$294,900
SOLD APR 12, 2024

1630 S Smith St Chattanooga, TN 37412

-- Bed
-- Bath
1,980 Sq Ft
6,970 Sq Ft Lot

Recently Sold

$149 Per Sq Ft

2% Below List Price

Highlights

  • Deck
  • Brick Exterior Construction
  • Patio
  • No HOA
  • Multiple cooling system units
  • Living Room

About This Home

As of April 2024

This East Ridge Duplex is ready for its new owner! Both sides feature 2 bedrooms 1.5 bath with several updates. New kitchen tile, countertops, painted cabinets. New ceiling and wall paint. New LVP flooring, new full bath on the left side. New HVAC system in 2023.

Last Agent to Sell the Property

Lori Montieth

Keller Williams Realty License #310349 Listed on: 03/11/2024

Keller Williams Realty

Co-Listed By

Jadyn Peak

Keller Williams Realty License #354007

Last Buyer's Agent

Linda Palacio

RE/MAX Properties

RE/MAX Properties

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $1,827

Year Built

  • Built in 1985

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 50x150
  • Level Lot

Parking

  • Off-Street Parking

Home Design

  • Duplex
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1,980 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Luxury Vinyl Tile Flooring
  • Stove
  • Washer and Dryer Hookup

Outdoor Features

  • Deck
  • Patio

Schools

  • East Ridge Elementary School
  • East Ridge Middle School
  • East Ridge High School

Utilities

  • Multiple cooling system units
  • Heating Available

Listing and Financial Details

  • The owner pays for sewer, water
  • Assessor Parcel Number 169m G 001

Community Details

Overview

  • No Home Owners Association
  • 2 Units
  • Smith G E Subdivision

Building Details

  • Gross Income $25,500

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$1,827

Year Built

Built in 1985

Lot Details

0

Listing Details

  • Property Sub Type: Duplex
  • Prop. Type: Residential Income
  • Lot Size Acres: 0.16
  • Lot Size: 50X150
  • Co List Office Mls Id: 10507
  • Co List Office Phone: 423-664-1600
  • Subdivision Name: Smith G E
  • Directions: South on I-75 to Ringgold Rd (Exit 1), West on Ringgold Rd, left on S Smith St (between Arby's and Burger King), duplex on the left.
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • Living Area: 1980.0
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1985
  • Cooling:Electric: Yes
  • Owner Pays:Sewer2: Yes
  • Location Tax and Legal Parcel Number2: 169m G 001
  • Location Tax and Legal Elementary School: East Ridge Elementary
  • Location Tax and Legal High School: East Ridge High
  • Location Tax and Legal:Tax Annual Amount: 1827.29
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.16
  • General Property Information Lot Size Square Feet2: 6969.6
  • General Property Information Lot Size Dimensions: 50X150
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Foundation Details Slab: Yes
  • Levels:Two: Yes
  • Roof:Shingle: Yes
  • Location Tax and Legal Middle or Junior School: East Ridge Middle
  • Cooling:Multi Units: Yes
  • General Property Information Stories2: 2
  • Flooring Luxury Vinyl: Yes
  • Flooring Plank: Yes
  • General Property Information Number Of Units Total2: 2.0
  • Unit 1 Living Room3: Yes
  • Unit 1 Washer Dryer Hookups: Yes
  • Unit 2 Living Room4: Yes
  • Unit 2 Washer Dryer Hookups2: Yes
  • Owner Pays:Water3: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Owner Pays: Sewer, Water
  • Basement YN: No
  • Fireplace: No
  • Flooring: Luxury Vinyl, Plank
  • Community Features:None4: Yes

Exterior Features

  • Lot Features: Level
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Aluminum Siding, Brick
  • Foundation Details: Slab
  • Patio And Porch Features: Deck, Patio
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Level: Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • General Property Information:Garage YN: No
  • General Property Information:Attached Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Cooling: Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Utilities: Sewer Connected
  • Water Source: Public
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: None
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: East Ridge Elementary
  • High School: East Ridge High
  • Middle Or Junior School: East Ridge Middle

Lot Info

  • Lot Size Sq Ft: 6969.6
  • Parcel #: 169m G 001

Rental Info

  • Tenant Pays: Electricity

Multi Family

  • Number Of Units Total: 2
  • Annual Gross Income: 25500.0

Tax Info

  • Tax Annual Amount: 1827.29

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 11, 2024
Closed on
Apr 11, 2024
Sold by
Monroe Jordan Piper and Jones Zachery Kyler
Bought by
Bickford Keith and Bickford Tara
Seller's Agent
Lori Montieth
Keller Williams Realty
Buyer's Agent
Linda Palacio
RE/MAX Properties
List Price
$299,900
Sold Price
$294,900
Premium/Discount to List
-$5,000
-1.67%
Views
53
Current Estimated Value
$308,839

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,939
Avg. Annual Appreciation
6.76%
Original Mortgage
$221,175
Outstanding Balance
$218,276
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$104,482

Purchase Details

Listed on
Dec 16, 2020
Closed on
Dec 10, 2020
Sold by
Robb Douglas Mlchael and Robb Hayley Duncan
Bought by
Jones Zachery Kyler and Monroe Jordan Piper
Seller's Agent
Lori Montieth
Greater Chattanooga Realty, Keller Williams Realty
Buyer's Agent
Lori Montieth
Greater Chattanooga Realty, Keller Williams Realty
List Price
$184,900
Sold Price
$184,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.10%
Original Mortgage
$181,550
Interest Rate
2.7%
Mortgage Type
FHA

Purchase Details

Listed on
Dec 2, 2016
Closed on
Feb 7, 2017
Sold by
Castro Julian
Bought by
Robb Ii Dougial Michael and Robb Hayley Duncan
Seller's Agent
Frances Vantrease
RE/MAX Properties
Buyer's Agent
Wanda Vogt
RE/MAX Properties
List Price
$77,000
Sold Price
$82,200
Premium/Discount to List
$5,200
6.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.37%

Purchase Details

Closed on
Jan 11, 2016
Sold by
Tennessee Housing Development Agency
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
May 13, 2010
Sold by
Tracey Cindy L
Bought by
Tennessee Housing Development Agency

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,115
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 3, 2005
Sold by
Dickert James L
Bought by
Stephens Delores A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,700
Interest Rate
5.69%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 3, 2000
Sold by
Dickert James L and Jones Cheryl
Bought by
Williams Melinda Dickert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
8.21%
Mortgage Type
Unknown

Purchase Details

Closed on
Dec 28, 1999
Sold by
Dickert James L and Dickert Cheryl Jones
Bought by
Williams Melinda Dickert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
8.21%
Mortgage Type
Unknown

Purchase Details

Closed on
Dec 27, 1999
Sold by
Dickert James L and Dickert Cheryl Jones
Bought by
Williams Melinda Dickert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
8.21%
Mortgage Type
Unknown
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $294,900 Bridge City Title
Warranty Deed $184,900 Chattanooga Ttl East Brainer
Cash Sale Deed $82,200 None Available
Special Warranty Deed $117,000 Servicelink Llc
Trustee Deed $62,400 None Available
Warranty Deed $123,350 Realty Center Title & Escrow
Warranty Deed $105,000 Century Title & Escrow Inc
Gift Deed -- Legal Title & Escrow Inc
Interfamily Deed Transfer $25,000 Legal Title & Escrow Inc
Gift Deed -- Legal Title & Escrow Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $221,175 New Conventional
Previous Owner $181,550 FHA
Previous Owner $121,115 FHA
Previous Owner $4,317 Stand Alone Second
Previous Owner $92,700 Purchase Money Mortgage
Previous Owner $75,000 Unknown
Previous Owner $25,000 Seller Take Back
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/12/2024 04/12/24 Sold $294,900 -1.7% $149 / Sq Ft
03/12/2024 03/12/24 Off Market $299,900 -- --
03/11/2024 03/11/24 For Sale $299,900 +62.2% $151 / Sq Ft
12/16/2020 12/16/20 Sold $184,900 0.0% $93 / Sq Ft
12/16/2020 12/16/20 Pending -- -- --
12/16/2020 12/16/20 For Sale $184,900 +124.9% $93 / Sq Ft
02/07/2017 02/07/17 Sold $82,200 +6.8% $44 / Sq Ft
12/12/2016 12/12/16 Pending -- -- --
12/02/2016 12/02/16 For Sale $77,000 -- $41 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,611 $72,000 $0 $0
2023 $1,587 $45,000 $0 $0
2022 $1,587 $45,000 $0 $0
2021 $1,827 $45,000 $0 $0
2020 $1,401 $29,325 $0 $0
2019 $1,401 $29,325 $0 $0
2018 $1,221 $29,325 $0 $0
2017 $1,401 $29,325 $0 $0
2016 $2,158 $0 $0 $0
2015 $180 $0 $0 $0
2014 $2,278 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1388268

Greater Chattanooga REALTORS®

APN: 169M-G-001