NOT LISTED FOR SALE

1630 Mira Lago Cir Ruskin, FL 33570

Estimated Value: $392,000 - $426,000

4 Beds
3 Baths
2,181 Sq Ft
$190/Sq Ft Est. Value

Last Sold October 21, 2022

Last sale price $439,000 $201 Per Sq Ft

Est. 6% decrease in value since last sale

Current estimated payment $2,867/month

36 Days on Market

Highlights

  • 60 Feet of Waterfront
  • Lake View
  • Fruit Trees
  • Gated Community
  • Open Floorplan
  • Traditional Architecture

About This Home

As of October 2022

Welcome to this wonderful home that sits lakeside in the picturesque, gated Mira Lago community! Views like this do not come along often so do not delay and come and come take a look at this fantastic opportunity! Boasting 4 bedrooms, 3 baths, and almost 2,200 SqFt that lives large, this is the perfect family home! Be greeted by the impressive curb appeal that features a spacious lot with lush landscaping and home that features decorative accents including arched window frames and entrance way! Through the front door with sidelight, you arrive in the foyer! Notice the formal rooms that both offer wood floors and make the perfect entertaining space! The main living areas offer oversized tile on the diagonal with the family room boasting a wall of windows as well as a slider, making the most of the natural light! The kitchen with warm cherry cabinets, island, and closet pantry overlooks the family room making it the perfect spot to hang out with family while preparing family meals! The private primary suite, on its own side of the house, is a tranquil oasis with beautiful flooring, double slider, and dual closets giving you plenty of storage! The primary bath with soaking tub, walk-in shower and his and her sinks will be your sanctuary! There are two additional bedrooms sharing the second bathroom while the fourth bedroom and third bath are at the back of the home! This triple split floor plan is ideal for guests or a multi-generational family! The home is painted in neutral color tones so it is ready and waiting for you to bring your furniture and decor! At the back of the home, you will find a large screened and covered lanai with tile floors where you can spend your time appreciating the wonderful water views! Mira Lago is a wonderful community with resort-style community pool, playground, park, tennis courts, and more! Come take a look at this wonderful home and make it yours!

Last Agent to Sell the Property

Brenda Wade

SIGNATURE REALTY ASSOCIATES License #695977 Listed on: 08/03/2022

Last Buyer's Agent

Brian Leakeas

COLDWELL BANKER REALTY License #3267668

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,154

Year Built

  • Built in 2006

Lot Details

  • 9,123 Sq Ft Lot
  • Lot Dimensions are 60.02x152
  • 60 Feet of Waterfront
  • Lake Front
  • Property fronts a private road
  • South Facing Home
  • Irrigation
  • Fruit Trees
  • Property is zoned PD

HOA Fees

  • $69 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,181 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Family Room Off Kitchen
  • Formal Dining Room
  • Inside Utility
  • Laundry Room
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Convection Oven
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Bamboo
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting

Location

  • Flood Zone Lot

Schools

  • Thompson Elementary School
  • Shields Middle School
  • Lennard High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Tankless Water Heater
  • High Speed Internet

Listing and Financial Details

  • Down Payment Assistance Available
  • Visit Down Payment Resource Website
  • Legal Lot and Block 290 / ZZZ
  • Assessor Parcel Number U-01-32-18-822-000000-00290.0
  • $809 per year additional tax assessments

Community Details

Overview

  • Association fees include community pool, private road
  • Sun State Management Association, Phone Number (941) 870-4920
  • Mira Lago Subdivision
  • Rental Restrictions

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool
  • Park

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,154

Year Built

Built in 2006

Lot Details

0

HOA Fees

$69 per month

Parking

3

Listing Details

  • HOA Fee Includes: Community Pool, Private Road
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 2181
  • Lot Size Acres: 0.21
  • New Construction: No
  • Year Built: 2006
  • Building Area Total: 3040
  • Lot Size Sq Ft: 9123
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/T3393213?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/T3393213?w=Customer
  • Homestead Y N: No
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Call Center Phone Number: 800-746-9464
  • Ratio: Close Price\List Price: 0.97773
  • Price per Sq Ft: 201.28
  • Close to Original List Price Ratio: 0.92421
  • Ratio: Current Price\Building Area Total: 144.41
  • View: Yes
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2021
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Bamboo, Carpet, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Eating Space In Kitchen, High Ceiling(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Convection Oven, Dishwasher, Electric Water Heater, Microwave, Range, Tankless Water Heater
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Stories: 1
  • Window Features: Blinds
  • Room Count: 9
  • Additional Rooms: Family Room, Formal Dining Room Separate, Formal Living Room Separate, Inside Utility
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: South
  • Pool Features: Other
  • Exterior Features: Irrigation System, Lighting, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Road Frontage Type: Private Road
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Patio, Screened
  • Road Surface Type: Paved
  • Water View: Lake
  • Water View Y N: Yes
  • Water Access Y N: No
  • Water Extras Y N: No
  • Waterfront Frontage: 60
  • Water Frontage Feet Lake: 60
  • Disclosures: Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener
  • Covered Parking Spaces: 3
  • Open Parking: Yes

Utilities

  • Utilities: BB/HS Internet Available, Electricity Available, Electricity Connected, Sprinkler Meter, Street Lights, Water Connected
  • Cooling: Central Air
  • Heating: Central, Natural Gas
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Gated Community, Park, Playground, Pool, Sidewalk, Tennis Courts
  • Association Amenities: Gated, Park, Playground, Pool, Tennis Court(s)
  • Association Fee: 207
  • Association Fee Frequency: Quarterly
  • Association Name: Sun State Management
  • Phone: 941-870-4920
  • Association: Yes
  • Security: Gated Community, Smoke Detector(s)
  • Senior Community: No
  • Association Email: sean@sunstatemanagement.com
  • Association Fee Requirement: Required
  • Association Approval Required YN: Yes

Fee Information

  • Total Annual Fees: 828
  • Monthly HOA Fee: 69
  • Total Monthly Fees: 69

Schools

  • Elementary School: Thompson Elementary
  • High School: Lennard-HB
  • Middle Or Junior School: Shields-HB

Lot Info

  • Zoning: PD
  • Parcel Number: U-01-32-18-822-000000-00290.0
  • Additional Parcels: No
  • Lot Features: FloodZone, In County, Sidewalk
  • Lot Dimensions: 60.02x152
  • Flood Zone Code: AE
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Approval Process: Verify with HOA
  • Pet Restrictions: Domestic only - check with county
  • Lease Restrictions Y N: Yes
  • Additional Lease Restrictions: Verify with HOA

Tax Info

  • Tax Annual Amount: 6153.99
  • Tax Block: ZZZ
  • Tax Book Number: 103-183
  • Tax Lot: 290
  • Tax Other Annual Assessment Amount: 809

Multi Family

  • Waterfront Features: Lake

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 3, 2022
Closed on
Oct 21, 2022
Sold by
Joseph James and Joseph Mary
Bought by
Zitnik Ruth E
Seller's Agent
Brenda Wade
SIGNATURE REALTY ASSOCIATES
Buyer's Agent
Brian Leakeas
COLDWELL BANKER REALTY
List Price
$475,000
Sold Price
$439,000
Premium/Discount to List
-$36,000
-7.58%
Views
7
Current Estimated Value
$413,956

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$25,044
Avg. Annual Appreciation
-1.93%
Original Mortgage
$149,000
Outstanding Balance
$143,231
Interest Rate
5.89%
Mortgage Type
New Conventional
Estimated Equity
$270,725

Purchase Details

Closed on
Jun 30, 2010
Sold by
Mena Yosmany
Bought by
Joseph James and Joseph Mary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,700
Interest Rate
4.83%
Mortgage Type
Unknown

Purchase Details

Closed on
Mar 31, 2006
Sold by
The Ryland Group Inc
Bought by
Mena Yosmany

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$292,000
Interest Rate
5.87%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zitnik Ruth E $439,000 All American Title
Joseph James $154,700 Talon Title Services Llc
Mena Yosmany $365,100 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zitnik Ruth E $149,000
Previous Owner Joseph James $123,700
Previous Owner Mena Yosmany $292,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/21/2022 10/21/22 Sold $439,000 -2.2% $201 / Sq Ft
09/09/2022 09/09/22 Pending -- -- --
08/31/2022 08/31/22 Price Changed $449,000 -5.5% $206 / Sq Ft
08/08/2022 08/08/22 For Sale $475,000 +8.2% $218 / Sq Ft
08/03/2022 08/03/22 Off Market $439,000 -- --
08/03/2022 08/03/22 For Sale $475,000 -- $218 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,438 $369,032 $113,438 $255,594
2023 $7,239 $358,890 $110,287 $248,603
2022 $6,871 $351,883 $94,532 $257,351
2021 $6,154 $261,321 $69,323 $191,998
2020 $5,678 $233,356 $63,021 $170,335
2019 $5,515 $228,306 $63,021 $165,285
2018 $5,205 $213,486 $0 $0
2017 $4,839 $186,046 $0 $0
2016 $4,618 $168,373 $0 $0
2015 $4,500 $153,066 $0 $0
2014 $4,246 $139,151 $0 $0
2013 -- $126,501 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: T3393213

Stellar MLS

APN: U-01-32-18-822-000000-00290.0