Pacific Plaza Terrace 1645 Emerald St Unit 1X San Diego, CA 92109
Pacific Beach Neighborhood
1
Bed
1
Bath
650
Sq Ft
$325/mo
HOA Fee
Highlights
- Gated Community
- 0.85 Acre Lot
- Patio
- Pacific Beach Elementary School Rated A-
- Family Room Off Kitchen
- Living Room
About This Home
As of January 2025“A Patio That Steals the Show – Perfect Spot for those PB Vibes & Coastal Beach Cruising.” WHAT WE LOVE: *Welcome to Pacific Plaza Terrace, a hidden gem in Pacific Beach, San Diego. Unit 1x is a coveted ground-floor residence featuring the largest north-facing patio in the complex, offering year-round temperate comfort and a serene setting for relaxation or entertaining. Inside, enjoy updated flooring, a remodeled bathroom with a custom vanity and stylish tilework, and a cozy, naturally cool bedroom - perfect for restful nights. Thoughtful design touches throughout make this condo both fun and inviting. Located just a mile from the beach, this pet-friendly complex provides gated security, assigned parking, and easy access to the PB lifestyle of dining, fitness, and recreation options, making it ideal for first-time buyers and savvy investors alike. What We Love (CONT...): Pacific Plaza Terrace offers a blend of comfort and convenience, fostering an intimate community feel with only 50 units. Residents enjoy features like a community laundry facility, pet-friendly policies, and a location that puts them at the heart of Pacific Beach’s lively atmosphere. Nearby attractions include scenic coastal trails, trendy restaurants, and entertainment hotspots, all within walking distance. Public transportation options and proximity to San Diego International Airport enhance accessibility, while the beach lifestyle adds to the area’s charm. Why do owners love living here? First, the location offers unbeatable access to the beach and urban amenities. Second, the complex provides a secure, close-knit community vibe. Finally, the combination of updated units and thoughtful amenities presents unmatched value for entry-level condos in the area. Whether you’re a first-time buyer seeking the perfect home or an investor looking for an attractive rental property, Unit 1x at Pacific Plaza Terrace is an exceptional opportunity.
Last Agent to Sell the Property
The Greenhouse Group Inc License #01405643 Listed on: 01/10/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,381
Year Built
- Built in 1975
Lot Details
- Gated Home
- Property is Fully Fenced
HOA Fees
- $325 Monthly HOA Fees
Home Design
- Flat Roof Shape
- Stucco Exterior
Interior Spaces
- 650 Sq Ft Home
- 2-Story Property
- Family Room Off Kitchen
- Living Room
Kitchen
- Stove
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 1 Bedroom
- 1 Full Bathroom
Parking
- 1 Parking Space
- Covered Parking
- Assigned Parking
Utilities
- Radiant Heating System
- Separate Water Meter
Additional Features
- Patio
- West of 5 Freeway
Listing and Financial Details
- Assessor Parcel Number 416-510-14-24
Community Details
Overview
- Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, gated community, hot water, trash pickup, water
- 50 Units
- Pacific Plaza Terrace HOA, Phone Number (951) 465-7097
- Pacific Plaza Terrace Community
Additional Features
- Laundry Facilities
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 10, 2025
Closed on
Jan 23, 2025
Sold by
Vandermeer Gage
Bought by
Ramanathan Dhakshin and Ramanathan Jyoti
Seller's Agent
Jesse Ibanez
The Greenhouse Group Inc
Buyer's Agent
Aaron Reid
Coldwell Banker Realty
List Price
$498,000
Sold Price
$498,000
Views
40
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,877
Avg. Annual Appreciation
4.08%
Original Mortgage
$348,600
Outstanding Balance
$341,269
Interest Rate
5.92%
Mortgage Type
New Conventional
Estimated Equity
$168,608
Purchase Details
Listed on
Sep 8, 2015
Closed on
Sep 29, 2015
Sold by
Walsh Thomas and Walsh Aimee E
Bought by
Vandermeer Gage
Seller's Agent
Rosie Chiurlia
Pabalyn Properties
Buyer's Agent
Jesse Ibanez
The Greenhouse Group Inc
List Price
$241,000
Sold Price
$241,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.15%
Original Mortgage
$192,800
Interest Rate
3.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 27, 2006
Sold by
Walsh Thomas
Bought by
Walsh Thomas and Walsh Aimee E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,000
Interest Rate
1.25%
Mortgage Type
Negative Amortization
Purchase Details
Closed on
Nov 17, 2002
Sold by
Dodge Michael D
Bought by
Walsh Thomas
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,200
Interest Rate
6.25%
Purchase Details
Closed on
Apr 3, 2001
Sold by
Dodge Michael D
Bought by
Dodge Michael D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,200
Interest Rate
7.12%
Mortgage Type
Unknown
Purchase Details
Closed on
Jan 18, 1999
Sold by
Garvin Margaret M
Bought by
Dodge Michael
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,700
Interest Rate
7.37%
Purchase Details
Closed on
Aug 21, 1984
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $498,000 | Lawyers Title Company | |
| Grant Deed | $241,000 | Title365 | |
| Interfamily Deed Transfer | -- | New Century Title Company | |
| Grant Deed | $219,000 | Chicago Title Co | |
| Interfamily Deed Transfer | -- | -- | |
| Individual Deed | $66,000 | -- | |
| Deed | $51,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $348,600 | New Conventional | |
| Previous Owner | $1,200,000 | Credit Line Revolving | |
| Previous Owner | $194,000 | New Conventional | |
| Previous Owner | $192,800 | New Conventional | |
| Previous Owner | $221,000 | Negative Amortization | |
| Previous Owner | $43,800 | Credit Line Revolving | |
| Previous Owner | $175,200 | No Value Available | |
| Previous Owner | $103,200 | Unknown | |
| Previous Owner | $62,700 | No Value Available | |
| Closed | $43,800 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/30/2025 01/30/25 | Sold | $498,000 | 0.0% | $766 / Sq Ft |
| 01/13/2025 01/13/25 | Pending | -- | -- | -- |
| 01/10/2025 01/10/25 | For Sale | $498,000 | +106.6% | $766 / Sq Ft |
| 10/29/2015 10/29/15 | Sold | $241,000 | 0.0% | $371 / Sq Ft |
| 09/27/2015 09/27/15 | Pending | -- | -- | -- |
| 09/08/2015 09/08/15 | For Sale | $241,000 | -- | $371 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,381 | $285,285 | $193,501 | $91,784 |
| 2024 | $3,381 | $279,692 | $189,707 | $89,985 |
| 2023 | $3,304 | $274,209 | $185,988 | $88,221 |
| 2022 | $3,215 | $268,834 | $182,342 | $86,492 |
| 2021 | $3,192 | $263,564 | $178,767 | $84,797 |
| 2020 | $3,152 | $260,862 | $176,934 | $83,928 |
| 2019 | $3,095 | $255,748 | $173,465 | $82,283 |
| 2018 | $2,909 | $250,734 | $170,064 | $80,670 |
| 2017 | $80 | $245,819 | $166,730 | $79,089 |
| 2016 | $2,858 | $241,000 | $163,461 | $77,539 |
| 2015 | $2,730 | $230,000 | $156,000 | $74,000 |
| 2014 | $2,622 | $220,000 | $150,000 | $70,000 |
Source: Public Records
Agents Affiliated with this Home
-
Jesse Ibanez
Seller's Agent in 2025
Jesse Ibanez
The Greenhouse Group Inc
(858) 337-2796
4 in this area
266 Total Sales
-
Aaron Reid
Buyer's Agent in 2025
Aaron Reid
Coldwell Banker Realty
(619) 929-5165
11 in this area
57 Total Sales
-
Rosie Chiurlia
Seller's Agent in 2015
Rosie Chiurlia
Pabalyn Properties
(760) 470-1648
31 Total Sales
About Pacific Plaza Terrace
Map
Source: San Diego MLS
MLS Number: 250000790
APN: 416-510-14-24
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