NOT LISTED FOR SALE

1645 Fern Ave Harbor Springs, MI 49740

Estimated Value: $266,000 - $2,675,785

5 Beds
3.5 Baths
3,500 Sq Ft
$420/Sq Ft Est. Value

Last Sold October 12, 2015

Last sale price $1,500,000 $429 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $9,367/month

Highlights

  • 50 Feet of Waterfront
  • Main Floor Primary Bedroom
  • Patio
  • Harbor Springs High School Rated 9+
  • 2 Car Attached Garage
  • Living Room

About This Home

As of October 2015

Beautiful waterfront cottage nestled among the birches in the Roaring Brook Association. This well maintained, 5 bedroom home allows plenty of room for family and friends. A private and picturesque setting that offers a sandy beach and grassy green lawn for yard games and lots of summer fun. Open floor plan and front porch add to the idyllic setting.

Last Agent to Sell the Property

Jane Fisher

Gaslight Group Properties License #6501333848 Listed on: 11/21/2013

Last Buyer's Agent

Kevin Olson

Graham Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $18,811

Lot Details

  • 0.36

Parking

  • 2 Car Attached Garage

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 3,500 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Second Floor Utility Room
  • Water Views

Kitchen

  • Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Utilities

  • Hot Water Baseboard Heater
  • Natural Gas Water Heater

Additional Features

  • Patio
  • 50 Feet of Waterfront

Community Details

  • Property has a Home Owners Association
  • Roaring Brook Association

Listing and Financial Details

  • Assessor Parcel Number 08-16-17-176-062

Home Details

Home Type

Single Family

Est. Annual Taxes

$18,811

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Measurement Source: Assessor
  • Section: 17
  • Survey: y
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Features: Dishwasher, Dryer, Garbage Disposal, Patio, Range, Refrigerator, Washer
  • Total Finished Sq Ft: 3500
  • Master Bedroom: On Level: Main
  • Bedroom 2: On Level: Upper
  • Bedroom 3: On Level: Upper
  • Bedroom 4: On Level: Upper
  • Total Rooms: 9
  • Dining Room: On Level: Main
  • Kitchen: On Level: Main
  • Family Room: On Level: Main
  • Living Room: On Level: Main
  • Above Grade Finished Sq Ft: 3500
  • Bathroom 1: On Level: Main
  • Bathroom 2: On Level: Upper
  • Number Of Bedrooms: 5
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Rooms 1: On Level: N/A
  • Rooms 2: On Level: Upper

Exterior Features

  • Construction: Wood Frame/Site Built, Two Story +
  • Lake: Michigan
  • Roof: Asphalt Shingle
  • Waterfront Frontage: 50
  • Waterfront Water Access: Water Front
  • Water View: Y
  • Wf Wa Ownership Type: Deeded and Private Ownership

Garage/Parking

  • Garage Carport: Garage-Attached
  • Gar Car Capacity: Two

Utilities

  • Heat Type: Hot Water Baseboard
  • Water Heater: Natural Gas

Condo/Co-op/Association

  • Association: Roaring Brook
  • Association: Yes

Schools

  • School District: Harbor Springs

Lot Info

  • Zoning: residential

Tax Info

  • Assessor Parcel Number: 08-16-17-176-062

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 30, 2017
Sold by
Bush Stephen L and Bush Jonne D
Bought by
Bush Stephen L and Bush Jonne D
Current Estimated Value
$1,470,893

Purchase Details

Closed on
Jan 3, 2017
Sold by
Derrick Cymbalski
Bought by
Bush Matthew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
4.32%

Purchase Details

Listed on
Nov 21, 2013
Closed on
Oct 8, 2015
Sold by
Sommerfeld David M and Mary Ann M Wallace Trust
Bought by
Bush Stephen L and Bush Jonne D
Seller's Agent
Jane Fisher
Gaslight Group Properties
Buyer's Agent
Kevin Olson
Graham Real Estate
List Price
$2,750,000
Sold Price
$1,500,000
Premium/Discount to List
-$1,250,000
-45.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.20%
Original Mortgage
$1,497,775
Interest Rate
3.91%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 12, 2012
Sold by
The Northern Trust Company
Bought by
Sommerfeld David W and Sommerfeld Mary Ann

Purchase Details

Closed on
Nov 17, 2011
Sold by
Wallace Mary Ann M
Bought by
Sommerfield David W and Wallace Mary Ann M
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bush Stephen L -- --
Bush Matthew -- --
Bush Stephen L -- Crossroads Title Agency
Sommerfeld David W -- --
Sommerfield David W -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Bush Matthew $152,000
Previous Owner Bush Matthew --
Previous Owner Bush Stephen L $1,497,775
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/12/2015 10/12/15 Sold $1,500,000 -45.5% $429 / Sq Ft
07/18/2015 07/18/15 Pending -- -- --
11/21/2013 11/21/13 For Sale $2,750,000 -- $786 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $18,811 $1,402,800 $1,402,800 $0
2024 $18,811 $1,283,900 $1,283,900 $0
2023 $17,330 $1,136,000 $1,136,000 $0
2022 $17,330 $905,700 $905,700 $0
2021 $16,674 $899,900 $899,900 $0
2020 $16,347 $870,800 $870,800 $0
2019 $15,469 $710,000 $710,000 $0
2018 $15,081 $692,700 $692,700 $0
2017 -- $634,200 $634,200 $0
2016 -- $629,600 $629,600 $0
2015 -- $654,500 $0 $0
2014 -- $500,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Jane Fisher

    Seller's Agent in 2015

    Jane Fisher

    Gaslight Group Properties

    (231) 409-8060

    25 in this area

    164 Total Sales

    Jane Fisher
    Section Image
  • Kevin Olson

    Buyer's Agent in 2015

    Kevin Olson

    Graham Real Estate

    (231) 881-7303

    68 in this area

    107 Total Sales

    Kevin Olson
    Section Image
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Map

Source: Northern Michigan MLS

MLS Number: 439019

Northern Michigan MLS

APN: 08-16-17-176-062

Michigan Emmet County Harbor Springs 49740

1645 Fern Ave, Harbor Springs, MI

This home is located at 1645 Fern Ave, Harbor Springs, MI 49740 since 21 November 2013 and is currently estimated at $1,470,893, approximately $420 per square foot. 1645 Fern Ave is a home located in Emmet County with nearby schools including Blackbird Elementary School, Shay Elementary School, and Harbor Springs High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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