1634 Ginkgo Trail Ridgeway, SC 29130
Estimated payment $3,676/month
Highlights
- Very Popular Property
- Docks
- Traditional Architecture
- 314 Feet of Waterfront
- Deck
- Main Floor Primary Bedroom
About This Home
Nestled on an expansive lot near the lower dam, this charming 2-bedroom, 2-bathroom waterfront home offers sweeping, panoramic views of Lake Wateree’s big water. With 314 feet of pristine shoreline, nearly every angle of the property invites you to relax and soak in the tranquil lakefront lifestyle. Start your mornings on the lakeside swing with a warm cup of coffee as the sun rises over the water. In the evenings, gather around the firepit for s’mores or unwind on the screened-in porch with a glass of wine and great conversation. Whether you're looking for a primary residence, a weekend escape, or a savvy investment, this home is a perfect fit. Thoughtfully upgraded throughout, it features new flooring, updated vanities, tiled showers, and modern yet rustic cedar tongue-and-groove walls and ceilings. The carpet was replaced in July 2025, adding to the home’s fresh, move-in-ready appeal. A boat lift makes lake access easy, and with Buck Hill Landing just 5 minutes away and Lugoff’s restaurants and shops only 15 minutes down the road, you’ll enjoy both privacy and convenience. Don’t miss your opportunity to own a slice of paradise on Lake Wateree—where every day feels like a getaway. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,530
Year Built
- Built in 1800
Lot Details
- 0.69 Acre Lot
- 314 Feet of Waterfront
- Property Located on Lake Wateree
- East Facing Home
- Partially Fenced Property
- Chain Link Fence
Parking
- 2 Parking Spaces
Home Design
- Traditional Architecture
Interior Spaces
- 1,536 Sq Ft Home
- Crown Molding
- Ceiling Fan
- Electric Fireplace
- Great Room with Fireplace
- Screened Porch
- Laminate Flooring
- Crawl Space
Kitchen
- Self-Cleaning Oven
- Free-Standing Range
- Microwave
- Formica Countertops
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Docks
- Deck
- Shed
- Rain Gutters
Schools
- Lugoff Elementary School
- Lugoff-Elgin Middle School
- Lugoff-Elgin High School
Utilities
- Central Air
- Cooling System Mounted In Outer Wall Opening
- Heat Pump System
- Septic System
- Cable TV Available
Community Details
- No Home Owners Association
- Lake Wateree Subdivision
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,530 | $395,000 | $244,000 | $151,000 |
| 2023 | $7,522 | $395,000 | $244,000 | $151,000 |
| 2022 | $1,590 | $395,000 | $244,000 | $151,000 |
| 2021 | $1,563 | $324,000 | $215,000 | $109,000 |
| 2020 | $1,365 | $235,600 | $160,000 | $75,600 |
| 2019 | $1,414 | $235,600 | $160,000 | $75,600 |
| 2018 | $1,332 | $235,600 | $160,000 | $75,600 |
| 2017 | $1,281 | $235,600 | $160,000 | $75,600 |
| 2016 | $1,473 | $277,400 | $204,000 | $73,400 |
| 2015 | $1,315 | $277,400 | $204,000 | $73,400 |
| 2014 | $1,315 | $11,096 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/31/2025 07/31/25 | For Sale | $575,000 | -- | $374 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $395,000 | None Listed On Document | |
| Deed | $315,000 | -- | |
| Deed | $100,000 | -- | |
| Warranty Deed | $395,000 | Conder Anne S |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $296,250 | No Value Available | |
| Closed | $296,250 | New Conventional |
About the Listing Agent
Hayley leaped into the real estate industry with the purchase of her first foreclosure in 2013. She earned her South Carolina Real Estate
Salesperson's license in 2016 and has fallen in love with assisting her clients to achieving their real estate goals ever since.
Over the past eight years, Hayley and her husband Rob have bought, renovated, and sold thirteen properties. They have even assisted real estate clients in the purchase and renovation of their own homes.
In
Source: Consolidated MLS (Columbia MLS)
MLS Number: 614365
APN: 194-04-02-038
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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