NOT LISTED FOR SALE

Estimated Value: $404,000 - $487,986

2 Beds
1.5 Baths
1,060 Sq Ft
$412/Sq Ft Est. Value

Last Sold September 06, 2022

Last sale price $345,000 $325 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $2,636/month

16 Days on Market

Highlights

  • 98 Feet of Waterfront
  • 1 Dock Slip
  • River View
  • Piney Point Elementary School Rated 9+
  • Pier
  • 1.39 Acre Lot

About This Home

As of September 2022

Enjoy the serenity of historic St. George Island, with expansive, evocative water views on all sides. This
1932 farmhouse, with approximately 1,060 Square feet of finished living space, includes two bedrooms and
1.5 baths beneath a new roof installed in 2021. There’s new vinyl flooring in a light-filled kitchen roomy
enough to include a dining table four chairs and a rocking chair for after dinner! The main level also includes
two enclosed porches, a living room and a half bath nestled under the stairs. The upper level features a full
bathroom and two bedrooms. The larger bedroom has tremendous views of the water from every window.
Sunsets and sunrises are gorgeous here and it’s easy to observe the osprey that return every spring to nest
in the elevated boxes located nearby on two sides of the house. The home is located on a level 1.39-acre
lot with an over-sized driveway and ample parking. The driveway includes a covered carport for crab-
picking picnics or covered parking. The detached garage includes a workshop area, TV, stereo, refrigerator,
and attic storage. Outside the garage is a utility sink and fish-cleaning station.

This waterfront property includes land directly across Piney Point Road with ample space for car, RV or boat
parking. The dock is located on the protected waters of Island Creek, with clear access to the Chesapeake
Bay. During a storm last fall, some of the dock pilings were dislodged, leaving the dock with a significant tilt.
Repairs are required. The sellers recommend caution when walking on the damaged pier.

This home is offered as a furnished property with kayaks, bicycles, rotating oyster cages, fishing and
crabbing gear. A more detailed list of included amenities is available through the listing agent. This an As-Is
sale.

Last Agent to Sell the Property

Helen Wernecke

(301) 904-5344 helen.wernecke@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty License #670912 Listed on: 06/18/2022

Berkshire Hathaway HomeServices PenFed Realty

Last Buyer's Agent

Clayton Mcghie

(301) 534-4597 claytonmcghie@gmail.com HomeSmart

HomeSmart

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,365

Year Built

  • Built in 1932

Lot Details

  • 1.39 Acre Lot
  • 98 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Southwest Facing Home
  • Partially Fenced Property
  • Level Lot
  • Back Yard
  • Property is in average condition
  • Property is zoned RPD

Parking

  • 2 Car Detached Garage
  • 2 Detached Carport Spaces
  • Front Facing Garage
  • Gravel Driveway

Property Views

  • River
  • Creek or Stream

Home Design

  • Colonial Architecture
  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,060 Sq Ft Home
  • Property has 2 Levels
  • Partially Furnished
  • Ceiling Fan
  • Vinyl Clad Windows
  • Window Treatments
  • Wood Frame Window
  • Window Screens
  • Living Room
  • Combination Kitchen and Dining Room
  • Sun or Florida Room
  • Screened Porch
  • Attic

Kitchen

  • Country Kitchen
  • Electric Oven or Range
  • Range Hood
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry on main level
  • Stacked Washer and Dryer

Home Security

  • Storm Doors
  • Flood Lights

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Private Water Access
  • Personal Watercraft
  • Swimming Allowed
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • 2 Powered Boats Permitted
  • 2 Non-Powered Boats Permitted
  • Outdoor Storage
  • Outbuilding

Location

  • Flood Risk
  • Property is near a creek

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • St Georges Island Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1909001123

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,365

Year Built

Built in 1932

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: Yes
  • Year Built: 1932
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Assessment Payment: Annually
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Exhaust Fan, Oven/Range - Electric, Range Hood, Refrigerator, Washer/Dryer Stacked
  • Flooring Type: Vinyl, Carpet
  • Interior Amenities: Attic, Kitchen - Country, Combination Kitchen/Dining, Kitchen - Island, Window Treatments, Wood Floors
  • Window Features: Screens, Vinyl Clad, Wood Frame
  • Fireplace: No
  • Door Features: Storm
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Bedroom 2, Kitchen, Bedroom 1, Sun/Florida Room, Full Bath, Half Bath, Screened Porch
  • Basement: No
  • Laundry Type: Has Laundry, Main Floor, Dryer In Unit, Washer In Unit
  • Total Sq Ft: 1060
  • Living Area Sq Ft: 1060
  • Price Per Sq Ft: 329.25
  • Above Grade Finished Sq Ft: 1060
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Vinyl Siding
  • Exterior Features: Flood Lights, Outbuilding(s), Sidewalks, Secure Storage
  • Road Surface Type: Paved
  • Roof: Architectural Shingle
  • Spa: No
  • View: Water, Creek/Stream, River
  • Water Access Features: Personal Watercraft (PWC), Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: ISLAND CREEK
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 98

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Gravel Driveway
  • Garage Features: Garage - Front Entry
  • Number Of Detached Carport Spaces: 2
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Off Street, Detached Garage, Detached Carport
  • Off Street Parking Spaces: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Electric Available, Sewer Available
  • Water Source: Well
  • Municipal Trash: No
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Partially
  • Improvement Assessed Value: 60900.00
  • Land Assessed Value: 257800.00
  • Lot Features: Level, Rear Yard, Road Frontage
  • Lot Size Acres: 1.39
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 60548.00
  • Outdoor Living Structures: Enclosed, Porch(es)
  • Property Condition: Average
  • Zoning: RPD
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Furnished: Partially
  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 15013387
  • Tax Annual Amount: 3365.00
  • Assessor Parcel Number: 1909001123
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2022

Multi Family

  • Federal Flood Zone: AE
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 18, 2022
Closed on
Sep 6, 2022
Sold by
Mcghee Lawrence Eugene
Bought by
Bascoe Roan and Mcghie Clayton
Seller's Agent
Helen Wernecke
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Clayton Mcghie
HomeSmart
List Price
$349,000
Sold Price
$345,000
Premium/Discount to List
-$4,000
-1.15%
Views
1
Current Estimated Value
$436,997

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$91,997
Avg. Annual Appreciation
7.57%
Original Mortgage
$352,935
Interest Rate
5.22%
Mortgage Type
VA

Purchase Details

Closed on
Oct 28, 2010
Sold by
Granados Fredda
Bought by
Mcghee Lawrence Eugene and Mcghee Debra E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,000
Interest Rate
4.41%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 8, 1998
Sold by
Price Floyd J
Bought by
Granados Fredda

Purchase Details

Closed on
Dec 31, 1991
Sold by
Kennedy Philip R
Bought by
Price Floyd J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,500
Interest Rate
8.35%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bascoe Roan $345,000 Millennium Title
Bascoe Roan $345,000 Millennium Title
Mcghee Lawrence Eugene $305,000 --
Granados Fredda $150,000 --
Price Floyd J $135,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Bascoe Roan $352,935
Previous Owner Mcghee Lawrence Eugene $244,000
Previous Owner Price Floyd J $121,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/06/2022 09/06/22 Sold $345,000 -1.1% $325 / Sq Ft
07/04/2022 07/04/22 Pending -- -- --
06/18/2022 06/18/22 For Sale $349,000 -- $329 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,025 $371,000 $284,800 $86,200
2024 $3,839 $353,567 $0 $0
2023 $3,653 $336,133 $0 $0
2022 $3,467 $318,700 $257,800 $60,900
2021 $3,461 $318,367 $0 $0
2020 $3,456 $318,033 $0 $0
2019 $3,450 $317,700 $257,800 $59,900
2018 $3,448 $317,700 $257,800 $59,900
2017 $3,337 $317,700 $0 $0
2016 -- $336,900 $0 $0
2015 $3,296 $329,433 $0 $0
2014 $3,296 $321,967 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDSM2007828

Bright MLS

APN: 09-001123