Sandra Tuttle
Island Welcome Real Estate
(786) 751-6441
140 Total Sales
32 in Cudjoe Key
$185K - $3.2M Price Range
165 Cutlass Ln Summerland Key, FL 33042
Cudjoe Key Area
4
Beds
3
Baths
2,448
Sq Ft
6,000
Sq Ft Lot
Highlights
- Dock made with concrete
- Walk-In Closet
- Storage
- Home fronts a canal
- Laundry Room
- Central Air
About This Home
As of August 2026Discover your dream waterfront retreat in the Florida Keys. This canal-front home features 4 spacious bedrooms and 3 bathrooms with 2,448 sq. ft. of thoughtfully designed living space, perfect for accommodating family, guests, and entertaining. Enjoy expansive covered balconies on both levels, where you can relax and take in peaceful canal views and the laid-back island lifestyle. The generous kitchen and dining area serve as the heart of the home--ideal for hosting gatherings after a day on the water. Updated bathrooms offer a modern feel, while the spacious primary suite provides a private sanctuary to unwind. Outside, the property offers ample off-street parking and room to add a pool, creating the perfect setting for outdoor living. A versatile 299 sq. ft. downstairs enclosure adds valuable storage space for fishing gear, water toys, and more. With direct boating access to both the Gulf and the Atlantic, adventure is always within reach. Plus, local restaurants, marinas, and island bars are just a short walk away, letting you enjoy the best of the Keys lifestyle. At just $439 per square foot, this property represents the lowest price per square foot for a waterfront home currently available in the Florida Keys, making it one of the best opportunities on the market today. Bring your boat and start living the Florida Keys dream.
Last Agent to Sell the Property
Expert Realty LLC (HQ) License #3363807 Listed on: 08/06/2026
Last Buyer's Agent
Berkshire Hathaway HomeServices Knight & Gardner Realty License #3032184
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,411
Year Built
- Built in 1991
Lot Details
- 6,000 Sq Ft Lot
- Home fronts a canal
- Property is zoned IS - Improved Subivision District
Parking
- Carport
Home Design
- Frame Construction
- Metal Roof
Interior Spaces
- 2,448 Sq Ft Home
- Ceiling Fan
- Storage
- Canal Views
- Range
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Seawall
- Dock made with concrete
Utilities
- Central Air
Community Details
- Cutthroat Harbor Est Subdivision
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 25, 2018
Closed on
Sep 26, 2019
Sold by
Bought by
Seller's Agent
Sandra Tuttle
American Caribbean Real Estate Lower Keys
Buyer's Agent
Sandra Tuttle
American Caribbean Real Estate Lower Keys
List Price
$799,000
Sold Price
$724,000
Premium/Discount to List
-$75,000
-9.39%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.82%
Original Mortgage
$529,000
Outstanding Balance
$454,118
Interest Rate
3.6%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$838,392
Purchase Details
Listed on
Apr 28, 2017
Closed on
Jun 14, 2017
Sold by
Bought by
Seller's Agent
Charity Rebl
Century 21 Circle
Buyer's Agent
Michelle Blades
Realty Executives Florida Keys Old Town
List Price
$474,900
Sold Price
$442,000
Premium/Discount to List
-$32,900
-6.93%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.40%
Original Mortgage
$265,200
Interest Rate
3.91%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 27, 2016
Sold by
Bought by
Purchase Details
Closed on
Jul 30, 2015
Sold by
Bought by
Purchase Details
Closed on
Apr 27, 2015
Sold by
Bought by
Purchase Details
Closed on
Mar 13, 2015
Sold by
Bought by
Purchase Details
Closed on
Aug 22, 2006
Sold by
Bought by
Purchase Details
Closed on
Jul 1, 1988
Bought by
Purchase Details
Closed on
Jul 1, 1980
Bought by
Purchase Details
Closed on
Apr 1, 1979
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Summerland Key, FL
-
Sandra Tuttle
-
Lisa Ferringo
Lisa Ferringo
Coldwell Banker Schmitt Real Estate Co
(786) 751-5529
569 Total Sales
116 in Cudjoe Key
$46K - $12.3M Price Range
-
Stacy Shahan
Stacy Shahan
Island Real Estate Company Florida Keys
(813) 694-9962
27 Total Sales
7 in Cudjoe Key
$350K - $1.7M Price Range
-
Patti Nickless
Patti Nickless
Responds QuicklyColdwell Banker Schmitt Lower Keys (KW)
(877) 540-7990
151 Total Sales
22 in Cudjoe Key
$299K - $2M Price Range
-
Dustan Carpenter
Dustan Carpenter
Berkshire Hathaway HomeServices Knight & Gardner Realty
(786) 751-2889
31 Total Sales
1 in Cudjoe Key
$175,000 Price
-
Coby Taylor
Coby Taylor
Expert Realty LLC (HQ)
(813) 694-4326
74 Total Sales
7 in Cudjoe Key
$195K - $1.4M Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $724,000 | None Listed On Document | |
| Special Warranty Deed | $442,000 | Buyers Title Inc | |
| Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $25,000 | -- | |
| Warranty Deed | $16,000 | -- | |
| Deed | $8,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $529,000 | Purchase Money Mortgage | |
| Closed | $529,000 | Purchase Money Mortgage | |
| Previous Owner | $265,200 | New Conventional | |
| Previous Owner | $20,000 | Credit Line Revolving | |
| Previous Owner | $300,000 | Unknown | |
| Previous Owner | $165,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/06/2026 08/06/26 | Sold | $1,000,000 | 0.0% | $408 / Sq Ft | |
| 08/06/2026 08/06/26 | Pending | -- | -- | -- | |
| 08/06/2026 08/06/26 | For Sale | $1,000,000 | +38.1% | $408 / Sq Ft | |
| 09/26/2019 09/26/19 | Sold | $724,000 | -9.4% | $296 / Sq Ft | View Prior Sale |
| 08/25/2019 08/25/19 | Pending | -- | -- | -- | |
| 07/25/2018 07/25/18 | For Sale | $799,000 | +80.8% | $326 / Sq Ft | |
| 07/21/2017 07/21/17 | Sold | $442,000 | -6.9% | $181 / Sq Ft | View Prior Sale |
| 06/09/2017 06/09/17 | Pending | -- | -- | -- | |
| 04/28/2017 04/28/17 | For Sale | $474,900 | -- | $194 / Sq Ft |
Source: Key West Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,411 | $682,064 | ||
| 2024 | $6,087 | $662,842 | ||
| 2023 | $5,854 | $643,536 | $0 | $0 |
| 2022 | $5,700 | $624,793 | $0 | $0 |
| 2021 | $5,874 | $606,596 | $233,295 | $373,301 |
| 2020 | $5,894 | $603,300 | $225,570 | $377,730 |
| 2019 | $5,579 | $526,274 | $225,570 | $300,704 |
| 2018 | $5,542 | $507,879 | $203,940 | $303,939 |
| 2017 | $5,329 | $490,400 | $0 | $0 |
| 2016 | $2,975 | $276,051 | $0 | $0 |
| 2015 | $3,060 | $274,132 | $0 | $0 |
| 2014 | -- | $271,956 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Justyn Ewald
J
Seller's Agent in 2026
Justyn Ewald
Expert Realty LLC (HQ)
(305) 587-7330
139 Total Sales
-
Jacqui Norman
J
Buyer's Agent in 2026
Jacqui Norman
Berkshire Hathaway HomeServices Knight & Gardner Realty
(305) 797-0794
2 Total Sales
-
S
Seller's Agent in 2019
Sandra Tuttle
American Caribbean Real Estate Lower Keys
-
M
Seller Co-Listing Agent in 2019
Michelle Blades
Realty Executives
-
M
Buyer Co-Listing Agent in 2019
Maurizio Nardi
American Caribbean Real Estate Lower Keys
-
C
Seller's Agent in 2017
Charity Rebl
Century 21 Circle
Map
Source: Key West Association of REALTORS®
MLS Number: 620895
APN: 00179960-000000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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