 $4,652 $439,633 $0 $0
2019 $4,507 $417,700 $298,000 $119,700
2018 $4,505 $417,700 $298,000 $119,700
2017 $4,365 $417,700 $0 $0
2016 $3,364 $440,300 $0 $0
2015 $3,364 $440,300 $0 $0
2014 $3,364 $440,300 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/02/2026 07/02/26 For Sale $799,900 +97.5% $361 / Sq Ft
08/24/2018 08/24/18 Sold $405,000 +1.3% $182 / Sq Ft View Prior Sale
07/16/2018 07/16/18 Pending -- -- --
07/04/2018 07/04/18 Price Changed $399,900 -5.9% $180 / Sq Ft
06/01/2018 06/01/18 Price Changed $424,900 -5.6% $191 / Sq Ft
04/12/2018 04/12/18 For Sale $450,000 -- $203 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $405,000 None Available
Interfamily Deed Transfer -- Aspen Title
Deed $100,000 Counselors Title Llc
Deed $340,000 --
Deed $188,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $398,482 VA
Closed $413,707 VA
Previous Owner $270,000 New Conventional
Previous Owner $232,200 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: MDSM2032190

Bright MLS

APN: 09-001905

Your Personal Tour Guide

Ask me questions while you tour the home.