Seller's Agent in 2024
Kristine Cook
Real Broker MA, LLC
(413) 244-1143
4 in this area
186 Total Sales
165 Prospect St Ludlow, MA 01056
Estimated Value: $284,000 - $310,000
3
Beds
1
Bath
1,328
Sq Ft
$222/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Wood Flooring
- No HOA
- East Street Elementary School Rated A-
- Main Floor Primary Bedroom
- Upgraded Countertops
About This Home
As of November 2024Highest and Best Monday at 5 pmWelcome home to 165 Prospect Street, a bright and spacious Ludlow cottage ready for new owners! A cute front porch space greets you before you even step into the home, and leads you to an open-concept main floor bathed in natural light and adorned with gleaming hardwood floors. The remodeled kitchen will delight with attractive cabinetry and a tiled backsplash, leading into a separate dining area and ample living space. Further in, you’ll find a convenient main-floor primary bedroom, and a roomy full-bath. Another pair of bedrooms accents the upstairs, overlooking your fenced-in yard with a storage shed! Don’t wait! This charmer will go fast!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,783
Year Built
- Built in 1910
Lot Details
- 5,000
Home Design
- Bungalow
- Block Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- 1,328 Sq Ft Home
- Open Floorplan
- Ceiling Fan
- Bay Window
Kitchen
- Range
- Microwave
- Dishwasher
- Upgraded Countertops
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- 1 Full Bathroom
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- 4 Car Parking Spaces
- Driveway
- Paved Parking
- Open Parking
- Off-Street Parking
Utilities
- No Cooling
- 1 Heating Zone
- Heating System Uses Oil
- Heating System Uses Steam
- 100 Amp Service
- Tankless Water Heater
Additional Features
- Porch
- 5,000 Sq Ft Lot
Listing and Financial Details
- Assessor Parcel Number 2555594
Community Details
Recreation
- Park
Additional Features
- No Home Owners Association
- Shops
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 24, 2024
Closed on
Nov 26, 2024
Sold by
Knowles-Warren Lisa A
Bought by
Merchant Joseph J and Dezalia Samantha
Seller's Agent
Kristine Cook
Real Broker MA, LLC
Buyer's Agent
Paul Zingarelli
Berkshire Hathaway HomeServices Realty Professionals
List Price
$275,000
Sold Price
$285,000
Premium/Discount to List
$10,000
3.64%
Views
34
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,068
Avg. Annual Appreciation
2.39%
Original Mortgage
$228,000
Outstanding Balance
$224,447
Interest Rate
6.32%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$70,621
Purchase Details
Listed on
Mar 16, 2016
Closed on
Nov 29, 2016
Sold by
Mya Realty Llc
Bought by
Knowles-Warren Lisa A
Seller's Agent
Shawna Gutowski
William Raveis Team 413
Buyer's Agent
Kristine Cook
Real Broker MA, LLC
List Price
$174,900
Sold Price
$158,000
Premium/Discount to List
-$16,900
-9.66%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.65%
Original Mortgage
$155,138
Interest Rate
3.5%
Mortgage Type
FHA
Purchase Details
Listed on
Sep 12, 2015
Closed on
Nov 13, 2015
Sold by
Hayes Wayne F and Hayes Pamela M
Bought by
Mya Realty Llc
Seller's Agent
John Pedro
John H. Pedro Real Estate
Buyer's Agent
Heidi Pafumi
Coldwell Banker Realty - Western MA
List Price
$99,900
Sold Price
$85,250
Premium/Discount to List
-$14,650
-14.66%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
80.99%
Purchase Details
Closed on
Jul 31, 1987
Sold by
Branco Mario
Bought by
Hayes Wayne F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$83,600
Interest Rate
10.43%
Mortgage Type
Purchase Money Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Merchant Joseph J | $285,000 | None Available | |
| Merchant Joseph J | $285,000 | None Available | |
| Merchant Joseph J | $285,000 | None Available | |
| Knowles-Warren Lisa A | $158,000 | -- | |
| Knowles-Warren Lisa A | $158,000 | -- | |
| Mya Realty Llc | $85,250 | -- | |
| Mya Realty Llc | $85,250 | -- | |
| Knowles-Warren Lisa A | $158,000 | -- | |
| Mya Realty Llc | $85,250 | -- | |
| Hayes Wayne F | $88,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Merchant Joseph J | $228,000 | |
| Closed | Merchant Joseph J | $228,000 | |
| Previous Owner | Knowles-Warren Lisa A | $155,138 | |
| Previous Owner | Hayes Wayne F | $83,600 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/26/2024 11/26/24 | Sold | $285,000 | +3.6% | $215 / Sq Ft | |
| 10/28/2024 10/28/24 | Pending | -- | -- | -- | |
| 10/24/2024 10/24/24 | For Sale | $275,000 | +74.1% | $207 / Sq Ft | |
| 11/29/2016 11/29/16 | Sold | $158,000 | -1.2% | $119 / Sq Ft | View Prior Sale |
| 11/07/2016 11/07/16 | Pending | -- | -- | -- | |
| 10/11/2016 10/11/16 | Price Changed | $159,900 | -2.4% | $120 / Sq Ft | |
| 10/04/2016 10/04/16 | Price Changed | $163,900 | -0.6% | $123 / Sq Ft | |
| 09/07/2016 09/07/16 | Price Changed | $164,900 | -1.2% | $124 / Sq Ft | |
| 08/23/2016 08/23/16 | Price Changed | $166,900 | -1.8% | $126 / Sq Ft | |
| 07/15/2016 07/15/16 | Price Changed | $169,900 | -2.9% | $128 / Sq Ft | |
| 07/05/2016 07/05/16 | Price Changed | $174,900 | 0.0% | $132 / Sq Ft | |
| 07/05/2016 07/05/16 | For Sale | $174,900 | +10.7% | $132 / Sq Ft | |
| 05/27/2016 05/27/16 | Off Market | $158,000 | -- | -- | |
| 05/02/2016 05/02/16 | Price Changed | $169,900 | -2.9% | $128 / Sq Ft | |
| 03/16/2016 03/16/16 | For Sale | $174,900 | +105.2% | $132 / Sq Ft | |
| 11/16/2015 11/16/15 | Sold | $85,250 | -14.7% | $64 / Sq Ft | View Prior Sale |
| 10/20/2015 10/20/15 | Pending | -- | -- | -- | |
| 10/08/2015 10/08/15 | For Sale | $99,900 | +17.2% | $75 / Sq Ft | |
| 09/21/2015 09/21/15 | Off Market | $85,250 | -- | -- | |
| 09/21/2015 09/21/15 | Pending | -- | -- | -- | |
| 09/12/2015 09/12/15 | For Sale | $99,900 | -- | $75 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,892 | $224,300 | $70,600 | $153,700 |
| 2024 | $3,783 | $209,100 | $70,500 | $138,600 |
| 2023 | $3,578 | $183,400 | $61,900 | $121,500 |
| 2022 | $3,408 | $170,500 | $61,900 | $108,600 |
| 2021 | $3,421 | $162,300 | $61,900 | $100,400 |
| 2020 | $3,279 | $159,000 | $61,000 | $98,000 |
| 2019 | $3,056 | $154,200 | $60,400 | $93,800 |
| 2018 | $2,865 | $150,700 | $60,400 | $90,300 |
| 2017 | $2,005 | $108,200 | $58,600 | $49,600 |
| 2016 | $2,605 | $143,700 | $57,400 | $86,300 |
| 2015 | $2,445 | $141,400 | $56,800 | $84,600 |
Source: Public Records
Agents Affiliated with this Home
-
Kristine Cook
-
Paul Zingarelli
Buyer's Agent in 2024
Paul Zingarelli
Berkshire Hathaway HomeServices Realty Professionals
(413) 246-9982
2 in this area
136 Total Sales
-
Shawna Gutowski
Seller's Agent in 2016
Shawna Gutowski
William Raveis Team 413
(413) 537-3186
5 in this area
153 Total Sales
-
John Pedro
Seller's Agent in 2015
John Pedro
John H. Pedro Real Estate
(413) 531-1328
29 in this area
61 Total Sales
-
Heidi Pafumi
Buyer's Agent in 2015
Heidi Pafumi
Coldwell Banker Realty - Western MA
(413) 687-4339
3 in this area
110 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73305964
APN: LUDL-151195-000000-A000048
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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