$424,900
PENDING NEW CONSTRUCTION $25K PRICE DROP

Estimated payment $2,776/month

Total Views 67,282
4 Beds
2.5 Baths
1,919 Sq Ft
$221 Price per Sq Ft

Highlights

  • New Construction
  • Loft
  • Stone Countertops
  • Solar Power System
  • Great Room
  • No HOA

About This Home

Back on Market at no fault of the property. Previous buyer was unable to qualify for the loan assumption, creating a second chance to take advantage of one of the best financing opportunities available in today's market. Rare opportunity to assume the seller's FIXED 2.75% interest rate loan and potentially save hundreds of dollars per month compared to current market rates. Whether you're a homeowner looking to maximize affordability or an investor seeking stronger cash flow, this assumable loan is a game-changing advantage. Why pay extra for upgrades in new construction when they're already included here? Built just four years ago and beautifully maintained, this like-new 4-bedroom, 2.5-bath + loft home offers 1,919 sq ft of modern living space with features that many builders charge extra for, including owned solar, window coverings, a finished, backyard, and an EV-ready setup. The thoughtfully designed floor plan features an open-concept layout, spacious living areas, and a versatile loft ideal for a home office, media room, second living space, or play area. Energy-efficient features and owned solar provide immediate savings and long-term value from day one. Additional highlights include a second set of laundry hookups in the garage, offering flexibility for multi-generational living, rental potential, or customized use of space. Step outside to a completed low-maintenance backyard, already finished and ready to enjoy without the added expense and hassle often associated with new construction. Conveniently located near UC Merced, Mercy Medical Center, shopping, dining, and Lake Yosemite, this home combines modern comfort, location, and exceptional financial advantages. Move-in ready, upgraded, and featuring a rare assumable 2.75% loan. Opportunities like this don't come along often.

Listing Agent

Rebeca Gamon

eXp Realty of California Inc. License #02058813 Listed on: 11/06/2025

eXp Realty of California Inc.

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2021 | New Construction

Parking

  • 2 Car Attached Garage
  • Electric Vehicle Home Charger

Home Design

  • Slab Foundation
  • Composition Roof
  • Stucco

Interior Spaces

  • 1,919 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Great Room
  • Combination Dining and Living Room
  • Loft

Kitchen

  • Free-Standing Gas Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • Secondary Bathroom Double Sinks
  • Bathtub with Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer
  • 220 Volts In Laundry

Home Security

  • Security System Owned
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Utilities

  • Zoned Heating and Cooling
  • 220 Volts in Kitchen
  • Water Filtration System
  • Tankless Water Heater

Additional Features

  • Solar Power System
  • 2,448 Sq Ft Lot

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 230-072-010-000

Home Details

Home Type

Single Family

Year Built

Built in 2021 | New Construction

Lot Details

2,448 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: No
  • Stories: 2
  • Year Built: 2021
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Free Standing Gas Range, Free Standing Refrigerator, Ice Maker, Dishwasher, Disposal, Microwave, Tankless Water Heater
  • Other Equipment: Water Filter System
  • Flooring: Carpet, Tile
  • Master Bedroom Features: Walk-In Closet
  • Total Bathrooms: 3
  • Bathroom Features: Double Sinks, Tub w/Shower Over
  • Dining Room Features: Dining/Living Combo
  • Kitchen Features: Pantry Closet, Stone Counter
  • Living Room Features: Great Room
  • Main Level: Living Room, Dining Room, Partial Bath(s), Garage, Kitchen, Street Entrance
  • Price Per Square Foot: 221.42
  • Square Footage: 1919.00

Exterior Features

  • Construction Materials: Stucco
  • Disclosures/Documents: Seller Property Questionnaire, Transfer Disclosure Statement, Preliminary Title Report
  • Foundation: Slab
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 424900.00
  • Lot Features: Low Maintenance
  • New Construction: No
  • Pool: No
  • Property Condition: New Construction
  • Roof: Composition
  • Spa: No

Garage/Parking

  • Garage Spaces: 2.00
  • Parking Features: Attached, EV Charging

Utilities

  • Security: Carbon Mon Detector, Security System Owned, Smoke Detector, Video System
  • Sewer: Public Sewer
  • Utilities: Public, Solar
  • Cooling: Ceiling Fan(s), Central, MultiZone
  • Electric: 220 Volts in Kitchen, 220 Volts in Laundry
  • Heating: Central
  • Laundry Features: Laundry Closet, Dryer Included, Upper Floor, Washer Included
  • PowerProductionType: Photovoltaics
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Merced Union High

Lot Info

  • Zoning: Residential
  • Irrigation: Public District
  • Lot Size Acres: 0.0562
  • Lot Size Sq Ft: 2448.00

Green Features

  • Energy Efficient: Water Heater

Multi Family

Tax Info

  • Assessor Parcel Number: 230-072-010-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Merced

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,776 $381,502 $90,202 $291,300
2024 $5,776 $374,023 $88,434 $285,589
2023 $5,686 $366,690 $86,700 $279,990
2022 $5,568 $359,500 $85,000 $274,500
2021 $2,087 $35,362 $35,362 $0
2020 $291 $5,509 $5,509 $0
2019 $368 $5,401 $5,401 $0
2018 $368 $5,296 $5,296 $0
2017 $428 $5,193 $5,193 $0
2016 $429 $5,092 $5,092 $0
2015 $427 $5,016 $5,016 $0
2014 $426 $4,918 $4,918 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/10/2026 07/10/26 Pending -- -- --
06/12/2026 06/12/26 For Sale $424,900 0.0% $221 / Sq Ft
05/14/2026 05/14/26 Pending -- -- --
04/02/2026 04/02/26 Price Changed $424,900 -3.4% $221 / Sq Ft
03/18/2026 03/18/26 For Sale $439,888 0.0% $229 / Sq Ft
02/05/2026 02/05/26 Off Market $439,888 -- --
01/23/2026 01/23/26 Price Changed $439,888 -2.2% $229 / Sq Ft
11/06/2025 11/06/25 For Sale $449,888 -- $234 / Sq Ft
Source: MetroList

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Grant Deed $382,000 First American Title
Grant Deed $359,500 Fidelity National Title Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $352,988 FHA
Source: Public Records

Source: MetroList

MLS Number: 225141468

MetroList

APN: 230-072-010

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