NOT LISTED FOR SALE

Estimated Value: $596,000 - $644,000

3 Beds
1.5 Baths
1,908 Sq Ft
$326/Sq Ft Est. Value

Last Sold August 27, 2024

Last sale price $632,500 $331 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $3,706/month

97 Days on Market

Highlights

  • 100 Feet of Waterfront
  • 1 Boat Dock
  • Cape Cod Architecture
  • Piney Point Elementary School Rated 9+
  • Fishing Allowed
  • 1 Fireplace

About This Home

As of August 2024

Peace and tranquility along the waterfront at this lovely property in Piney Point, MD. A picturesque cape cod that features 3-bedroom, 1.5-bathroom with 2 living rooms on the main level and a bonus living space on the upper level that's perfect for a home office or gym. Primely situated along the Potomac River, this cottage offers all the ideal outdoor amenities — a charcoal grill, a fire pit, kayaks, paddle boards, and more! Whether you’re exploring Historic St. Mary’s City, enjoying water views while grilling out, or catching up with loved ones in the cozy interior, this home promises a perfect backdrop for making memories. Short drive to all amenities including dining and shopping!

Last Agent to Sell the Property

Jake Grier

(301) 848-3077 jgrier@baldus.com Baldus Real Estate, Inc. Listed on: 04/09/2024

Last Buyer's Agent

Andrew Shemeta

(240) 348-2288 andy.shemeta@c21nm.com CENTURY 21 New Millennium License #668083

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,205

Year Built

  • Built in 1949

Lot Details

  • 100 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Property is zoned RPD

Home Design

  • Cape Cod Architecture

Interior Spaces

  • 1,908 Sq Ft Home
  • Property has 1.5 Levels
  • Ceiling Fan
  • 1 Fireplace
  • Water Views
  • Crawl Space
  • Laundry in unit

Bedrooms and Bathrooms

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces

Accessible Home Design

  • More Than Two Accessible Exits

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Personal Watercraft
  • Waterski or Wakeboard
  • Swimming Allowed
  • 1 Boat Dock
  • Private Dock
  • Powered Boats Permitted

Utilities

  • Window Unit Cooling System
  • Central Heating
  • Heating System Uses Oil
  • Well
  • Oil Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1909001506

Community Details

Overview

  • No Home Owners Association

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,205

Year Built

Built in 1949

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Accessibility Features: 2+ Access Exits
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1949
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 1.5
  • Basement: No
  • Laundry Type: Washer In Unit, Dryer In Unit
  • Total Sq Ft: 1908
  • Living Area Sq Ft: 1908
  • Price Per Sq Ft: 343.55
  • Above Grade Finished Sq Ft: 1908
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination
  • View: Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: St. George Creek, St. Mary's River
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Window Unit(s)
  • Heating Fuel: Oil
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Oil
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Zoning: RPD
  • In City Limits: No

Rental Info

  • Pets Allowed: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4205.00
  • Assessor Parcel Number: 1909001506
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 9, 2024
Closed on
Aug 27, 2024
Sold by
Day Graham M and Day Arianna M
Bought by
Davy Bradley Kenneth and Davy Jennifer
Seller's Agent
Jake Grier
Baldus Real Estate, Inc.
Buyer's Agent
Andrew Shemeta
CENTURY 21 New Millennium
List Price
$659,000
Sold Price
$632,500
Premium/Discount to List
-$26,500
-4.02%
Views
85
Current Estimated Value
$621,178

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$11,322
Avg. Annual Appreciation
-1.46%
Original Mortgage
$604,140
Outstanding Balance
$597,738
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$23,440

Purchase Details

Listed on
Jul 22, 2021
Closed on
Sep 29, 2021
Sold by
Doane Adam P and Doane Emily Ford
Bought by
Day Graham M and Day Arianna M
Seller's Agent
Jenny Norris
EXP Realty, LLC
Buyer's Agent
Jake Grier
Baldus Real Estate, Inc.
List Price
$489,900
Sold Price
$489,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.18%
Original Mortgage
$440,910
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 15, 2018
Closed on
Dec 6, 2018
Sold by
Fitzgerald Michael P and Fitzgerald Lorna J
Bought by
Ford Doane Adam P and Ford Doane Emily
Seller's Agent
Jenny Norris
EXP Realty, LLC
Buyer's Agent
Jenny Norris
EXP Realty, LLC
List Price
$359,900
Sold Price
$344,900
Premium/Discount to List
-$15,000
-4.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.15%
Original Mortgage
$319,623
Interest Rate
4.8%
Mortgage Type
VA

Purchase Details

Closed on
Oct 17, 2008
Sold by
Mccreary Ethel Kathryn
Bought by
Fitzgerald Michael P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$308,000
Interest Rate
6.41%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 30, 2008
Sold by
Mccreary Ethel Kathryn
Bought by
Fitzgerald Michael P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$308,000
Interest Rate
6.41%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 13, 2007
Sold by
Mccreary Joseph Richard
Bought by
Mccreary Ethel Kathryn and Bergendahl Kenneth E

Purchase Details

Closed on
Feb 2, 2007
Sold by
Mccreary Joseph Richard
Bought by
Mccreary Ethel Kathryn and Bergendahl Kenneth E

Purchase Details

Closed on
Jul 19, 1978
Sold by
Poole Wilbert A and Poole Pauline L
Bought by
Mccreary Joseph Richard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,000
Interest Rate
9.73%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Davy Bradley Kenneth $632,500 Lighthouse Title
Davy Bradley Kenneth $632,500 Lighthouse Title
Day Graham M $489,900 Blue Crab Title & Escrow Llc
Ford Doane Adam P $344,900 Bay County Title & Escrow Ll
Fitzgerald Michael P $385,000 --
Fitzgerald Michael P $385,000 --
Mccreary Ethel Kathryn -- --
Mccreary Ethel Kathryn -- --
Mccreary Joseph Richard $60,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Davy Bradley Kenneth $604,140
Closed Davy Bradley Kenneth $604,140
Previous Owner Day Graham M $440,910
Previous Owner Ford Doane Adam P $319,623
Previous Owner Fitzgerald Michael P $308,000
Previous Owner Fitzgerald Michael P $308,000
Previous Owner Mccreary Joseph Richard $48,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/27/2024 08/27/24 Sold $632,500 -3.5% $331 / Sq Ft
07/15/2024 07/15/24 Pending -- -- --
05/31/2024 05/31/24 Price Changed $655,500 -0.4% $344 / Sq Ft
05/02/2024 05/02/24 Price Changed $658,000 -0.2% $345 / Sq Ft
04/09/2024 04/09/24 For Sale $659,000 +34.5% $345 / Sq Ft
09/30/2021 09/30/21 Sold $489,900 0.0% $197 / Sq Ft View Prior Sale
07/22/2021 07/22/21 For Sale $489,900 +42.0% $197 / Sq Ft
11/30/2018 11/30/18 Sold $344,900 -4.2% $139 / Sq Ft View Prior Sale
09/13/2018 09/13/18 For Sale $359,900 0.0% $145 / Sq Ft
08/23/2018 08/23/18 Pending -- -- --
08/15/2018 08/15/18 For Sale $359,900 -- $145 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,232 $485,200 $322,600 $162,600
2024 $4,981 $461,633 $0 $0
2023 $4,730 $438,067 $0 $0
2022 $4,479 $414,500 $292,600 $121,900
2021 $4,470 $413,800 $0 $0
2020 $4,460 $413,100 $0 $0
2019 $4,451 $412,400 $292,600 $119,800
2018 $4,449 $412,400 $292,600 $119,800
2017 $4,311 $412,400 $0 $0
2016 -- $434,800 $0 $0
2015 $4,689 $434,800 $0 $0
2014 $4,689 $434,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDSM2018154

Bright MLS

APN: 09-001506