NOT LISTED FOR SALE

1646 Ocean St Santa Cruz, CA 95060

Estimated Value: $733,000 - $753,000

2 Beds
1.5 Baths
1,017 Sq Ft
$728/Sq Ft Est. Value

Last Sold December 15, 2023

Last sale price $690,000 $678 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $4,928/month

38 Days on Market

Highlights

  • 1 Car Detached Garage
  • Mission Hill Middle School Rated A-
  • Wood Burning Fireplace

About This Home

As of December 2023

Nestled within the picturesque and highly sought-after West Side of Santa Cruz, this 2-bedroom, 1.5-bathroom townhome offers the quintessential California coastal lifestyle. The moment you step through the door, you'll be captivated by the airy and open floor plan that seamlessly connects the living room, dining area, and kitchen. Recently adorned with a fresh coat of paint and new carpet, the interior exudes an aura of renewed vibrancy and cleanliness, inviting you to make it your own. This townhome has a low HOA fee of $330/mo and is ideally situated for those who cherish the convenience of being close to major freeways, UCSC, shops, restaurants and just a five minute drive to the beach.

Last Agent to Sell the Property

Bri Steel

Live Love Santa Cruz License #01977946 Listed on: 10/13/2023

Last Buyer's Agent

Kelley Youmans

David Lyng Real Estate License #01327034

David Lyng Real Estate

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $7,873

Year Built

  • Built in 1989

Lot Details

  • 871

HOA Fees

  • $330 Monthly HOA Fees

Parking

  • 1 Car Detached Garage

Home Design

  • Composition Roof

Interior Spaces

  • 1,017 Sq Ft Home
  • 2-Story Property
  • Wood Burning Fireplace

Bedrooms and Bathrooms

  • 2 Bedrooms

Additional Features

  • 871 Sq Ft Lot
  • Wall Furnace

Community Details

  • Association fees include garbage, landscaping / gardening, water / sewer
  • 6 Units
  • Ocean Street Terrace HOA
  • Built by Ocean Street Terrace HOA

Listing and Financial Details

  • Assessor Parcel Number 008-081-51-000

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$7,873

Year Built

Built in 1989

Lot Details

0

HOA Fees

$330 per month

Parking

1

Listing Details

  • Subclass: Townhouse
  • Age: 34
  • Listing Class: Residential
  • Min Numberof Unitsin Complex: 6
  • Structure Sq Ft: 1017
  • Complex Name: Ocean Street Terrace HOA
  • Year Built: 1989
  • Zoning Description: condo
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Fireplace: Wood Burning
  • Living Sq Ft: 1017
  • Stories: 2
  • Fireplaces Min: 1
  • Maximum Numberof Bedrooms: 2
  • Minimum Numberof Bedrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: Yes

Exterior Features

  • Roof: Composition

Garage/Parking

  • Garage Spaces: 1
  • Parking Spaces: 6
  • Garage Max: 1
  • Garage Min: 1
  • Garage Parking Features: Detached Garage

Utilities

  • Heating System: Wall Furnace
  • Sewer/Septic System: Sewer - Public

Condo/Co-op/Association

  • HOA Fees: 330
  • HOA Fee Frequency: Monthly
  • Association Fees Include: Garbage, Landscaping / Gardening, Water / Sewer
  • H O A Name Text: Ocean Street Terrace HOA
  • H O A Exist: Yes

Schools

  • School District: Santa Cruz City High

Lot Info

  • Parcel Number: 008-081-51-000
  • Lot Acres: 0.0200
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 871.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 871.00

Multi Family

  • Utilities: Public Utilities

MLS Schools

  • High School District Text: Santa Cruz City High

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 30, 2016
Closed on
Jan 6, 2017
Sold by
Chen Luojian
Bought by
Chen Christine M
Seller's Agent
Karen Lewis
KW Coastal Estates
Buyer's Agent
Karen Lewis
KW Coastal Estates
List Price
$490,000
Sold Price
$481,000
Premium/Discount to List
-$9,000
-1.84%
Current Estimated Value
$739,895

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$258,895
Avg. Annual Appreciation
4.78%

Purchase Details

Listed on
Nov 30, 2016
Closed on
Dec 29, 2016
Sold by
Hughes Alexandra
Bought by
Chen Luojian and Chen Christine Marie
Seller's Agent
Karen Lewis
KW Coastal Estates
Buyer's Agent
Karen Lewis
KW Coastal Estates
List Price
$490,000
Sold Price
$481,000
Premium/Discount to List
-$9,000
-1.84%

Purchase Details

Listed on
Apr 15, 2012
Closed on
Jul 17, 2012
Sold by
Lelaidier Danielle
Bought by
Hughes Alexandra
Seller's Agent
Claudia Knight
Town and Country Real Estate
Buyer's Agent
Karen Lewis
David Lyng Real Estate
List Price
$265,000
Sold Price
$278,000
Premium/Discount to List
$13,000
4.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.11%
Original Mortgage
$236,300
Interest Rate
3.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 22, 2008
Sold by
Simpson Travis Albert
Bought by
Lelaidier Danielle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,650
Interest Rate
6.09%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Sep 5, 2008
Sold by
Us Bank National Association
Bought by
Lelaidier Danielle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,650
Interest Rate
6.09%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Jul 10, 2008
Sold by
Henderson John L
Bought by
Us Bank Na and Structured Asset Securities Corp Structu

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$276,000
Interest Rate
5.77%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 10, 2005
Sold by
Dally Andrew J and Dally Linda C
Bought by
Henderson John L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$408,000
Interest Rate
5.51%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Aug 29, 2002
Sold by
Cox Velasco Margo M
Bought by
Dally Andrew J and Dally Linda C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$258,400
Interest Rate
6.29%

Purchase Details

Closed on
Mar 14, 1999
Sold by
Velasco Al
Bought by
Cox Velasco Margo M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,100
Interest Rate
6.73%

Purchase Details

Closed on
Jul 6, 1998
Sold by
Wilson Carmine H
Bought by
Cox Velasco Margo M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,750
Interest Rate
7.03%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Chen Christine M -- None Available
Chen Luojian $481,000 First American Title Company
Hughes Alexandra $278,000 Stewart Title Of California
Lelaidier Danielle -- Old Republic Title Company
Lelaidier Danielle $345,000 Old Republic Title Company
Us Bank Na $319,234 None Available
Henderson John L $510,000 Multiple
Dally Andrew J $323,000 First American Title Co
Cox Velasco Margo M -- First American Title Co
Cox Velasco Margo M $165,000 First American Title Co
Cox Velasco Margo M -- First American Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Herrera Stephanie Renee $637,000
Previous Owner Hughes Alexandra $275,000
Previous Owner Hughes Alexandra $236,300
Previous Owner Lelaidier Danielle $58,650
Previous Owner Lelaidier Danielle $276,000
Previous Owner Henderson John L $408,000
Previous Owner Dally Andrew J $44,000
Previous Owner Dally Andrew J $284,000
Previous Owner Dally Andrew J $26,417
Previous Owner Dally Andrew J $258,400
Previous Owner Cox Velasco Margo M $256,000
Previous Owner Cox Velasco Margo M $250,000
Previous Owner Cox Velasco Margo M $244,000
Previous Owner Cox Velasco Margo M $25,000
Previous Owner Cox Velasco Margo M $181,600
Previous Owner Cox Velasco Margo M $20,100
Previous Owner Cox Velasco Margo M $156,750
Closed Dally Andrew J $64,600
Closed Henderson John L $102,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/15/2023 12/15/23 Sold $690,000 -1.4% $678 / Sq Ft
11/21/2023 11/21/23 Pending -- -- --
11/04/2023 11/04/23 Price Changed $699,999 -6.5% $688 / Sq Ft
10/13/2023 10/13/23 For Sale $749,000 +55.7% $736 / Sq Ft
01/04/2017 01/04/17 Sold $481,000 -1.8% $473 / Sq Ft
12/06/2016 12/06/16 Pending -- -- --
11/30/2016 11/30/16 For Sale $490,000 +76.3% $482 / Sq Ft
07/23/2012 07/23/12 Sold $278,000 +3.0% $278 / Sq Ft
06/07/2012 06/07/12 Price Changed $270,000 +1.9% $270 / Sq Ft
05/07/2012 05/07/12 Pending -- -- --
04/15/2012 04/15/12 For Sale $265,000 -- $265 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,873 $703,800 $527,850 $175,950
2023 $6,229 $536,564 $375,595 $160,969
2022 $6,160 $526,044 $368,231 $157,813
2021 $6,034 $515,729 $361,010 $154,719
2020 $5,987 $510,441 $357,309 $153,132
2019 $5,851 $500,433 $350,303 $150,130
2018 $5,785 $490,620 $343,434 $147,186
2017 $3,708 $294,970 $206,479 $88,491
2016 $3,516 $289,186 $202,430 $86,756
2015 $3,366 $284,842 $199,389 $85,453
2014 $3,313 $279,262 $195,483 $83,779
Source: Public Records

Agents Affiliated with this Home

  • Bri Steel

    Seller's Agent in 2023

    Bri Steel

    Live Love Santa Cruz

    (831) 200-6338

    70 Total Sales

    Bri Steel
    Section Image
  • Kelley Youmans

    Buyer's Agent in 2023

    Kelley Youmans

    David Lyng Real Estate

    (831) 818-1739

    34 Total Sales

    Kelley Youmans
    Section Image

  • K

    Seller's Agent in 2017

    Karen Lewis

    KW Coastal Estates

    Section Image

  • C

    Seller's Agent in 2012

    Claudia Knight

    Town and Country Real Estate

See All Agents

Map

Source: MLSListings

MLS Number: ML81945038

MLSListings

APN: 008-081-51-000

California Santa Cruz County Santa Cruz 95060

1646 Ocean St, Santa Cruz, CA

This home is located at 1646 Ocean St, Santa Cruz, CA 95060 since 13 October 2023 and is currently estimated at $739,895, approximately $727 per square foot. This property was built in 1989. 1646 Ocean St is a home located in Santa Cruz County with nearby schools including De Laveaga Elementary School, Mission Hill Middle School, and Santa Cruz High School.

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