$1,567,000
SOLD AUG 15, 2025

16317 Terry Ln Huntersville, NC 28078

3 Beds
3 Baths
2,095 Sq Ft
0.81 Acres

Recently Sold

$748 Per Sq Ft

10% Below List Price

46 Days on Market

Highlights

  • Waterfront
  • Circular Driveway
  • Front Porch
  • Deck
  • Bar Fridge
  • 3 Car Attached Garage

About This Home

As of August 2025

Wake up to breathtaking lake views in this luxurious waterfront retreat on Lake Norman. Nestled in a peaceful cove, this lake lover’s dream offers a private dock, perfect for boating, fishing, or simply soaking in the serene surroundings. Unwind each evening on the spacious back patio as you take in panoramic views of the water.
This thoughtfully designed home features a 3-car garage with generous storage, plus an unfinished space above the garage ready to be transformed, ideal for a guest suite, office, or media room. With no HOA restrictions and a prime location just minutes from shopping, and I-77, convenience meets tranquility in this rare lakefront gem. Do not miss the chance to make this exceptional property your everyday escape.

Last Agent to Sell the Property

Gavin Smith

DW Realty Team Inc Brokerage Email: gavin@dwrealtyteam.com License #290947 Listed on: 05/08/2025

Last Buyer's Agent

Phil Puma

Puma & Associates Realty, Inc. License #203114

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,878

Year Built

  • Built in 1966

Lot Details

  • Waterfront
  • Level Lot
  • Property is zoned GR

Parking

  • 3 Car Attached Garage
  • Circular Driveway

Home Design

  • Tri-Level Property
  • Brick Exterior Construction
  • Stone Veneer

Interior Spaces

  • Bar Fridge
  • Living Room with Fireplace
  • Water Views
  • Gas Cooktop
  • Laundry Room

Bedrooms and Bathrooms

  • 3 Full Bathrooms

Finished Basement

  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Crawl Space

Outdoor Features

  • Deck
  • Patio
  • Front Porch

Schools

  • Barnette Elementary School
  • Francis Bradley Middle School
  • Hopewell High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • Browns Cove Subdivision

Listing and Financial Details

  • Assessor Parcel Number 001-023-47

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,878

Year Built

Built in 1966

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1966
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Tri-Level
  • Ratio CurrentPrice/TotalPropertyHLA: 747.97
  • Geocode Confidence: High
  • Attribution Contact: gavin@dwrealtyteam.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement, Crawl Space
  • Fireplace: Yes
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 644
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 709
  • Appliances: Bar Fridge, Gas Cooktop
  • Above Grade Finished Sq Ft: 1353
  • Has Basement: Exterior Entry, Finished, Interior Entry, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 742
  • Fireplace Features: Living Room
  • Living Area: 2095
  • Bedroom Main: 1
  • Room Count: 1
  • Sq Ft Other: 991
  • Bedroom Basement: 0

Exterior Features

  • Exterior Features: Dock - Floating
  • New Construction: No
  • Construction Type: Site Built
  • View: Water
  • Water Body Name: Lake Norman
  • Waterfront Features: Dock
  • Construction Type: Brick Partial, Stone Veneer
  • Patio And Porch Features: Deck, Front Porch, Patio, Rear Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Circular Driveway, Attached Garage

Utilities

  • Heating: Central
  • Sewer: Septic Installed
  • Laundry Features: In Basement
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Francis Bradley
  • HOA Subject To: None

Lot Info

  • Lot Features: Level, Waterfront
  • Lot Size Area: 0.81
  • Lot Size Units: Acres
  • Parcel Number: 001-023-47
  • Additional Parcels: No
  • Zoning Specification: GR

MLS Schools

  • Elementary School: Barnette
  • High School: Hopewell

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2025
Closed on
Aug 14, 2025
Sold by
Smith Gayle S and Smith Randy M
Bought by
M-Lkn Properties Llc
Seller's Agent
Gavin Smith
DW Realty Team Inc
Buyer's Agent
Phil Puma
Puma & Associates Realty, Inc.
List Price
$1,750,000
Sold Price
$1,567,000
Premium/Discount to List
-$183,000
-10.46%
Views
94

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
84.30%

Purchase Details

Closed on
Mar 10, 2014
Sold by
Smith Randy M and Smith Gayle S
Bought by
Smith Gayle S

Purchase Details

Closed on
Mar 19, 2002
Sold by
Smith Gayle S and Smith Randy M
Bought by
Smith Randy M and Smith Gayle S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,700
Interest Rate
6.86%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,567,000 None Listed On Document
Warranty Deed $1,567,000 None Listed On Document
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $500,000 Credit Line Revolving
Previous Owner $250,000 Credit Line Revolving
Previous Owner $150,000 Credit Line Revolving
Previous Owner $294,400 Unknown
Previous Owner $300,700 Purchase Money Mortgage
Previous Owner $294,400 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2025 08/15/25 Sold $1,567,000 -5.0% $748 / Sq Ft
06/24/2025 06/24/25 Pending -- -- --
06/16/2025 06/16/25 Price Changed $1,650,000 -5.7% $788 / Sq Ft
05/08/2025 05/08/25 For Sale $1,750,000 -- $835 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,878 $1,101,400 $630,000 $471,400
2024 $7,878 $1,080,000 $630,000 $450,000
2023 $7,209 $1,080,000 $630,000 $450,000
2022 $6,091 $691,500 $385,000 $306,500
2021 $6,074 $691,500 $385,000 $306,500
2020 $6,049 $691,500 $385,000 $306,500
2019 $6,043 $691,500 $385,000 $306,500
2018 $7,193 $627,700 $350,000 $277,700
2017 $7,131 $627,700 $350,000 $277,700
2016 $7,127 $627,700 $350,000 $277,700
2015 $7,124 $627,700 $350,000 $277,700
2014 $7,122 $627,700 $350,000 $277,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4254014

Canopy MLS (Canopy Realtor® Association)

APN: 001-023-47