Clark Moses
Stonegate Realty & Mortgage
(858) 630-6787
54 Total Sales
1 in Pacific Beach
$845,000 Price
Pacific Plaza Terrace 1645 Emerald St Unit 1X San Diego, CA 92109
Pacific Beach NeighborhoodEstimated Value: $478,000 - $500,850
1
Bed
1
Bath
650
Sq Ft
0.85
Acre Lot
Highlights
- Gated Community
- 0.85 Acre Lot
- Patio
- Pacific Beach Elementary School Rated A-
- Family Room Off Kitchen
- Living Room
About This Home
As of January 2025“A Patio That Steals the Show – Perfect Spot for those PB Vibes & Coastal Beach Cruising.” WHAT WE LOVE: *Welcome to Pacific Plaza Terrace, a hidden gem in Pacific Beach, San Diego. Unit 1x is a coveted ground-floor residence featuring the largest north-facing patio in the complex, offering year-round temperate comfort and a serene setting for relaxation or entertaining. Inside, enjoy updated flooring, a remodeled bathroom with a custom vanity and stylish tilework, and a cozy, naturally cool bedroom - perfect for restful nights. Thoughtful design touches throughout make this condo both fun and inviting. Located just a mile from the beach, this pet-friendly complex provides gated security, assigned parking, and easy access to the PB lifestyle of dining, fitness, and recreation options, making it ideal for first-time buyers and savvy investors alike. What We Love (CONT...): Pacific Plaza Terrace offers a blend of comfort and convenience, fostering an intimate community feel with only 50 units. Residents enjoy features like a community laundry facility, pet-friendly policies, and a location that puts them at the heart of Pacific Beach’s lively atmosphere. Nearby attractions include scenic coastal trails, trendy restaurants, and entertainment hotspots, all within walking distance. Public transportation options and proximity to San Diego International Airport enhance accessibility, while the beach lifestyle adds to the area’s charm. Why do owners love living here? First, the location offers unbeatable access to the beach and urban amenities. Second, the complex provides a secure, close-knit community vibe. Finally, the combination of updated units and thoughtful amenities presents unmatched value for entry-level condos in the area. Whether you’re a first-time buyer seeking the perfect home or an investor looking for an attractive rental property, Unit 1x at Pacific Plaza Terrace is an exceptional opportunity.
Last Agent to Sell the Property
The GreenHouse Group Inc. License #01405643 Listed on: 01/10/2025
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Property Details
Home Type
- Condominium
Year Built
- Built in 1975
Lot Details
- No Units Located Below
- Gated Home
- Property is Fully Fenced
HOA Fees
- $325 Monthly HOA Fees
Home Design
- Entry on the 1st floor
- Flat Roof Shape
- Stucco Exterior
Interior Spaces
- 650 Sq Ft Home
- 2-Story Property
- Family Room Off Kitchen
- Living Room
Kitchen
- Stove
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 1 Bedroom
- 1 Full Bathroom
Parking
- 1 Parking Space
- Covered Parking
- Assigned Parking
Utilities
- Radiant Heating System
- Separate Water Meter
Additional Features
- Patio
- West of 5 Freeway
Listing and Financial Details
- Assessor Parcel Number 416-510-14-24
Community Details
Overview
- Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, gated community, hot water, trash pickup, water
- 50 Units
- Pacific Plaza Terrace HOA, Phone Number (951) 465-7097
- Pacific Plaza Terrace Community
Additional Features
- Laundry Facilities
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 10, 2025
Closed on
Jan 23, 2025
Sold by
Bought by
Seller's Agent
Jesse Ibanez
The GreenHouse Group Inc.
Buyer's Agent
Aaron Reid
eXp Realty of California, Inc.
List Price
$498,000
Sold Price
$498,000
Views
40
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$10,537
Avg. Annual Appreciation
-1.38%
Original Mortgage
$348,600
Outstanding Balance
$327,253
Interest Rate
5.92%
Mortgage Type
New Conventional
Estimated Equity
$160,210
Purchase Details
Listed on
Sep 8, 2015
Closed on
Sep 29, 2015
Sold by
Bought by
Seller's Agent
Rosie Chiurlia
Pabalyn Properties
Buyer's Agent
Jesse Ibanez
The GreenHouse Group Inc.
List Price
$241,000
Sold Price
$241,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.15%
Original Mortgage
$192,800
Interest Rate
3.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 27, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,000
Interest Rate
1.25%
Mortgage Type
Negative Amortization
Purchase Details
Closed on
Nov 17, 2002
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,200
Interest Rate
6.25%
Purchase Details
Closed on
Apr 3, 2001
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,200
Interest Rate
7.12%
Mortgage Type
Unknown
Purchase Details
Closed on
Jan 18, 1999
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,700
Interest Rate
7.37%
Purchase Details
Closed on
Aug 21, 1984
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Pacific Beach, CA
-
Clark Moses
-
Paul Miller
Paul Miller
Century 21 Americana
(619) 257-2914
233 Total Sales
1 in Pacific Beach
$2,425,000 Price
-
Claudia Cencelli
Claudia Cencelli
Terrence Michael Pirtle,Broker
(858) 291-1655
48 Total Sales
1 in Pacific Beach
$500,000 Price
-
Jeffrey Sill
Jeffrey Sill
Compass
(858) 346-5397
67 Total Sales
5 in Pacific Beach
$825K - $2.5M Price Range
-
Andrea Flint-Gogek
Andrea Flint-Gogek
Tranquility Real Estate Services
(619) 613-2567
144 Total Sales
1 in Pacific Beach
$717,796 Price
-
Daniel Fefferman
Daniel Fefferman
Define Real Estate
(858) 585-4315
79 Total Sales
3 in Pacific Beach
$2M - $2.3M Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $498,000 | Lawyers Title Company | ||
| $241,000 | Title365 | ||
| -- | New Century Title Company | ||
| $219,000 | Chicago Title Co | ||
| -- | -- | ||
| $66,000 | -- | ||
| $51,900 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $348,600 | ||
| Previous Owner | $1,200,000 | ||
| Previous Owner | $194,000 | ||
| Previous Owner | $192,800 | ||
| Previous Owner | $221,000 | ||
| Previous Owner | $43,800 | ||
| Previous Owner | $175,200 | ||
| Previous Owner | $103,200 | ||
| Previous Owner | $62,700 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/30/2025 01/30/25 | Sold | $498,000 | 0.0% | $766 / Sq Ft | |
| 01/13/2025 01/13/25 | Pending | -- | -- | -- | |
| 01/10/2025 01/10/25 | For Sale | $498,000 | +106.6% | $766 / Sq Ft | |
| 10/29/2015 10/29/15 | Sold | $241,000 | 0.0% | $371 / Sq Ft | View Prior Sale |
| 09/27/2015 09/27/15 | Pending | -- | -- | -- | |
| 09/08/2015 09/08/15 | For Sale | $241,000 | -- | $371 / Sq Ft |
Source: San Diego MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $3,602 | $507,959 | $344,535 | $163,424 |
| 2025 | $3,602 | $285,285 | $193,501 | $91,784 |
| 2024 | $3,381 | $279,692 | $189,707 | $89,985 |
| 2023 | $3,304 | $274,209 | $185,988 | $88,221 |
| 2022 | $3,215 | $268,834 | $182,342 | $86,492 |
| 2021 | $3,192 | $263,564 | $178,767 | $84,797 |
| 2020 | $3,152 | $260,862 | $176,934 | $83,928 |
| 2019 | $3,095 | $255,748 | $173,465 | $82,283 |
| 2018 | $2,909 | $250,734 | $170,064 | $80,670 |
| 2017 | $80 | $245,819 | $166,730 | $79,089 |
| 2016 | $2,858 | $241,000 | $163,461 | $77,539 |
| 2015 | $2,730 | $230,000 | $156,000 | $74,000 |
| 2014 | $2,622 | $220,000 | $150,000 | $70,000 |
Source: Public Records
Agents Affiliated with this Home
-
Jesse Ibanez
Seller's Agent in 2025
Jesse Ibanez
The GreenHouse Group Inc.
(858) 337-2796
5 in this area
242 Total Sales
-
Aaron Reid
Buyer's Agent in 2025
Aaron Reid
eXp Realty of California, Inc.
(619) 929-5165
9 in this area
51 Total Sales
-
Rosie Chiurlia
Seller's Agent in 2015
Rosie Chiurlia
Pabalyn Properties
(760) 470-1648
32 Total Sales
About Pacific Plaza Terrace
Map
Source: San Diego MLS
MLS Number: 250000790
APN: 416-510-14-24
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