Seller's Agent in 2025
David Hudson
Cummings & Co Realtors
(443) 987-8245
53 Total Sales
1616 Chestnut St Whiteford, MD 21160
4
Beds
3.5
Baths
2,704
Sq Ft
0.37
Acres
Highlights
- Colonial Architecture
- Deck
- Cathedral Ceiling
- North Harford Elementary School Rated A-
- Traditional Floor Plan
- Wood Flooring
About This Home
As of November 2025Charming Porch-Front Colonial in Sought-After Whiteford !!
Welcome to this beautifully maintained 4-bedroom, 3.5-bath Colonial nestled in the desirable and quaint town of Whiteford. This charming home blends classic style with modern comfort, offering an inviting floor plan perfect for both everyday living and entertaining.
Step inside to discover sun-filled living spaces featuring hardwood and ceramic tile flooring throughout the main level. The spacious eat-in kitchen boasts elegant maple cabinetry, granite countertops, a stylish tile backsplash, and stainless steel appliances—a perfect gathering spot for family and friends.
The family room impresses with cathedral ceilings and a bright, open feel, while main-level laundry adds everyday convenience. From the kitchen, step through sliding doors onto the large deck overlooking a privacy-fenced backyard—ideal for morning coffee or summer barbecues.
Upstairs, enjoy plush new carpeting, a primary suite with a custom-tiled bath and separate vanity area, plus two additional bedrooms and a well-appointed hall bath.
The finished lower level offers even more living space with brand-new luxury vinyl plank flooring, a bright 32' x 12' family room with walk-out access and a propane stove, a full bath, and a versatile bonus room perfect for a guest bedroom or home office. Ample storage and utility space complete this level.
This home is not just a place to live, it's a sanctuary where memories are made. Experience the warmth and comfort of this inviting property, ready to welcome you home.
Last Agent to Sell the Property
(443) 987-8245 davehudsonsells@aol.com Cummings & Co. Realtors License #641522 Listed on: 11/05/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,579
Year Built
- Built in 2004
Lot Details
- 0.37 Acre Lot
- Privacy Fence
- Wood Fence
- Back Yard Fenced
- Property is zoned VR/VB
Home Design
- Colonial Architecture
- Permanent Foundation
- Frame Construction
- Architectural Shingle Roof
- Vinyl Siding
- Active Radon Mitigation
Interior Spaces
- Property has 3 Levels
- Traditional Floor Plan
- Cathedral Ceiling
- Ceiling Fan
- Entrance Foyer
- Family Room
- Living Room
- Combination Kitchen and Dining Room
- Den
- Utility Room
Kitchen
- Eat-In Kitchen
- Electric Oven or Range
- Extra Refrigerator or Freezer
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Electric Dryer
- Washer
Improved Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Sump Pump
- Basement Windows
Parking
- 4 Parking Spaces
- 4 Driveway Spaces
- Off-Street Parking
Outdoor Features
- Deck
- Shed
- Outbuilding
- Porch
Schools
- North Harford Elementary And Middle School
- North Harford High School
Utilities
- Central Air
- Back Up Electric Heat Pump System
- Well
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Cardiff Subdivision
Listing and Financial Details
- Tax Lot 34P35
- Assessor Parcel Number 1305024943
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 13, 2015
Closed on
Jul 15, 2015
Sold by
Fannie Mae
Bought by
Hutt Jason and Hutt Bess
Seller's Agent
Kim Novak
Star Realty Inc.
Buyer's Agent
Chrise Floyd
EXP Realty, LLC
List Price
$149,900
Sold Price
$149,000
Premium/Discount to List
-$900
-0.6%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.41%
Original Mortgage
$163,383
Outstanding Balance
$129,623
Interest Rate
4.37%
Mortgage Type
FHA
Estimated Equity
$292,825
Purchase Details
Closed on
Oct 7, 2014
Sold by
Barton Elizabeth A and Barton Elizabeth
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Mar 22, 2006
Sold by
Ferren Lonnie C
Bought by
Barton Elizabeth
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,000
Interest Rate
6.26%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 12, 2005
Sold by
Ferren Lonnie C
Bought by
Ferren Lonnie C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,600
Interest Rate
5.73%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 16, 2005
Sold by
Ferren Lonnie C
Bought by
Ferren Lonnie C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,600
Interest Rate
5.73%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 4, 2000
Sold by
Cantler Frank C
Bought by
Ferren Lonnie C and Ferren Patricia A
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $149,000 | First American Title Ins Co | |
| Trustee Deed | $218,000 | None Available | |
| Deed | $220,000 | -- | |
| Deed | $5,144 | -- | |
| Deed | $5,144 | -- | |
| Deed | $115,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $163,383 | FHA | |
| Previous Owner | $176,000 | Purchase Money Mortgage | |
| Previous Owner | $131,600 | New Conventional | |
| Previous Owner | $131,600 | New Conventional | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/26/2025 11/26/25 | Sold | $429,000 | +0.9% | $159 / Sq Ft | |
| 11/10/2025 11/10/25 | Pending | -- | -- | -- | |
| 11/05/2025 11/05/25 | For Sale | $425,000 | +185.2% | $157 / Sq Ft | |
| 06/24/2015 06/24/15 | Sold | $149,000 | -0.6% | $81 / Sq Ft | View Prior Sale |
| 05/01/2015 05/01/15 | Pending | -- | -- | -- | |
| 04/13/2015 04/13/15 | For Sale | $149,900 | -- | $82 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,102 | $203,100 | $0 | $0 |
| 2024 | $2,102 | $192,900 | $76,400 | $116,500 |
| 2023 | $2,048 | $187,900 | $0 | $0 |
| 2022 | $1,993 | $182,900 | $0 | $0 |
| 2021 | $2,052 | $177,900 | $76,400 | $101,500 |
| 2020 | $2,052 | $177,833 | $0 | $0 |
| 2019 | $1,375 | $177,767 | $0 | $0 |
| 2018 | $2,032 | $177,700 | $88,100 | $89,600 |
| 2017 | $2,032 | $177,700 | $0 | $0 |
| 2016 | $232 | $177,700 | $0 | $0 |
| 2015 | $2,105 | $177,700 | $0 | $0 |
| 2014 | $2,105 | $177,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
David Hudson
-
Olivia Stephens
Buyer's Agent in 2025
Olivia Stephens
RE/MAX
(410) 746-4980
86 Total Sales
-
Kim Novak
Seller's Agent in 2015
Kim Novak
Star Realty Inc.
(410) 652-5260
85 Total Sales
-
Chrise Floyd
Buyer's Agent in 2015
Chrise Floyd
EXP Realty, LLC
(443) 987-7985
3 Total Sales
Map
Source: Bright MLS
MLS Number: MDHR2048622
APN: 05-022495
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