$322,000
SOLD APR 25, 2025

1646 Prather Dr Nancy, KY 42544

4 Beds
2.5 Baths
2,207 Sq Ft
1.6 Acres

Recently Sold

$146 Per Sq Ft

5% Below List Price

72 Days on Market

Highlights

  • View of Trees or Woods
  • 2 Car Attached Garage
  • Cooling Available
  • Deck
  • Brick Veneer
  • Patio

About This Home

As of April 2025

What a beautiful property! Take a look at this refurbished 4 BR / 2.5 BA home in a neighborhood where a short stroll gives you breath taking views of Lake Cumberland and comes with a one year home warranty for the buyer! This home has curb appeal with the white painted brick, green vinyl & black exterior accents. The home has luxury plank vinyl (waterproof) flooring, tiled floors & showers, quartz counter tops, new cabinets, new vanities & a new stainless steel appliance suite. There is a new back deck, another entrance to the garage plus a back patio at this home situated on a corner lot. A nice painted fireplace is the focal point of a spacious family room & the home's trendy lighting fixtures are sure to be a topic of conversation. The kitchen will be the envy of viewers & the french doors from the area lead to the back deck. This property, at this list price, will sure grab the attention of anyone in the market for a primary home or a Lake Cumberland vacation home.

Last Agent to Sell the Property

Jill Johnson

Eagle Realty & Development LLC License #247548 Listed on: 01/12/2025

Co-Listed By

Tammy Price Anger

Eagle Realty & Development LLC License #242390

Last Buyer's Agent

Kristin Whitson

My Lake Cumberland Realty Group License #276651

Home Details

Home Type

  • Single Family

Lot Details

  • 1.6 Acre Lot

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Driveway

Property Views

  • Woods
  • Neighborhood

Home Design

  • Split Level Home
  • Brick Veneer
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,207 Sq Ft Home
  • Multi-Level Property
  • Ceiling Fan
  • Insulated Windows
  • Insulated Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Utility Room
  • Washer and Electric Dryer Hookup

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Deck
  • Patio

Schools

  • Nancy Elementary School
  • Southern Middle School
  • Southwestern High School

Utilities

  • Cooling Available
  • Air Source Heat Pump
  • Septic Tank

Community Details

  • Towering Hills Subdivision

Listing and Financial Details

  • Assessor Parcel Number 040-4-2-61

Home Details

Home Type

Single Family

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 9999
  • Above Grade Finished Sq Ft: 2207.0
  • Levels: Multi/Split
  • New Construction: No
  • Structure Type:House: Yes
  • View:Neighborhood: Yes
  • Flooring:Tile2: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Foundation Details:Block3: Yes
  • Appliances Refrigerators: Yes
  • Roof:Shingle: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Interior Amenities: Ceiling Fan(s), Entrance Foyer
  • Flooring: Tile, Vinyl
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: No
  • Total Bedrooms: 4
  • Fireplace: No
  • LivingArea: 2207.0
  • Lot Size Area: 1.6
  • Window Features: Insulated Windows
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Entrance Foyer: Yes

Exterior Features

  • Roof: Shingle
  • Construction Materials: Vinyl Siding, Brick Veneer
  • Foundation Details: Block
  • List Price: 319900.0
  • Patio And Porch Features: Deck, Patio
  • View: Neighborhood, Trees/Woods
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Brick Veneer: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached Garage, Driveway, Garage Faces Side
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes

Schools

  • Elementary School: Nancy
  • High School: Southwestern
  • Middle or Junior School: Southern

Lot Info

  • Lot Size Acres: 1.6
  • Lot Size Sq Ft: 69696.0
  • Parcel Number: 040-4-2-61

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 12, 2025
Closed on
Apr 25, 2025
Sold by
Berry David
Bought by
Holden Gabrielle and Clark Philip
Seller's Agent
Jill Johnson
Eagle Realty & Development LLC
Buyer's Agent
Kristin Whitson
My Lake Cumberland Realty Group
List Price
$339,900
Sold Price
$322,000
Premium/Discount to List
-$17,900
-5.27%
Views
24
Current Estimated Value
$314,050

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,950
Avg. Annual Appreciation
-3.28%
Original Mortgage
$328,923
Outstanding Balance
$324,793
Interest Rate
0.67%
Mortgage Type
Construction
Estimated Equity
-$10,743

Purchase Details

Closed on
Feb 26, 1996
Bought by
Waddle Helen H and Waddle Bobby Joe
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Purchase History

Date Type Sale Price Title Company
Deed $322,000 Attorney Only
Grant Deed $55,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $328,923 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/25/2025 04/25/25 Sold $322,000 +0.7% $146 / Sq Ft
03/25/2025 03/25/25 Pending -- -- --
03/20/2025 03/20/25 Price Changed $319,900 -3.0% $145 / Sq Ft
02/06/2025 02/06/25 Price Changed $329,900 -1.5% $149 / Sq Ft
01/24/2025 01/24/25 Price Changed $334,900 -1.5% $152 / Sq Ft
01/12/2025 01/12/25 For Sale $339,900 +133.6% $154 / Sq Ft
06/20/2024 06/20/24 Sold $145,500 +45.6% $79 / Sq Ft View Prior Sale
05/29/2024 05/29/24 Pending -- -- --
05/23/2024 05/23/24 For Sale $99,900 -- $54 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $868 $145,500 $15,000 $130,500
2024 $868 $115,000 $15,000 $100,000
2023 $895 $115,000 $15,000 $100,000
2022 $907 $115,000 $15,000 $100,000
2021 $723 $88,000 $88,000 $0
2020 $728 $88,000 $88,000 $0
2019 $752 $88,000 $88,000 $0
2018 $741 $88,000 $88,000 $0
2017 $726 $88,000 $88,000 $0
2016 $726 $88,000 $88,000 $0
2015 $710 $88,000 $88,000 $0
2014 $691 $88,000 $88,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25000545

ImagineMLS (Bluegrass REALTORS®)

APN: 040-4-2-61