$325,000
SOLD JUL 24, 2025

1638 Terrapin Cir Cambridge, MD 21613

4 Beds
2.5 Baths
2,040 Sq Ft
10,024 Sq Ft Lot

Recently Sold

$159 Per Sq Ft

6% Below List Price

31 Days on Market

Highlights

  • Gourmet Kitchen
  • Coastal Architecture
  • Upgraded Countertops
  • Open Floorplan
  • Great Room
  • Stainless Steel Appliances

About This Home

As of July 2025

Be the first to own this stunning, newly built 4-bedroom, 2.5-bath home in the welcoming Blackwater Landing community of Cambridge, MD. Completed in 2024, this move-in ready residence offers over 2,000 square feet of bright, open living space designed for both comfort and functionality.

The main level features an open-concept layout perfect for everyday living and entertaining. The kitchen stands out with granite countertops, stainless steel appliances, white cabinetry, a gas range, and a peninsula that connects effortlessly to the spacious living area.

Upstairs, you’ll find four well-sized bedrooms that provide flexible options for guests, work-from-home needs, or hobbies. A dedicated laundry area adds convenience, while modern finishes throughout the home offer a fresh, clean aesthetic.

Enjoy peaceful neighborhood living just minutes from Cambridge’s historic downtown, local shops and dining, and the natural beauty of Blackwater National Wildlife Refuge.

With new construction, stylish finishes, and a prime location—this home is a rare find on the Eastern Shore.

Last Agent to Sell the Property

Asia Johnson

(202) 486-4491 asiajohnson5715@gmail.com Keller Williams Preferred Properties Listed on: 05/19/2025

Keller Williams Preferred Properties

Last Buyer's Agent

Chessie Knapp

(443) 480-1359 chessie@smithcohomes.com RE/MAX Executive License #RS-0039093

RE/MAX Executive

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,874

Year Built

  • Built in 2024

Lot Details

  • 10,024 Sq Ft Lot
  • Landscaped
  • Level Lot
  • Cleared Lot
  • Back Yard Fenced, Front and Side Yard
  • Property is zoned RESIDENTAIL

HOA Fees

  • $75 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Coastal Architecture
  • Slab Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2,040 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Recessed Lighting
  • Window Treatments
  • Window Screens
  • Entrance Foyer
  • Great Room
  • Combination Kitchen and Dining Room

Kitchen

  • Gourmet Kitchen
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Exterior Lighting

Utilities

  • Central Air
  • Heat Pump System
  • Programmable Thermostat
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Blackwater Landing Homeowners Association, Sentry HOA
  • Black Water Landing Subdivision

Listing and Financial Details

  • Tax Lot 158
  • Assessor Parcel Number 1007228325

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,874

Year Built

Built in 2024

Lot Details

0

HOA Fees

$75 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 5/19/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2024
  • Automatically Close On Close Date: No
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Refrigerator, Stainless Steel Appliances, Washer, Dryer
  • Flooring Type: Luxury Vinyl Plank, Carpet
  • Interior Amenities: Combination Kitchen/Dining, Dining Area, Floor Plan - Open, Kitchen - Gourmet, Pantry, Recessed Lighting, Upgraded Countertops, Window Treatments
  • Window Features: Screens
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Slab
  • Levels Count: 2
  • Room List: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Great Room, Laundry, Primary Bathroom, Full Bath, Half Bath
  • Basement: No
  • Laundry Type: Upper Floor
  • Total Sq Ft: 2040
  • Living Area Sq Ft: 2040
  • Price Per Sq Ft: 169.12
  • Above Grade Finished Sq Ft: 2040
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Exterior Lighting
  • Roof: Asphalt
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Programmable Thermostat
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Natural Gas Available, Cable Tv Available, Electric Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 75.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Name: BLACKWATER LANDING HOMEOWNERS ASSOCIATION, SENTRY
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Fencing: Rear
  • Lot Features: Cleared, Landscaping, Rear Yard, Sideyard(s), Level, Front Yard
  • Lot Size Acres: 0.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10024.00
  • Zoning: RESIDENTAIL
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 4874.00
  • Assessor Parcel Number: 1007228325
  • Tax Lot: 158
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 19, 2025
Closed on
Jul 24, 2025
Sold by
Agyemang Theresa
Bought by
Rhodes Michael and Rhodes Stephanie
Seller's Agent
Asia Johnson
Keller Williams Preferred Properties
Buyer's Agent
Chessie Knapp
RE/MAX Executive
List Price
$344,999
Sold Price
$325,000
Premium/Discount to List
-$19,999
-5.8%
Views
64
Current Estimated Value
$339,926

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,926
Avg. Annual Appreciation
11.01%
Original Mortgage
$276,000
Outstanding Balance
$275,296
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$64,630

Purchase Details

Closed on
Aug 21, 2024
Sold by
Dr Horton Inc
Bought by
Agyemang Theresa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$11,130
Interest Rate
0.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $345,000 The Atlantic Title
Deed $345,000 The Atlantic Title
Deed $318,000 Bright Title And Settlement
Deed $318,000 Bright Title And Settlement
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $276,000 New Conventional
Closed $276,000 New Conventional
Previous Owner $11,130 New Conventional
Previous Owner $312,240 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/24/2025 07/24/25 Sold $325,000 -5.8% $159 / Sq Ft
05/19/2025 05/19/25 For Sale $344,999 -- $169 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,385 $286,700 $21,600 $265,100
2024 $109 $263,700 $0 $0
2023 $109 $5,900 $5,900 $0
2022 $109 $5,900 $5,900 $0
2021 $223 $5,900 $5,900 $0
2020 $223 $5,900 $5,900 $0
2019 $113 $5,900 $5,900 $0
2018 $56 $5,900 $5,900 $0
2017 $108 $5,900 $0 $0
2016 -- $5,900 $0 $0
2015 -- $5,900 $0 $0
2014 $119 $5,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDDO2009564

Bright MLS

APN: 07-228325